NP vs PHI

Comparison between Neptune Insurance Holdings Inc - Class A (NP, Company) and PLDT Inc (PHI, Company).

NP is from the Financial Services sector, while PHI is from the Communication Services sector.

NP vs PHI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NP(COMPANY)	PHI(COMPANY)
Market Cap	$4.24B	$4.25B
Max Drawdown	43.78%	85.95%
Sharpe Ratio	0.71	-0.39
5Y Beta	0.20	0.29
Industry	Insurance Brokers	Telecom Services
P/E Ratio	74.70	8.26
Forward P/E	41.32	7.59
Dividend Yield	N/A	7.83%
5Y Dividends CAGR	N/A	0.49%
5Y EPS CAGR	N/A	0.73%
Debt to Equity	0.00%	283.75%
Free Cash Flow Yield	2.77%	15.06%
P/S Ratio	23.23	N/A

Market Cap

$4.24B

Winner

PHI

$4.25B

Max Drawdown

Winner

43.78%

PHI

85.95%

Sharpe Ratio

Winner

0.71

PHI

-0.39

5Y Beta

Winner

0.20

PHI

0.29

Industry

Insurance Brokers

PHI

Telecom Services

P/E Ratio

74.70

Winner

PHI

8.26

Forward P/E

41.32

Winner

PHI

7.59

Dividend Yield

N/A

PHI

7.83%

5Y Dividends CAGR

N/A

PHI

0.49%

5Y EPS CAGR

N/A

PHI

0.73%

Debt to Equity

Winner

0.00%

PHI

283.75%

Free Cash Flow Yield

2.77%

Winner

PHI

15.06%

P/S Ratio

23.23

PHI

N/A

NP vs PHI - Historical Returns

Returns include dividend reinvestment.

Period	NP	PHI
1 month	-0.33%	+4.23%
3 months	+14.80%	-1.42%
6 months	+69.80%	-15.72%
1 year	+29.33%	-8.78%
5 years(CAGR)	N/A	+2.19%
10 years(CAGR)	N/A	-1.26%
Max(CAGR)	+34.63%	+4.96%

-0.33%

Winner

PHI

+4.23%

Winner

+14.80%

PHI

-1.42%

Winner

+69.80%

PHI

-15.72%

Winner

+29.33%

PHI

-8.78%

5Y(CAGR)

N/A

PHI

+2.19%

10Y(CAGR)

N/A

PHI

-1.26%

Max(CAGR)

Winner

+34.63%

PHI

+4.96%

NP vs PHI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NP	PHI
2026	+15.42%	-7.66%
2025	+17.58%	+5.10%
2024	N/A	+0.80%
2023	N/A	+7.55%
2022	N/A	-31.32%
2021	N/A	+32.22%
2020	N/A	+51.15%
2019	N/A	-1.35%
2018	N/A	-28.25%
2017	N/A	+12.73%
2016	N/A	-30.41%
2015	N/A	-29.14%
2014	N/A	+13.92%
2013	N/A	+1.57%
2012	N/A	+10.84%
2011	N/A	+9.71%
2010	N/A	+10.47%
2009	N/A	+29.35%
2008	N/A	-33.36%
2007	N/A	+53.61%
2006	N/A	+51.18%
2005	N/A	+39.11%
2004	N/A	+37.79%
2003	N/A	+259.18%
2002	N/A	-37.82%
2001	N/A	-50.92%
2000	N/A	-36.32%
1999	N/A	+27.93%

NP vs PHI Drawdown Comparison

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The maximum drawdown for PHI was -85.86%, occurring on Oct 22, 2002. Recovery took 1359 trading sessions.

The current NP drawdown is -8.64%. The current PHI drawdown is -50.12%.

Rank	NP	PHI
#1	-43.78% Dec 24, 2025 - May 11, 2026	-85.86% Jan 3, 2000 - Jun 1, 2005
#2	-24.34% Oct 3, 2025 - Dec 24, 2025	-73.00% Sep 5, 2014 - Mar 18, 2020
#3	-21.51% May 11, 2026 - Jun 30, 2026	-47.13% Dec 31, 2007 - Oct 4, 2010
#4	-12.36% Jul 29, 2026 - Aug 12, 2026	-23.91% May 15, 2013 - Aug 14, 2014
#5	-12.27% Jul 1, 2026 - Jul 29, 2026	-23.88% Oct 7, 2010 - Dec 20, 2011
#6	N/A	-23.65% May 8, 2006 - Sep 15, 2006
#7	N/A	-18.33% Jan 20, 2012 - Jul 3, 2012
#8	N/A	-17.74% Jul 23, 2007 - Aug 31, 2007
#9	N/A	-17.11% Jan 24, 2007 - May 29, 2007
#10	N/A	-13.11% Sep 14, 2012 - Jan 30, 2013
#11	N/A	-12.02% Nov 5, 1999 - Dec 10, 1999
#12	N/A	-9.85% Dec 10, 1999 - Jan 3, 2000
#13	N/A	-9.29% Aug 11, 2005 - Sep 28, 2005
#14	N/A	-9.22% Jan 9, 2006 - Jan 27, 2006
#15	N/A	-8.25% Feb 6, 2006 - Mar 17, 2006