NMIH vs MGRC

Comparison between NMI Holdings Inc - Class A (NMIH, Company) and McGrath Rentcorp (MGRC, Company).

NMIH is from the Financial Services sector, while MGRC is from the Industrials sector.

5-Year PerformanceNMIH has outperformed MGRC, delivering a return of +11.0% compared to +10.9%

NMIH vs MGRC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NMIH(COMPANY)	MGRC(COMPANY)
Market Cap	$3B	$2.99B
Max Drawdown	73.07%	66.44%
Sharpe Ratio	-0.30	0.28
5Y Beta	0.56	0.71
Industry	Insurance - Specialty	Rental & Leasing Services
P/E Ratio	7.86	19.31
Forward P/E	7.72	18.62
PEG Ratio	1.28	1.20
Dividend Yield	N/A	1.63%
5Y Dividends CAGR	N/A	7.51%
5Y EPS CAGR	20.81%	8.33%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	14.25%	6.54%
P/S Ratio	4.18	3.16
P/B Ratio	1.14	2.37

Market Cap

Winner

NMIH

$3B

MGRC

$2.99B

Max Drawdown

NMIH

73.07%

Winner

MGRC

66.44%

Sharpe Ratio

NMIH

-0.30

Winner

MGRC

0.28

5Y Beta

Winner

NMIH

0.56

MGRC

0.71

Industry

NMIH

Insurance - Specialty

MGRC

Rental & Leasing Services

P/E Ratio

Winner

NMIH

7.86

MGRC

19.31

Forward P/E

Winner

NMIH

7.72

MGRC

18.62

PEG Ratio

NMIH

1.28

Winner

MGRC

1.20

Dividend Yield

NMIH

N/A

MGRC

1.63%

5Y Dividends CAGR

NMIH

N/A

MGRC

7.51%

5Y EPS CAGR

Winner

NMIH

20.81%

MGRC

8.33%

Debt to Equity

NMIH

0.00%

MGRC

0.00%

Free Cash Flow Yield

Winner

NMIH

14.25%

MGRC

6.54%

P/S Ratio

NMIH

4.18

Winner

MGRC

3.16

P/B Ratio

Winner

NMIH

1.14

MGRC

2.37

NMIH vs MGRC - Historical Returns

Returns include dividend reinvestment.

Period	NMIH	MGRC
1 month	+6.46%	+10.38%
3 months	+6.26%	+13.16%
6 months	-4.93%	+15.55%
1 year	-5.41%	+9.33%
5 years(CAGR)	+11.04%	+10.87%
10 years(CAGR)	+22.12%	+18.09%
Max(CAGR)	+8.57%	+13.52%

NMIH

+6.46%

Winner

MGRC

+10.38%

NMIH

+6.26%

Winner

MGRC

+13.16%

NMIH

-4.93%

Winner

MGRC

+15.55%

NMIH

-5.41%

Winner

MGRC

+9.33%

5Y(CAGR)

Winner

NMIH

+11.04%

MGRC

+10.87%

10Y(CAGR)

Winner

NMIH

+22.12%

MGRC

+18.09%

Max(CAGR)

NMIH

+8.57%

Winner

MGRC

+13.52%

NMIH vs MGRC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NMIH	MGRC
2026	-2.61%	+18.20%
2025	+11.45%	-3.27%
2024	+23.94%	-2.32%
2023	+40.40%	+24.22%
2022	-5.77%	+26.64%
2021	-0.68%	+25.42%
2020	-29.81%	-10.02%
2019	+85.78%	+55.25%
2018	+0.56%	+11.06%
2017	+57.41%	+26.81%
2016	+60.15%	+69.47%
2015	-26.01%	-26.66%
2014	-26.75%	-4.48%
2013	-9.07%	+36.19%
2012	N/A	+2.84%
2011	N/A	+12.14%
2010	N/A	+15.97%
2009	N/A	+8.08%
2008	N/A	-10.20%
2007	N/A	-11.12%
2006	N/A	+6.90%
2005	N/A	+31.74%
2004	N/A	+60.99%
2003	N/A	+19.07%
2002	N/A	-36.66%
2001	N/A	+110.36%
2000	N/A	+15.07%
1999	N/A	+0.00%

NMIH vs MGRC Drawdown Comparison

The maximum drawdown for NMIH was -73.07%, occurring on Mar 23, 2020. Recovery took 1112 trading sessions.

The maximum drawdown for MGRC was -64.80%, occurring on Mar 9, 2009. Recovery took 1077 trading sessions.

The current NMIH drawdown is -8.34%. The current MGRC drawdown is -2.31%.

Rank	NMIH	MGRC
#1	-73.07% Feb 11, 2020 - Jul 15, 2024	-64.80% Oct 9, 2007 - Jan 18, 2012
#2	-68.83% Nov 27, 2013 - Oct 20, 2017	-49.35% Jan 14, 2002 - Jun 22, 2004
#3	-36.87% Feb 26, 2018 - Aug 2, 2018	-43.97% Feb 12, 2020 - Mar 12, 2021
#4	-32.65% Sep 26, 2018 - Feb 19, 2019	-39.84% Nov 22, 2013 - Nov 9, 2016
#5	-21.42% Sep 16, 2024 - Jun 23, 2025	-34.08% Feb 16, 2006 - Jun 27, 2007
#6	-20.01% Jun 20, 2019 - Nov 7, 2019	-30.80% Jun 6, 2018 - Jul 30, 2019
#7	-18.08% Jul 3, 2025 - Oct 16, 2025	-27.90% Feb 3, 2012 - May 15, 2013
#8	-11.63% Jan 23, 2018 - Feb 16, 2018	-25.15% Nov 19, 1999 - Sep 21, 2000
#9	-8.57% Dec 19, 2019 - Feb 11, 2020	-24.91% Feb 20, 2025 - Nov 18, 2025
#10	-7.92% Jul 29, 2024 - Aug 23, 2024	-24.25% May 31, 2001 - Dec 20, 2001
#11	-7.89% Apr 26, 2019 - May 21, 2019	-23.94% Feb 12, 2024 - Feb 20, 2025
#12	-6.71% Aug 2, 2018 - Sep 10, 2018	-22.70% Sep 27, 2000 - Dec 28, 2000
#13	-6.11% Nov 13, 2019 - Dec 18, 2019	-21.29% Jun 1, 2021 - Mar 14, 2022
#14	-5.32% Sep 4, 2024 - Sep 16, 2024	-19.72% Jul 2, 2004 - Oct 1, 2004
#15	-5.18% Mar 21, 2019 - Apr 1, 2019	-19.44% Feb 13, 2023 - Dec 12, 2023