NTB vs LU

Comparison between Bank of N T Butterfield & Son Ltd (NTB, Company) and Lufax Holding Ltd (LU, Company).

Both NTB and LU are from the Financial Services sector.

5-Year PerformanceNTB has outperformed LU, delivering a return of +16.2% compared to -41.3%

NTB vs LU - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NTB(COMPANY)	LU(COMPANY)
Market Cap	$2.34B	$2.34B
Max Drawdown	71.87%	98.44%
Sharpe Ratio	1.63	-1.36
5Y Beta	0.63	1.00
Industry	Banks - Diversified	Credit Services
P/E Ratio	10.09	-3.86
Forward P/E	N/A	3.79
PEG Ratio	0.60	N/A
Dividend Yield	3.41%	N/A
5Y Dividends CAGR	-1.89%	N/A
5Y EPS CAGR	14.55%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	11.94%	N/A
P/S Ratio	3.82	0.08
P/B Ratio	2.04	0.17

Market Cap

Winner

NTB

$2.34B

Max Drawdown

Winner

NTB

71.87%

98.44%

Sharpe Ratio

Winner

NTB

1.63

-1.36

5Y Beta

Winner

NTB

0.63

1.00

Industry

NTB

Banks - Diversified

Credit Services

P/E Ratio

NTB

10.09

Winner

-3.86

Forward P/E

NTB

N/A

3.79

PEG Ratio

NTB

0.60

N/A

Dividend Yield

NTB

3.41%

N/A

5Y Dividends CAGR

NTB

-1.89%

N/A

5Y EPS CAGR

NTB

14.55%

N/A

Debt to Equity

NTB

0.00%

N/A

Free Cash Flow Yield

NTB

11.94%

N/A

P/S Ratio

NTB

3.82

Winner

0.08

P/B Ratio

NTB

2.04

Winner

0.17

NTB vs LU - Historical Returns

Returns include dividend reinvestment.

Period	NTB	LU
1 month	+6.40%	-20.63%
3 months	+17.76%	-32.80%
6 months	+21.71%	-52.08%
1 year	+39.94%	-54.48%
5 years(CAGR)	+16.20%	-41.35%
10 years(CAGR)	+14.92%	N/A
Max(CAGR)	+14.92%	-38.15%

Winner

NTB

+6.40%

-20.63%

Winner

NTB

+17.76%

-32.80%

Winner

NTB

+21.71%

-52.08%

Winner

NTB

+39.94%

-54.48%

5Y(CAGR)

Winner

NTB

+16.20%

-41.35%

10Y(CAGR)

NTB

+14.92%

N/A

Max(CAGR)

Winner

NTB

+14.92%

-38.15%

NTB vs LU - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	NTB	LU
2026	+23.72%	-52.79%
2025	+43.22%	+7.11%
2024	+20.11%	+79.42%
2023	+12.79%	-60.72%
2022	-18.69%	-60.71%
2021	+27.85%	-60.63%
2020	-10.89%	+10.51%
2019	+22.05%	N/A
2018	-11.83%	N/A
2017	+19.19%	N/A
2016	+27.50%	N/A

NTB vs LU Drawdown Comparison

The maximum drawdown for NTB was -69.72%, occurring on Mar 20, 2020. Recovery took 1485 trading sessions.

The maximum drawdown for LU was -96.67%, occurring on Jan 17, 2024. This drawdown has not yet recovered.

The current LU drawdown is -95.69%.

Rank	NTB	LU
#1	-69.72% Aug 17, 2018 - Jul 16, 2024	-96.67% Nov 16, 2020 - Jan 17, 2024
#2	-13.98% Jul 17, 2024 - Nov 6, 2024	-8.26% Nov 2, 2020 - Nov 5, 2020
#3	-13.18% Feb 12, 2025 - May 2, 2025	-5.26% Nov 9, 2020 - Nov 12, 2020
#4	-11.45% Jul 10, 2025 - Nov 3, 2025	N/A
#5	-10.85% Nov 6, 2024 - Feb 11, 2025	N/A
#6	-10.74% Jan 25, 2017 - May 3, 2017	N/A
#7	-9.38% Jul 10, 2017 - Sep 18, 2017	N/A
#8	-9.05% Dec 1, 2017 - Jan 11, 2018	N/A
#9	-7.48% Mar 7, 2018 - Apr 24, 2018	N/A
#10	-7.04% Feb 1, 2018 - Feb 15, 2018	N/A
#11	-6.85% May 9, 2018 - Jul 25, 2018	N/A
#12	-6.57% Nov 16, 2016 - Dec 9, 2016	N/A
#13	-6.34% Feb 20, 2026 - Apr 2, 2026	N/A
#14	-5.91% Oct 26, 2017 - Nov 22, 2017	N/A
#15	-5.04% Jun 16, 2017 - Jul 7, 2017	N/A

Correlation

Correlation between NTB and LU is -0.39 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.39

-101

Dividend Comparison (2016 - 2026)

NTB vs LU dividend yield comparison.

Year	NTB	LU
2026	1.66%	0.00%
2025	3.77%	0.00%
2024	4.82%	101.26%
2023	5.50%	11.60%
2022	5.90%	26.29%
2021	4.62%	0.00%
2020	5.65%	0.00%
2019	4.75%	0.00%
2018	4.85%	0.00%
2017	3.53%	0.00%
2016	0.32%	0.00%