NP vs HGTY

Comparison between Neptune Insurance Holdings Inc - Class A (NP, Company) and Hagerty Inc - Class A (HGTY, Company).

Both NP and HGTY are from the Financial Services sector.

NP vs HGTY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NP(COMPANY)	HGTY(COMPANY)
Market Cap	$3.84B	$3.83B
Max Drawdown	43.78%	59.73%
Sharpe Ratio	0.55	0.48
5Y Beta	0.88	0.51
Industry	Insurance Brokers	Insurance - Property & Casualty
P/E Ratio	68.81	27.40
Forward P/E	41.32	21.98
PEG Ratio	N/A	0.37
Debt to Equity	0.00%	104.54%
Free Cash Flow Yield	1.35%	5.00%
P/S Ratio	22.88	2.60
P/B Ratio	N/A	5.14

Market Cap

Winner

$3.84B

HGTY

$3.83B

Max Drawdown

Winner

43.78%

HGTY

59.73%

Sharpe Ratio

Winner

0.55

HGTY

0.48

5Y Beta

0.88

Winner

HGTY

0.51

Industry

Insurance Brokers

HGTY

Insurance - Property & Casualty

P/E Ratio

68.81

Winner

HGTY

27.40

Forward P/E

41.32

Winner

HGTY

21.98

PEG Ratio

N/A

HGTY

0.37

Debt to Equity

Winner

0.00%

HGTY

104.54%

Free Cash Flow Yield

1.35%

Winner

HGTY

5.00%

P/S Ratio

22.88

Winner

HGTY

2.60

P/B Ratio

N/A

HGTY

5.14

NP vs HGTY - Historical Returns

Returns include dividend reinvestment.

Period	NP	HGTY
1 month	-0.71%	+1.81%
3 months	+35.36%	-7.60%
6 months	+19.26%	-19.73%
1 year	N/A	+16.43%
5 years(CAGR)	N/A	+1.89%
Max(CAGR)	+20.08%	+1.89%

-0.71%

Winner

HGTY

+1.81%

Winner

+35.36%

HGTY

-7.60%

Winner

+19.26%

HGTY

-19.73%

N/A

HGTY

+16.43%

5Y(CAGR)

N/A

HGTY

+1.89%

Max(CAGR)

Winner

+20.08%

HGTY

+1.89%

NP vs HGTY - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	NP	HGTY
2026	+0.29%	-18.63%
2025	+17.58%	+36.03%
2024	N/A	+22.62%
2023	N/A	-8.24%
2022	N/A	-41.80%
2021	N/A	+45.44%

NP vs HGTY Drawdown Comparison

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The maximum drawdown for HGTY was -59.73%, occurring on May 11, 2022. This drawdown has not yet recovered.

The current NP drawdown is -9.16%. The current HGTY drawdown is -43.09%.

Rank	NP	HGTY
#1	-43.78% Dec 24, 2025 - May 11, 2026	-59.73% Dec 13, 2021 - May 11, 2022
#2	-24.34% Oct 3, 2025 - Dec 24, 2025	-2.69% Dec 3, 2021 - Dec 7, 2021
#3	-12.97% May 11, 2026 - May 19, 2026	-2.54% Nov 4, 2021 - Nov 29, 2021
#4	N/A	-2.12% Aug 5, 2021 - Aug 18, 2021
#5	N/A	-1.93% Jun 16, 2021 - Aug 4, 2021
#6	N/A	-0.97% Nov 29, 2021 - Dec 2, 2021
#7	N/A	-0.89% Sep 14, 2021 - Oct 26, 2021
#8	N/A	-0.80% Aug 20, 2021 - Sep 1, 2021
#9	N/A	-0.59% Oct 26, 2021 - Nov 3, 2021
#10	N/A	-0.20% Jun 8, 2021 - Jun 11, 2021
#11	N/A	-0.20% Aug 18, 2021 - Aug 20, 2021
#12	N/A	-0.20% Sep 1, 2021 - Sep 8, 2021
#13	N/A	-0.10% Jun 4, 2021 - Jun 8, 2021
#14	N/A	-0.10% Jun 11, 2021 - Jun 16, 2021
#15	N/A	-0.10% Sep 8, 2021 - Sep 13, 2021