NRIM vs GNTY

Comparison between Northrim Bancorp Inc (NRIM, Company) and Guaranty Bancshares Inc (TX) (GNTY, Company).

5-Year PerformanceNRIM has outperformed GNTY, delivering a return of +23.9% compared to +20.7%

NRIM vs GNTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NRIM(COMPANY)	GNTY(COMPANY)
Market Cap	$561M	$557M
Max Drawdown	76.13%	46.35%
Sharpe Ratio	0.57	1.37
5Y Beta	0.83	N/A
Industry	Banks - Regional	N/A
P/E Ratio	8.59	15.53
Forward P/E	12.77	N/A
PEG Ratio	0.16	0.40
Dividend Yield	2.53%	N/A
5Y Dividends CAGR	12.20%	37.28%
5Y EPS CAGR	10.84%	12.40%
Debt to Equity	24.32%	12.65%
Free Cash Flow Yield	25.30%	5.43%
P/S Ratio	N/A	3.02
P/B Ratio	N/A	1.68

Market Cap

Winner

NRIM

$561M

GNTY

$557M

Max Drawdown

NRIM

76.13%

Winner

GNTY

46.35%

Sharpe Ratio

NRIM

0.57

Winner

GNTY

1.37

5Y Beta

NRIM

0.83

GNTY

N/A

Industry

NRIM

Banks - Regional

GNTY

N/A

P/E Ratio

Winner

NRIM

8.59

GNTY

15.53

Forward P/E

NRIM

12.77

GNTY

N/A

PEG Ratio

Winner

NRIM

0.16

GNTY

0.40

Dividend Yield

NRIM

2.53%

GNTY

N/A

5Y Dividends CAGR

NRIM

12.20%

Winner

GNTY

37.28%

5Y EPS CAGR

NRIM

10.84%

Winner

GNTY

12.40%

Debt to Equity

NRIM

24.32%

Winner

GNTY

12.65%

Free Cash Flow Yield

Winner

NRIM

25.30%

GNTY

5.43%

P/S Ratio

NRIM

N/A

GNTY

3.02

P/B Ratio

NRIM

N/A

GNTY

1.68

NRIM vs GNTY - Historical Returns

Returns include dividend reinvestment.

Period	NRIM	GNTY
1 month	+5.97%	+3.79%
3 months	+14.32%	+20.18%
6 months	-7.93%	+28.17%
1 year	+18.37%	+51.20%
5 years(CAGR)	+23.89%	+20.69%
10 years(CAGR)	+19.18%	+10.40%
Max(CAGR)	+12.10%	+10.40%

Winner

NRIM

+5.97%

GNTY

+3.79%

NRIM

+14.32%

Winner

GNTY

+20.18%

NRIM

-7.93%

Winner

GNTY

+28.17%

NRIM

+18.37%

Winner

GNTY

+51.20%

5Y(CAGR)

Winner

NRIM

+23.89%

GNTY

+20.69%

10Y(CAGR)

Winner

NRIM

+19.18%

GNTY

+10.40%

Max(CAGR)

Winner

NRIM

+12.10%

GNTY

+10.40%

NRIM vs GNTY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NRIM	GNTY
2026	-4.92%	N/A
2025	+42.30%	+52.92%
2024	+42.93%	+6.51%
2023	+10.47%	+0.24%
2022	+29.58%	-4.35%
2021	+33.98%	+39.06%
2020	-6.25%	-5.51%
2019	+18.17%	+13.27%
2018	+0.02%	+0.54%
2017	+11.35%	+3.13%
2016	+22.26%	N/A
2015	+5.67%	N/A
2014	+3.60%	N/A
2013	+18.46%	N/A
2012	+30.96%	N/A
2011	-7.82%	N/A
2010	+16.05%	N/A
2009	+65.53%	N/A
2008	-48.76%	N/A
2007	-15.70%	N/A
2006	+16.63%	N/A
2005	+0.34%	N/A
2004	+5.97%	N/A
2003	+73.79%	N/A
2002	-0.75%	N/A
2001	+45.15%	N/A
2000	+7.71%	N/A
1999	-7.55%	N/A

NRIM vs GNTY Drawdown Comparison

The maximum drawdown for NRIM was -74.61%, occurring on Mar 9, 2009. Recovery took 1564 trading sessions.

The maximum drawdown for GNTY was -44.54%, occurring on May 11, 2023. Recovery took 754 trading sessions.

The current NRIM drawdown is -14.18%. The current GNTY drawdown is -2.53%.

Rank	NRIM	GNTY
#1	-74.61% Apr 13, 2007 - Jun 28, 2013	-44.54% Jan 18, 2022 - Jan 21, 2025
#2	-54.01% Sep 4, 2018 - Mar 2, 2021	-38.73% Jun 22, 2018 - Jan 7, 2021
#3	-37.19% Nov 25, 2022 - Dec 7, 2023	-19.89% May 6, 2021 - Nov 5, 2021
#4	-35.07% Nov 3, 1999 - Jan 30, 2001	-18.03% Jun 7, 2017 - Feb 28, 2018
#5	-31.95% Apr 24, 2002 - May 6, 2003	-11.09% Feb 6, 2025 - May 15, 2025
#6	-28.14% Nov 7, 2014 - Sep 11, 2015	-10.97% Nov 12, 2021 - Jan 18, 2022
#7	-26.97% Mar 19, 2004 - Aug 31, 2005	-9.75% Feb 28, 2018 - Jun 22, 2018
#8	-25.33% Nov 30, 2015 - Dec 5, 2016	-9.32% Jul 3, 2025 - Aug 22, 2025
#9	-24.93% Jan 21, 2026 - Mar 18, 2026	-7.71% Feb 8, 2021 - Mar 3, 2021
#10	-24.41% Feb 6, 2025 - May 19, 2025	-5.91% Jan 7, 2021 - Feb 1, 2021
#11	-23.66% Dec 26, 2023 - Jul 11, 2024	-4.97% May 20, 2025 - Jun 26, 2025
#12	-23.02% Aug 6, 2001 - Nov 6, 2001	-4.61% Mar 19, 2021 - Mar 29, 2021
#13	-19.70% Jul 3, 2025 - Nov 25, 2025	-3.52% Sep 4, 2025 - Sep 18, 2025
#14	-18.37% Nov 22, 2024 - Feb 4, 2025	-3.09% Jan 28, 2025 - Feb 5, 2025
#15	-18.18% May 1, 2017 - Sep 19, 2017	-2.96% Apr 5, 2021 - Apr 15, 2021

Correlation

Correlation between NRIM and GNTY is 0.87 which considered as a strong positive correlation - the stocks tend to move together.

0.87

-101

Dividend Comparison (2000 - 2026)

NRIM vs GNTY dividend yield comparison.

Year	NRIM	GNTY
2026	1.27%	0.00%
2025	2.41%	5.74%
2024	3.16%	2.77%
2023	4.20%	2.74%
2022	3.34%	2.54%
2021	3.45%	2.13%
2020	4.06%	2.60%
2019	3.29%	2.13%
2018	3.10%	2.01%
2017	2.54%	1.31%
2016	2.47%	0.00%
2015	2.78%	0.00%
2014	2.67%	0.00%
2013	2.44%	0.00%
2012	2.47%	0.00%
2011	2.86%	0.00%
2010	2.28%	0.00%
2009	2.37%	0.00%
2008	6.41%	0.00%
2007	2.60%	0.00%
2006	1.77%	0.00%
2005	1.81%	0.00%
2004	1.61%	0.00%
2003	1.46%	0.00%
2002	1.48%	0.00%
2001	1.40%	0.00%
2000	1.97%	0.00%