NJR vs TERN

Comparison between New Jersey Resources Corporation (NJR, Company) and Terns Pharmaceuticals Inc (TERN, Company).

NJR is from the Utilities sector, while TERN is from the Healthcare sector.

5-Year PerformanceTERN has outperformed NJR, delivering a return of +25.4% compared to +12.9%

NJR vs TERN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NJR(COMPANY)	TERN(COMPANY)
Market Cap	$5.94B	$5.95B
Max Drawdown	51.87%	94.50%
Sharpe Ratio	1.59	3.07
5Y Beta	0.05	N/A
Industry	Utilities - Regulated Gas	Biotechnology
P/E Ratio	17.39	-50.88
Forward P/E	16.98	N/A
PEG Ratio	2.25	N/A
Dividend Yield	3.16%	N/A
5Y Dividends CAGR	12.40%	N/A
5Y EPS CAGR	8.58%	N/A
Debt to Equity	5.66%	0.00%
Free Cash Flow Yield	10.80%	-1.38%
P/S Ratio	2.73	N/A
P/B Ratio	2.23	N/A

Market Cap

NJR

$5.94B

Winner

TERN

$5.95B

Max Drawdown

Winner

NJR

51.87%

TERN

94.50%

Sharpe Ratio

NJR

1.59

Winner

TERN

3.07

5Y Beta

NJR

0.05

TERN

N/A

Industry

NJR

Utilities - Regulated Gas

TERN

Biotechnology

P/E Ratio

NJR

17.39

Winner

TERN

-50.88

Forward P/E

NJR

16.98

TERN

N/A

PEG Ratio

NJR

2.25

TERN

N/A

Dividend Yield

NJR

3.16%

TERN

N/A

5Y Dividends CAGR

NJR

12.40%

TERN

N/A

5Y EPS CAGR

NJR

8.58%

TERN

N/A

Debt to Equity

NJR

5.66%

Winner

TERN

0.00%

Free Cash Flow Yield

Winner

NJR

10.80%

TERN

-1.38%

P/S Ratio

NJR

2.73

TERN

N/A

P/B Ratio

NJR

2.23

TERN

N/A

NJR vs TERN - Historical Returns

Returns include dividend reinvestment.

Period	NJR	TERN
1 month	+6.17%	+0.32%
3 months	+8.50%	+49.83%
6 months	+27.48%	+191.09%
1 year	+35.90%	+1504.55%
5 years(CAGR)	+12.93%	+25.44%
10 years(CAGR)	+8.22%	N/A
Max(CAGR)	+11.28%	+22.35%

Winner

NJR

+6.17%

TERN

+0.32%

NJR

+8.50%

Winner

TERN

+49.83%

NJR

+27.48%

Winner

TERN

+191.09%

NJR

+35.90%

Winner

TERN

+1504.55%

5Y(CAGR)

NJR

+12.93%

Winner

TERN

+25.44%

10Y(CAGR)

NJR

+8.22%

TERN

N/A

Max(CAGR)

NJR

+11.28%

Winner

TERN

+22.35%

NJR vs TERN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	NJR	TERN
2026	+32.88%	+32.01%
2025	+3.35%	+612.52%
2024	+7.08%	-14.51%
2023	-6.14%	-26.08%
2022	+25.57%	+51.94%
2021	+23.33%	-61.56%
2020	-16.17%	N/A
2019	+2.75%	N/A
2018	+17.57%	N/A
2017	+17.53%	N/A
2016	+11.44%	N/A
2015	+11.22%	N/A
2014	+42.32%	N/A
2013	+20.07%	N/A
2012	-16.57%	N/A
2011	+15.86%	N/A
2010	+17.96%	N/A
2009	-1.12%	N/A
2008	+24.93%	N/A
2007	+6.79%	N/A
2006	+16.82%	N/A
2005	+0.66%	N/A
2004	+15.45%	N/A
2003	+23.20%	N/A
2002	+6.16%	N/A
2001	+17.44%	N/A
2000	+20.95%	N/A
1999	-1.30%	N/A

NJR vs TERN Drawdown Comparison

The maximum drawdown for NJR was -50.63%, occurring on Mar 18, 2020. Recovery took 698 trading sessions.

The maximum drawdown for TERN was -94.50%, occurring on May 11, 2022. Recovery took 1173 trading sessions.

The current TERN drawdown is -0.41%.

Rank	NJR	TERN
#1	-50.63% Jun 21, 2019 - Mar 29, 2022	-94.50% Mar 19, 2021 - Nov 18, 2025
#2	-27.78% Apr 11, 2023 - Feb 2, 2026	-32.02% Mar 3, 2021 - Mar 12, 2021
#3	-25.39% Feb 2, 2009 - Sep 24, 2010	-27.56% Dec 11, 2025 - Mar 18, 2026
#4	-24.47% Sep 18, 2008 - Nov 21, 2008	-16.13% Feb 10, 2021 - Feb 24, 2021
#5	-21.15% Apr 16, 2002 - Aug 21, 2002	-12.11% Nov 25, 2025 - Dec 5, 2025
#6	-19.31% Dec 29, 2011 - Nov 4, 2013	-5.26% Nov 18, 2025 - Nov 24, 2025
#7	-19.15% Jul 6, 2016 - Feb 21, 2017	-4.09% Mar 12, 2021 - Mar 18, 2021
#8	-18.90% Nov 14, 2017 - May 30, 2018	-2.27% Mar 1, 2021 - Mar 3, 2021
#9	-17.53% May 14, 2007 - Aug 12, 2008	-1.26% Mar 19, 2026 - Mar 23, 2026
#10	-17.24% Aug 19, 2022 - Nov 18, 2022	-1.15% Mar 26, 2026 - Apr 9, 2026
#11	-17.16% Feb 5, 2015 - Dec 24, 2015	-0.13% Feb 25, 2021 - Mar 1, 2021
#12	-16.04% Dec 28, 2000 - May 18, 2001	N/A
#13	-14.71% Jun 27, 2014 - Oct 28, 2014	N/A
#14	-14.59% Jul 8, 2005 - Jul 19, 2006	N/A
#15	-13.31% Jul 21, 2011 - Aug 29, 2011	N/A