NPB vs ATLCP

Comparison between Northpointe Bancshares Inc (NPB, Company) and Atlanticus Holdings Corp (ATLCP, Company).

Both NPB and ATLCP are from the Financial Services sector.

NPB vs ATLCP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NPB(COMPANY)	ATLCP(COMPANY)
Market Cap	$616M	$613M
Max Drawdown	19.74%	37.48%
Sharpe Ratio	1.14	1.15
5Y Beta	0.70	0.13
Industry	Banks - Regional	Credit Services
P/E Ratio	7.49	3.20
PEG Ratio	0.69	N/A
Dividend Yield	0.56%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	4.01%	N/A

Market Cap

Winner

NPB

$616M

ATLCP

$613M

Max Drawdown

Winner

NPB

19.74%

ATLCP

37.48%

Sharpe Ratio

NPB

1.14

Winner

ATLCP

1.15

5Y Beta

NPB

0.70

Winner

ATLCP

0.13

Industry

NPB

Banks - Regional

ATLCP

Credit Services

P/E Ratio

NPB

7.49

Winner

ATLCP

3.20

PEG Ratio

NPB

0.69

ATLCP

N/A

Dividend Yield

NPB

0.56%

ATLCP

N/A

Debt to Equity

NPB

0.00%

ATLCP

N/A

Free Cash Flow Yield

NPB

4.01%

ATLCP

N/A

NPB vs ATLCP - Historical Returns

Returns include dividend reinvestment.

Period	NPB	ATLCP
1 month	+4.57%	+2.28%
3 months	+6.01%	+1.99%
6 months	+1.29%	+5.33%
1 year	+38.00%	+18.84%
5 years(CAGR)	N/A	+8.36%
Max(CAGR)	+17.48%	+8.24%

Winner

NPB

+4.57%

ATLCP

+2.28%

Winner

NPB

+6.01%

ATLCP

+1.99%

NPB

+1.29%

Winner

ATLCP

+5.33%

Winner

NPB

+38.00%

ATLCP

+18.84%

5Y(CAGR)

NPB

N/A

ATLCP

+8.36%

Max(CAGR)

Winner

NPB

+17.48%

ATLCP

+8.24%

NPB vs ATLCP - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	NPB	ATLCP
2026	+7.36%	+4.40%
2025	+16.33%	+13.94%
2024	N/A	+9.54%
2023	N/A	+40.70%
2022	N/A	-24.98%
2021	N/A	+6.18%

NPB vs ATLCP Drawdown Comparison

The maximum drawdown for NPB was -19.58%, occurring on Apr 17, 2025. Recovery took 75 trading sessions.

The maximum drawdown for ATLCP was -30.60%, occurring on Mar 17, 2023. Recovery took 421 trading sessions.

The current NPB drawdown is -6.98%. The current ATLCP drawdown is -0.24%.

Rank	NPB	ATLCP
#1	-19.58% Mar 17, 2025 - Jul 3, 2025	-30.60% Apr 4, 2022 - Dec 6, 2023
#2	-15.27% Sep 5, 2025 - Jan 15, 2026	-12.64% Mar 6, 2026 - Jun 2, 2026
#3	-13.02% Jan 22, 2026 - Apr 14, 2026	-10.85% Mar 15, 2024 - Nov 13, 2024
#4	-12.19% Apr 17, 2026 - Jun 3, 2026	-7.69% Dec 15, 2023 - Mar 11, 2024
#5	-6.64% Feb 20, 2025 - Mar 17, 2025	-6.84% Dec 2, 2024 - Aug 26, 2025
#6	-4.70% Jul 8, 2025 - Aug 12, 2025	-5.13% Jan 25, 2022 - Apr 4, 2022
#7	-3.89% Jan 16, 2026 - Jan 22, 2026	-4.63% Sep 23, 2025 - Jan 13, 2026
#8	-2.50% Apr 14, 2026 - Apr 17, 2026	-3.32% Jun 5, 2026 - Jun 12, 2026
#9	-0.98% Aug 14, 2025 - Aug 19, 2025	-2.64% Jun 2, 2026 - Jun 5, 2026
#10	-0.39% Aug 27, 2025 - Aug 29, 2025	-2.07% Sep 2, 2021 - Dec 2, 2021
#11	-0.36% Aug 20, 2025 - Aug 22, 2025	-1.54% Feb 27, 2026 - Mar 6, 2026
#12	-0.34% Feb 18, 2025 - Feb 20, 2025	-1.42% Jun 14, 2021 - Jul 6, 2021
#13	N/A	-1.21% Dec 8, 2023 - Dec 13, 2023
#14	N/A	-1.14% Nov 13, 2024 - Nov 19, 2024
#15	N/A	-1.13% Jan 21, 2026 - Feb 6, 2026