NMIH vs VLYPO

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and Valley National Bancorp (VLYPO, Company).

Both NMIH and VLYPO are from the Financial Services sector.

5-Year PerformanceNMIH has outperformed VLYPO, delivering a return of +14.9% compared to +7.0%

NMIH vs VLYPO - Performance Comparison

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Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	VLYPO(COMPANY)
Market Cap	$3.38B	$3.38B
Max Drawdown	73.07%	44.28%
Sharpe Ratio	0.52	0.52
5Y Beta	0.51	0.17
Industry	Insurance - Specialty	Banks - Regional
P/E Ratio	8.65	22.85
Forward P/E	8.39	N/A
PEG Ratio	1.11	N/A
Dividend Yield	N/A	1.77%
5Y Dividends CAGR	N/A	7.42%
5Y EPS CAGR	17.61%	N/A
Debt to Equity	0.00%	N/A
Free Cash Flow Yield	13.06%	N/A
P/S Ratio	N/A	1.84

Market Cap

NMIH

$3.38B

Winner

VLYPO

$3.38B

Max Drawdown

NMIH

73.07%

Winner

VLYPO

44.28%

Sharpe Ratio

Winner

NMIH

0.52

VLYPO

0.52

5Y Beta

NMIH

0.51

Winner

VLYPO

0.17

Industry

NMIH

Insurance - Specialty

VLYPO

Banks - Regional

P/E Ratio

Winner

NMIH

8.65

VLYPO

22.85

Forward P/E

NMIH

8.39

VLYPO

N/A

PEG Ratio

NMIH

1.11

VLYPO

N/A

Dividend Yield

NMIH

N/A

VLYPO

1.77%

5Y Dividends CAGR

NMIH

N/A

VLYPO

7.42%

5Y EPS CAGR

NMIH

17.61%

VLYPO

N/A

Debt to Equity

NMIH

0.00%

VLYPO

N/A

Free Cash Flow Yield

NMIH

13.06%

VLYPO

N/A

P/S Ratio

NMIH

N/A

VLYPO

1.84

NMIH vs VLYPO - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	VLYPO
1 month	+9.41%	-0.07%
3 months	+22.55%	+0.75%
6 months	+14.60%	+2.70%
1 year	+13.57%	+6.77%
5 years(CAGR)	+14.86%	+7.02%
10 years(CAGR)	+20.76%	+6.55%
Max(CAGR)	+9.66%	+6.55%

Winner

NMIH

+9.41%

VLYPO

-0.07%

Winner

NMIH

+22.55%

VLYPO

+0.75%

Winner

NMIH

+14.60%

VLYPO

+2.70%

Winner

NMIH

+13.57%

VLYPO

+6.77%

5Y(CAGR)

Winner

NMIH

+14.86%

VLYPO

+7.02%

10Y(CAGR)

Winner

NMIH

+20.76%

VLYPO

+6.55%

Max(CAGR)

Winner

NMIH

+9.66%

VLYPO

+6.55%

NMIH vs VLYPO - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	NMIH	VLYPO
2026	+11.89%	+2.65%
2025	+11.45%	+10.75%
2024	+23.94%	+16.56%
2023	+40.40%	+2.67%
2022	-5.77%	+5.25%
2021	-0.68%	+3.28%
2020	-29.81%	+2.73%
2019	+85.78%	+22.90%
2018	+0.56%	-8.97%
2017	+57.41%	+4.67%
2016	+60.15%	N/A
2015	-26.01%	N/A
2014	-26.75%	N/A
2013	-9.07%	N/A

NMIH vs VLYPO Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for VLYPO was -42.05%, occurring on Mar 18, 2020. Recovery took 225 trading sessions.

The current VLYPO drawdown is -0.96%.

Rank	NMIH	VLYPO
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-42.05% Jan 3, 2020 - Nov 23, 2020
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-39.45% Mar 6, 2023 - Dec 11, 2023
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-15.07% Nov 5, 2021 - Nov 15, 2022
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-14.33% Jan 30, 2024 - Apr 23, 2024
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-12.60% Jul 6, 2018 - Mar 21, 2019
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-7.39% Mar 19, 2025 - May 8, 2025
#7	-18.08% Jul 3, 2025 - Jul 28, 2026	-6.01% May 13, 2024 - Jul 29, 2024
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-5.92% Oct 13, 2017 - Jul 5, 2018
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-4.43% Dec 31, 2020 - Apr 5, 2021
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-4.28% Oct 17, 2024 - Jan 16, 2025
#11	-7.89% Apr 26, 2019 - May 21, 2019	-4.24% Aug 2, 2021 - Nov 3, 2021
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-3.09% Jan 10, 2024 - Jan 30, 2024
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-2.76% Jun 14, 2021 - Jul 30, 2021
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-2.70% Nov 29, 2019 - Dec 19, 2019
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-2.69% Dec 15, 2020 - Dec 31, 2020