NRIM vs PHR

Comparison between Northrim Bancorp Inc (NRIM, Company) and Phreesia Inc (PHR, Company).

NRIM is from the Financial Services sector, while PHR is from the Healthcare sector.

5-Year PerformanceNRIM has outperformed PHR, delivering a return of +26.5% compared to -31.9%

NRIM vs PHR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NRIM(COMPANY)	PHR(COMPANY)
Market Cap	$613M	$610M
Max Drawdown	76.13%	90.00%
Sharpe Ratio	0.46	-1.50
5Y Beta	0.82	0.98
Industry	Banks - Regional	Health Information Services
P/E Ratio	9.38	155.59
Forward P/E	12.77	14.12
PEG Ratio	0.17	N/A
Dividend Yield	2.29%	N/A
5Y Dividends CAGR	12.20%	N/A
5Y EPS CAGR	10.84%	N/A
Debt to Equity	24.32%	0.17%
Free Cash Flow Yield	23.15%	11.88%
P/S Ratio	2.89	1.25
P/B Ratio	1.85	1.82

Market Cap

Winner

NRIM

$613M

PHR

$610M

Max Drawdown

Winner

NRIM

76.13%

PHR

90.00%

Sharpe Ratio

Winner

NRIM

0.46

PHR

-1.50

5Y Beta

Winner

NRIM

0.82

PHR

0.98

Industry

NRIM

Banks - Regional

PHR

Health Information Services

P/E Ratio

Winner

NRIM

9.38

PHR

155.59

Forward P/E

Winner

NRIM

12.77

PHR

14.12

PEG Ratio

NRIM

0.17

PHR

N/A

Dividend Yield

NRIM

2.29%

PHR

N/A

5Y Dividends CAGR

NRIM

12.20%

PHR

N/A

5Y EPS CAGR

NRIM

10.84%

PHR

N/A

Debt to Equity

NRIM

24.32%

Winner

PHR

0.17%

Free Cash Flow Yield

Winner

NRIM

23.15%

PHR

11.88%

P/S Ratio

NRIM

2.89

Winner

PHR

1.25

P/B Ratio

NRIM

1.85

Winner

PHR

1.82

NRIM vs PHR - Historical Returns

Returns include dividend reinvestment.

Period	NRIM	PHR
1 month	+4.06%	+7.10%
3 months	+8.59%	+10.73%
6 months	+8.93%	-38.13%
1 year	+15.03%	-64.61%
5 years(CAGR)	+26.54%	-31.94%
10 years(CAGR)	+18.50%	N/A
Max(CAGR)	+12.37%	-12.54%

NRIM

+4.06%

Winner

PHR

+7.10%

NRIM

+8.59%

Winner

PHR

+10.73%

Winner

NRIM

+8.93%

PHR

-38.13%

Winner

NRIM

+15.03%

PHR

-64.61%

5Y(CAGR)

Winner

NRIM

+26.54%

PHR

-31.94%

10Y(CAGR)

NRIM

+18.50%

PHR

N/A

Max(CAGR)

Winner

NRIM

+12.37%

PHR

-12.54%

NRIM vs PHR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NRIM	PHR
2026	+2.40%	-39.88%
2025	+42.30%	-32.83%
2024	+42.93%	+9.68%
2023	+10.47%	-24.91%
2022	+29.58%	-24.67%
2021	+33.98%	-21.22%
2020	-6.25%	+105.76%
2019	+18.17%	+6.22%
2018	+0.02%	N/A
2017	+11.35%	N/A
2016	+22.26%	N/A
2015	+5.67%	N/A
2014	+3.60%	N/A
2013	+18.46%	N/A
2012	+30.96%	N/A
2011	-7.82%	N/A
2010	+16.05%	N/A
2009	+65.53%	N/A
2008	-48.76%	N/A
2007	-15.70%	N/A
2006	+16.63%	N/A
2005	+0.34%	N/A
2004	+5.97%	N/A
2003	+73.79%	N/A
2002	-0.75%	N/A
2001	+45.15%	N/A
2000	+7.71%	N/A
1999	-7.55%	N/A

NRIM vs PHR Drawdown Comparison

The maximum drawdown for NRIM was -74.61%, occurring on Mar 9, 2009. Recovery took 1564 trading sessions.

The maximum drawdown for PHR was -90.00%, occurring on Apr 10, 2026. This drawdown has not yet recovered.

The current NRIM drawdown is -7.58%. The current PHR drawdown is -87.84%.

Rank	NRIM	PHR
#1	-74.61% Apr 13, 2007 - Jun 28, 2013	-90.00% Feb 9, 2021 - Apr 10, 2026
#2	-54.01% Sep 4, 2018 - Mar 2, 2021	-51.39% Feb 21, 2020 - Oct 21, 2020
#3	-37.19% Nov 25, 2022 - Dec 7, 2023	-22.04% Aug 12, 2019 - Oct 31, 2019
#4	-35.07% Nov 3, 1999 - Jan 30, 2001	-13.62% Nov 7, 2019 - Jan 24, 2020
#5	-31.95% Apr 24, 2002 - May 6, 2003	-8.74% Jan 21, 2021 - Feb 3, 2021
#6	-28.14% Nov 7, 2014 - Sep 11, 2015	-8.67% Dec 11, 2020 - Jan 12, 2021
#7	-26.97% Mar 19, 2004 - Aug 31, 2005	-6.51% Oct 27, 2020 - Nov 4, 2020
#8	-25.33% Nov 30, 2015 - Dec 5, 2016	-5.32% Nov 9, 2020 - Nov 23, 2020
#9	-24.93% Jan 21, 2026 - Mar 18, 2026	-4.39% Jul 18, 2019 - Jul 26, 2019
#10	-24.41% Feb 6, 2025 - May 19, 2025	-3.57% Aug 1, 2019 - Aug 9, 2019
#11	-23.66% Dec 26, 2023 - Jul 11, 2024	-3.20% Feb 5, 2020 - Feb 13, 2020
#12	-23.02% Aug 6, 2001 - Nov 6, 2001	-2.80% Feb 13, 2020 - Feb 20, 2020
#13	-19.70% Jul 3, 2025 - Nov 25, 2025	-2.77% Nov 1, 2019 - Nov 7, 2019
#14	-18.37% Nov 22, 2024 - Feb 4, 2025	-2.43% Jan 24, 2020 - Jan 28, 2020
#15	-18.18% May 1, 2017 - Sep 19, 2017	-1.65% Jul 26, 2019 - Jul 30, 2019

Correlation

Correlation between NRIM and PHR is -0.49 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.49

-101