NP vs EPAM

Comparison between Neptune Insurance Holdings Inc - Class A (NP, Company) and EPAM Systems Inc (EPAM, Company).

NP is from the Financial Services sector, while EPAM is from the Technology sector.

NP vs EPAM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NP(COMPANY)	EPAM(COMPANY)
Market Cap	$4.04B	$4.04B
Max Drawdown	43.78%	89.32%
Sharpe Ratio	0.62	-1.53
5Y Beta	0.54	1.05
Industry	Insurance Brokers	Information Technology Services
P/E Ratio	72.43	10.80
Forward P/E	41.32	7.11
5Y EPS CAGR	N/A	2.57%
Debt to Equity	0.00%	4.81%
Free Cash Flow Yield	1.28%	13.45%

Market Cap

$4.04B

Winner

EPAM

$4.04B

Max Drawdown

Winner

43.78%

EPAM

89.32%

Sharpe Ratio

Winner

0.62

EPAM

-1.53

5Y Beta

Winner

0.54

EPAM

1.05

Industry

Insurance Brokers

EPAM

Information Technology Services

P/E Ratio

72.43

Winner

EPAM

10.80

Forward P/E

41.32

Winner

EPAM

7.11

5Y EPS CAGR

N/A

EPAM

2.57%

Debt to Equity

Winner

0.00%

EPAM

4.81%

Free Cash Flow Yield

1.28%

Winner

EPAM

13.45%

NP vs EPAM - Historical Returns

Returns include dividend reinvestment.

Period	NP	EPAM
1 month	+7.42%	-23.70%
3 months	+27.96%	-42.80%
6 months	-0.24%	-62.98%
1 year	N/A	-53.56%
5 years(CAGR)	N/A	-31.57%
10 years(CAGR)	N/A	+1.14%
Max(CAGR)	+26.03%	+12.57%

Winner

+7.42%

EPAM

-23.70%

Winner

+27.96%

EPAM

-42.80%

Winner

-0.24%

EPAM

-62.98%

N/A

EPAM

-53.56%

5Y(CAGR)

N/A

EPAM

-31.57%

10Y(CAGR)

N/A

EPAM

+1.14%

Max(CAGR)

Winner

+26.03%

EPAM

+12.57%

NP vs EPAM - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	NP	EPAM
2026	+5.22%	-61.77%
2025	+17.58%	-10.60%
2024	N/A	-19.71%
2023	N/A	-10.28%
2022	N/A	-48.97%
2021	N/A	+92.05%
2020	N/A	+65.67%
2019	N/A	+85.58%
2018	N/A	+7.02%
2017	N/A	+68.76%
2016	N/A	-14.40%
2015	N/A	+69.18%
2014	N/A	+37.29%
2013	N/A	+84.09%
2012	N/A	+29.29%

NP vs EPAM Drawdown Comparison

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The maximum drawdown for EPAM was -89.32%, occurring on Jun 18, 2026. This drawdown has not yet recovered.

The current NP drawdown is -4.69%. The current EPAM drawdown is -89.32%.

Rank	NP	EPAM
#1	-43.78% Dec 24, 2025 - May 11, 2026	-89.32% Nov 8, 2021 - Jun 18, 2026
#2	-24.34% Oct 3, 2025 - Dec 24, 2025	-39.27% Apr 12, 2012 - Mar 6, 2013
#3	-21.51% May 11, 2026 - Jun 4, 2026	-33.28% Feb 19, 2020 - Jun 17, 2020
#4	N/A	-32.29% Feb 18, 2014 - Jun 6, 2014
#5	N/A	-30.91% Dec 8, 2015 - May 22, 2017
#6	N/A	-26.19% Aug 30, 2018 - Feb 1, 2019
#7	N/A	-18.35% Jun 9, 2014 - Oct 27, 2014
#8	N/A	-16.54% Oct 14, 2013 - Jan 21, 2014
#9	N/A	-15.35% Jul 26, 2019 - Nov 13, 2019
#10	N/A	-15.28% Feb 12, 2021 - Apr 5, 2021
#11	N/A	-12.59% Dec 9, 2014 - Feb 12, 2015
#12	N/A	-12.33% Sep 3, 2021 - Oct 22, 2021
#13	N/A	-11.89% Jan 26, 2018 - Mar 9, 2018
#14	N/A	-11.87% Oct 16, 2020 - Dec 22, 2020
#15	N/A	-11.84% Oct 9, 2015 - Dec 7, 2015