NRDY vs PNBK

Comparison between Nerdy Inc - Class A (NRDY, Company) and Patriot National Bancorp Inc (PNBK, Company).

NRDY is from the Technology sector, while PNBK is from the Financial Services sector.

5-Year PerformancePNBK has outperformed NRDY, delivering a return of -34.7% compared to -37.2%

NRDY vs PNBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NRDY(COMPANY)	PNBK(COMPANY)
Market Cap	$113M	$113M
Max Drawdown	93.89%	99.70%
Sharpe Ratio	-0.80	0.03
5Y Beta	1.49	0.84
Industry	Software - Application	Banks - Regional
P/E Ratio	-2.34	-8.28
Forward P/E	N/A	23.75
PEG Ratio	-0.09	0.00
5Y EPS CAGR	N/A	2.96%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-28.75%	-10.59%
P/S Ratio	1.02	3.60
P/B Ratio	4.89	1.30

Market Cap

Winner

NRDY

$113M

PNBK

$113M

Max Drawdown

Winner

NRDY

93.89%

PNBK

99.70%

Sharpe Ratio

NRDY

-0.80

Winner

PNBK

0.03

5Y Beta

NRDY

1.49

Winner

PNBK

0.84

Industry

NRDY

Software - Application

PNBK

Banks - Regional

P/E Ratio

NRDY

-2.34

Winner

PNBK

-8.28

Forward P/E

NRDY

N/A

PNBK

23.75

PEG Ratio

Winner

NRDY

-0.09

PNBK

0.00

5Y EPS CAGR

NRDY

N/A

PNBK

2.96%

Debt to Equity

NRDY

0.00%

PNBK

0.00%

Free Cash Flow Yield

NRDY

-28.75%

Winner

PNBK

-10.59%

P/S Ratio

Winner

NRDY

1.02

PNBK

3.60

P/B Ratio

NRDY

4.89

Winner

PNBK

1.30

NRDY vs PNBK - Historical Returns

Returns include dividend reinvestment.

Period	NRDY	PNBK
1 month	+18.01%	-11.01%
3 months	+8.38%	-26.52%
6 months	-26.16%	-44.25%
1 year	-41.02%	-11.82%
5 years(CAGR)	-37.18%	-34.66%
10 years(CAGR)	N/A	-23.11%
Max(CAGR)	-33.69%	-15.97%

Winner

NRDY

+18.01%

PNBK

-11.01%

Winner

NRDY

+8.38%

PNBK

-26.52%

Winner

NRDY

-26.16%

PNBK

-44.25%

NRDY

-41.02%

Winner

PNBK

-11.82%

5Y(CAGR)

NRDY

-37.18%

Winner

PNBK

-34.66%

10Y(CAGR)

NRDY

N/A

PNBK

-23.11%

Max(CAGR)

NRDY

-33.69%

Winner

PNBK

-15.97%

NRDY vs PNBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NRDY	PNBK
2026	-2.27%	-41.92%
2025	-33.76%	-2.67%
2024	-50.61%	-51.60%
2023	+53.12%	-63.87%
2022	-48.63%	-31.52%
2021	-59.64%	+59.65%
2020	+14.43%	-22.46%
2019	N/A	-10.19%
2018	N/A	-20.36%
2017	N/A	+27.20%
2016	N/A	-9.41%
2015	N/A	-17.50%
2014	N/A	+56.53%
2013	N/A	-13.33%
2012	N/A	-28.57%
2011	N/A	-18.98%
2010	N/A	+31.25%
2009	N/A	-79.44%
2008	N/A	-56.25%
2007	N/A	-38.53%
2006	N/A	+27.71%
2005	N/A	+14.30%
2004	N/A	+48.86%
2003	N/A	+32.67%
2002	N/A	+14.52%
2001	N/A	+4.50%
2000	N/A	-40.82%
1999	N/A	+14.52%

NRDY vs PNBK Drawdown Comparison

The maximum drawdown for NRDY was -93.89%, occurring on Aug 12, 2024. This drawdown has not yet recovered.

The maximum drawdown for PNBK was -99.69%, occurring on Jun 17, 2025. This drawdown has not yet recovered.

The current NRDY drawdown is -91.88%. The current PNBK drawdown is -99.67%.

Rank	NRDY	PNBK
#1	-93.89% Sep 22, 2021 - Aug 12, 2024	-99.69% Jul 6, 2006 - Jun 17, 2025
#2	-18.79% Feb 10, 2021 - Sep 22, 2021	-52.24% Dec 6, 1999 - Dec 31, 2003
#3	-11.76% Jan 22, 2021 - Feb 5, 2021	-14.02% Jan 30, 2004 - Dec 3, 2004
#4	-5.35% Jan 13, 2021 - Jan 22, 2021	-13.67% Feb 22, 2006 - Apr 13, 2006
#5	-3.48% Dec 11, 2020 - Jan 11, 2021	-8.79% Nov 10, 1999 - Nov 19, 1999
#6	-2.29% Dec 3, 2020 - Dec 11, 2020	-7.77% Apr 29, 2005 - Oct 19, 2005
#7	-1.51% Feb 5, 2021 - Feb 10, 2021	-6.00% Nov 22, 1999 - Nov 30, 1999
#8	-1.02% Nov 30, 2020 - Dec 3, 2020	-5.49% Jan 18, 2006 - Feb 3, 2006
#9	-0.43% Jan 11, 2021 - Jan 13, 2021	-4.35% Oct 19, 2005 - Nov 11, 2005
#10	N/A	-4.10% Jan 9, 2004 - Jan 21, 2004
#11	N/A	-3.43% Jun 8, 2006 - Jul 6, 2006
#12	N/A	-2.82% Dec 22, 2005 - Jan 18, 2006
#13	N/A	-2.72% Dec 31, 2004 - Apr 14, 2005
#14	N/A	-2.60% Nov 11, 2005 - Nov 23, 2005
#15	N/A	-2.37% Apr 20, 2005 - Apr 25, 2005