NP vs JOE

Comparison between Neptune Insurance Holdings Inc - Class A (NP, Company) and St. Joe Company (JOE, Company).

NP is from the Financial Services sector, while JOE is from the Real Estate sector.

NP vs JOE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NP(COMPANY)	JOE(COMPANY)
Market Cap	$3.73B	$3.71B
Max Drawdown	43.78%	84.76%
Sharpe Ratio	0.47	1.08
5Y Beta	0.58	0.69
Industry	Insurance Brokers	Real Estate - Diversified
P/E Ratio	66.76	33.26
Forward P/E	41.32	50.25
PEG Ratio	N/A	0.73
Dividend Yield	N/A	0.93%
5Y Dividends CAGR	N/A	27.00%
5Y EPS CAGR	N/A	18.01%
Debt to Equity	0.00%	49.67%
Free Cash Flow Yield	1.39%	5.36%
P/S Ratio	22.19	7.26
P/B Ratio	N/A	4.91

Market Cap

Winner

$3.73B

JOE

$3.71B

Max Drawdown

Winner

43.78%

JOE

84.76%

Sharpe Ratio

0.47

Winner

JOE

1.08

5Y Beta

Winner

0.58

JOE

0.69

Industry

Insurance Brokers

JOE

Real Estate - Diversified

P/E Ratio

66.76

Winner

JOE

33.26

Forward P/E

Winner

41.32

JOE

50.25

PEG Ratio

N/A

JOE

0.73

Dividend Yield

N/A

JOE

0.93%

5Y Dividends CAGR

N/A

JOE

27.00%

5Y EPS CAGR

N/A

JOE

18.01%

Debt to Equity

Winner

0.00%

JOE

49.67%

Free Cash Flow Yield

1.39%

Winner

JOE

5.36%

P/S Ratio

22.19

Winner

JOE

7.26

P/B Ratio

N/A

JOE

4.91

NP vs JOE - Historical Returns

Returns include dividend reinvestment.

Period	NP	JOE
1 month	-11.70%	+0.03%
3 months	+43.26%	-8.21%
6 months	-1.35%	+5.03%
1 year	N/A	+39.33%
5 years(CAGR)	N/A	+6.95%
10 years(CAGR)	N/A	+14.79%
Max(CAGR)	+13.60%	+5.97%

-11.70%

Winner

JOE

+0.03%

Winner

+43.26%

JOE

-8.21%

-1.35%

Winner

JOE

+5.03%

N/A

JOE

+39.33%

5Y(CAGR)

N/A

JOE

+6.95%

10Y(CAGR)

N/A

JOE

+14.79%

Max(CAGR)

Winner

+13.60%

JOE

+5.97%

NP vs JOE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NP	JOE
2026	-2.52%	+9.13%
2025	+17.58%	+34.50%
2024	N/A	-22.91%
2023	N/A	+54.91%
2022	N/A	-25.27%
2021	N/A	+25.96%
2020	N/A	+118.66%
2019	N/A	+51.49%
2018	N/A	-27.44%
2017	N/A	-5.25%
2016	N/A	+7.41%
2015	N/A	+1.15%
2014	N/A	-3.11%
2013	N/A	-18.34%
2012	N/A	+55.63%
2011	N/A	-33.96%
2010	N/A	-23.20%
2009	N/A	+16.87%
2008	N/A	-29.91%
2007	N/A	-33.39%
2006	N/A	-20.23%
2005	N/A	+6.73%
2004	N/A	+74.79%
2003	N/A	+24.74%
2002	N/A	+10.20%
2001	N/A	+26.96%
2000	N/A	+35.34%
1999	N/A	+4.83%

NP vs JOE Drawdown Comparison

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The maximum drawdown for JOE was -84.33%, occurring on Nov 25, 2011. This drawdown has not yet recovered.

The current NP drawdown is -11.70%. The current JOE drawdown is -16.86%.

Rank	NP	JOE
#1	-43.78% Dec 24, 2025 - May 11, 2026	-84.33% Jul 15, 2005 - Nov 25, 2011
#2	-24.34% Oct 3, 2025 - Dec 24, 2025	-25.44% May 21, 2002 - Aug 26, 2003
#3	-21.51% May 11, 2026 - Jun 4, 2026	-21.76% Jul 19, 2001 - Mar 7, 2002
#4	N/A	-14.49% Apr 1, 2004 - Jul 20, 2004
#5	N/A	-14.37% Mar 8, 2005 - May 23, 2005
#6	N/A	-14.35% Jun 7, 2000 - Dec 21, 2000
#7	N/A	-10.11% Feb 20, 2001 - Apr 20, 2001
#8	N/A	-9.41% Sep 4, 2003 - Dec 1, 2003
#9	N/A	-7.54% Dec 16, 1999 - Feb 2, 2000
#10	N/A	-7.27% Nov 2, 1999 - Dec 9, 1999
#11	N/A	-6.37% Mar 2, 2004 - Apr 1, 2004
#12	N/A	-6.17% Feb 8, 2005 - Mar 4, 2005
#13	N/A	-6.00% Feb 2, 2000 - Mar 6, 2000
#14	N/A	-5.67% Dec 31, 2004 - Jan 10, 2005
#15	N/A	-5.39% Mar 31, 2000 - Apr 26, 2000

Correlation

Correlation between NP and JOE is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

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