NECB vs BCML

Comparison between NorthEast Community Bancorp Inc (NECB, Company) and BayCom Corp (BCML, Company).

Both NECB and BCML are from the Financial Services sector.

5-Year PerformanceNECB has outperformed BCML, delivering a return of +24.7% compared to +13.8%

NECB vs BCML - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	NECB(COMPANY)	BCML(COMPANY)
Market Cap	$365M	$363M
Max Drawdown	63.47%	62.19%
Sharpe Ratio	0.72	0.52
5Y Beta	0.72	0.70
Industry	Banks - Regional	Banks - Regional
P/E Ratio	8.42	13.76
Forward P/E	15.67	11.86
PEG Ratio	0.00	0.92
Dividend Yield	3.03%	3.09%
5Y Dividends CAGR	69.42%	N/A
5Y EPS CAGR	N/A	12.84%
Debt to Equity	5.61%	0.00%
Free Cash Flow Yield	13.87%	7.46%
P/S Ratio	3.53	3.63
P/B Ratio	1.04	1.07

Market Cap

Winner

NECB

$365M

BCML

$363M

Max Drawdown

NECB

63.47%

Winner

BCML

62.19%

Sharpe Ratio

Winner

NECB

0.72

BCML

0.52

5Y Beta

NECB

0.72

Winner

BCML

0.70

Industry

NECB

Banks - Regional

BCML

Banks - Regional

P/E Ratio

Winner

NECB

8.42

BCML

13.76

Forward P/E

NECB

15.67

Winner

BCML

11.86

PEG Ratio

Winner

NECB

0.00

BCML

0.92

Dividend Yield

NECB

3.03%

Winner

BCML

3.09%

5Y Dividends CAGR

NECB

69.42%

BCML

N/A

5Y EPS CAGR

NECB

N/A

BCML

12.84%

Debt to Equity

NECB

5.61%

Winner

BCML

0.00%

Free Cash Flow Yield

Winner

NECB

13.87%

BCML

7.46%

P/S Ratio

Winner

NECB

3.53

BCML

3.63

P/B Ratio

Winner

NECB

1.04

BCML

1.07

NECB vs BCML - Historical Returns

Returns include dividend reinvestment.

Period	NECB	BCML
1 month	+0.37%	-2.82%
3 months	+10.78%	+8.73%
6 months	+17.25%	+10.79%
1 year	+25.10%	+20.44%
5 years(CAGR)	+24.72%	+13.76%
10 years(CAGR)	+21.59%	+10.96%
Max(CAGR)	+8.03%	+5.88%

Winner

NECB

+0.37%

BCML

-2.82%

Winner

NECB

+10.78%

BCML

+8.73%

Winner

NECB

+17.25%

BCML

+10.79%

Winner

NECB

+25.10%

BCML

+20.44%

5Y(CAGR)

Winner

NECB

+24.72%

BCML

+13.76%

10Y(CAGR)

Winner

NECB

+21.59%

BCML

+10.96%

Max(CAGR)

Winner

NECB

+8.03%

BCML

+5.88%

NECB vs BCML - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	NECB	BCML
2026	+20.21%	+12.18%
2025	-2.34%	+15.80%
2024	+41.06%	+17.46%
2023	+20.19%	+26.88%
2022	+38.16%	+2.02%
2021	+10.49%	+25.57%
2020	+16.94%	-32.88%
2019	+9.70%	+1.61%
2018	+11.13%	+18.71%
2017	+29.64%	+30.36%
2016	+11.51%	+12.15%
2015	+4.31%	+11.34%
2014	+0.99%	+22.68%
2013	+36.97%	+18.29%
2012	-5.52%	+19.71%
2011	-0.52%	-2.00%
2010	-15.65%	-9.81%
2009	-7.90%	+9.15%
2008	-40.70%	-32.38%
2007	-2.80%	-11.39%
2006	+11.73%	-1.25%
2005	N/A	-7.69%
2004	N/A	+30.00%

NECB vs BCML Drawdown Comparison

The maximum drawdown for NECB was -61.89%, occurring on Jul 20, 2010. Recovery took 2653 trading sessions.

The maximum drawdown for BCML was -62.19%, occurring on Sep 25, 2020. Recovery took 1561 trading sessions.

The current NECB drawdown is -8.15%. The current BCML drawdown is -8.88%.

Rank	NECB	BCML
#1	-61.89% Oct 29, 2007 - May 14, 2018	-62.19% Aug 23, 2018 - Nov 6, 2024
#2	-47.81% Oct 19, 2018 - Nov 18, 2020	-58.62% Oct 15, 2004 - Dec 22, 2016
#3	-34.53% Nov 12, 2024 - Nov 17, 2025	-18.03% Nov 26, 2024 - Aug 22, 2025
#4	-25.66% May 30, 2007 - Oct 26, 2007	-14.29% Dec 17, 2025 - Apr 9, 2026
#5	-20.02% Feb 17, 2023 - Jul 20, 2023	-13.59% Apr 9, 2026 - Jun 24, 2026
#6	-19.52% May 21, 2021 - Feb 8, 2022	-11.80% Sep 18, 2025 - Dec 10, 2025
#7	-16.39% Jan 29, 2024 - Jul 1, 2024	-9.15% Mar 21, 2018 - May 17, 2018
#8	-15.33% Feb 15, 2022 - Aug 1, 2022	-8.88% Jul 16, 2026 - Jul 24, 2026
#9	-13.14% Aug 14, 2023 - Nov 14, 2023	-6.78% Jun 4, 2018 - Aug 6, 2018
#10	-9.94% Jul 26, 2024 - Sep 19, 2024	-3.96% May 17, 2018 - Jun 4, 2018
#11	-9.06% Oct 18, 2024 - Nov 6, 2024	-3.85% Sep 15, 2004 - Sep 27, 2004
#12	-7.90% Sep 30, 2024 - Oct 11, 2024	-3.28% Mar 17, 2017 - Apr 24, 2017
#13	-6.85% Feb 21, 2007 - May 25, 2007	-2.69% Mar 1, 2017 - Mar 17, 2017
#14	-6.48% Dec 28, 2023 - Jan 29, 2024	-2.62% Aug 26, 2025 - Sep 18, 2025
#15	-5.37% May 17, 2018 - Aug 10, 2018	-2.58% Jun 27, 2017 - Sep 27, 2017

Correlation

Correlation between NECB and BCML is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (2007 - 2026)

NECB vs BCML dividend yield comparison.

Year	NECB	BCML
2026	2.44%	1.89%
2025	4.20%	3.06%
2024	2.29%	1.68%
2023	1.01%	1.70%
2022	2.82%	1.05%
2021	1.82%	0.00%
2020	1.09%	0.00%
2019	1.00%	0.00%
2018	1.08%	0.00%
2017	1.19%	0.00%
2016	1.52%	0.00%
2015	1.69%	0.00%
2014	1.66%	0.00%
2013	1.25%	0.00%
2012	2.28%	0.00%
2011	2.14%	0.00%
2010	2.14%	0.00%
2009	1.83%	0.00%
2008	1.73%	0.00%
2007	0.25%	0.00%