MSBIP vs PBPB

Comparison between Midland States Bancorp Inc (MSBIP, Company) and Potbelly Corp (PBPB, Company).

MSBIP is from the Financial Services sector, while PBPB is from the Consumer Cyclical sector.

MSBIP vs PBPB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MSBIP(COMPANY)	PBPB(COMPANY)
Market Cap	$528M	$527M
Max Drawdown	28.54%	94.51%
Sharpe Ratio	1.17	1.37
5Y Beta	0.11	N/A
Industry	Banks - Regional	Restaurants
P/E Ratio	15.29	48.95
Dividend Yield	4.99%	N/A
5Y EPS CAGR	-1.10%	N/A
Debt to Equity	27.45%	N/A
Free Cash Flow Yield	21.55%	N/A
P/S Ratio	N/A	1.12
P/B Ratio	N/A	8.60

Market Cap

Winner

MSBIP

$528M

PBPB

$527M

Max Drawdown

Winner

MSBIP

28.54%

PBPB

94.51%

Sharpe Ratio

MSBIP

1.17

Winner

PBPB

1.37

5Y Beta

MSBIP

0.11

PBPB

N/A

Industry

MSBIP

Banks - Regional

PBPB

Restaurants

P/E Ratio

Winner

MSBIP

15.29

PBPB

48.95

Dividend Yield

MSBIP

4.99%

PBPB

N/A

5Y EPS CAGR

MSBIP

-1.10%

PBPB

N/A

Debt to Equity

MSBIP

27.45%

PBPB

N/A

Free Cash Flow Yield

MSBIP

21.55%

PBPB

N/A

P/S Ratio

MSBIP

N/A

PBPB

1.12

P/B Ratio

MSBIP

N/A

PBPB

8.60

MSBIP vs PBPB - Historical Returns

Returns include dividend reinvestment.

Period	MSBIP	PBPB
1 month	+0.99%	+0.62%
3 months	+2.22%	+31.90%
6 months	+6.84%	+109.55%
1 year	+15.71%	+114.81%
5 years(CAGR)	N/A	+34.36%
10 years(CAGR)	N/A	+4.17%
Max(CAGR)	+8.04%	-4.75%

Winner

MSBIP

+0.99%

PBPB

+0.62%

MSBIP

+2.22%

Winner

PBPB

+31.90%

MSBIP

+6.84%

Winner

PBPB

+109.55%

MSBIP

+15.71%

Winner

PBPB

+114.81%

5Y(CAGR)

MSBIP

N/A

PBPB

+34.36%

10Y(CAGR)

MSBIP

N/A

PBPB

+4.17%

Max(CAGR)

Winner

MSBIP

+8.04%

PBPB

-4.75%

MSBIP vs PBPB - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	MSBIP	PBPB
2026	+3.48%	N/A
2025	+7.57%	+82.71%
2024	+11.68%	-6.27%
2023	+2.32%	+89.45%
2022	+5.70%	-3.30%
2021	N/A	+28.28%
2020	N/A	+3.77%
2019	N/A	-47.45%
2018	N/A	-36.61%
2017	N/A	-7.87%
2016	N/A	+10.63%
2015	N/A	-11.02%
2014	N/A	-46.46%
2013	N/A	-21.09%

MSBIP vs PBPB Drawdown Comparison

The maximum drawdown for MSBIP was -27.09%, occurring on May 9, 2023. Recovery took 212 trading sessions.

The maximum drawdown for PBPB was -94.51%, occurring on May 26, 2020. This drawdown has not yet recovered.

The current MSBIP drawdown is -0.55%. The current PBPB drawdown is -47.16%.

Rank	MSBIP	PBPB
#1	-27.09% Feb 23, 2023 - Dec 27, 2023	-94.51% Oct 7, 2013 - May 26, 2020
#2	-9.97% Dec 31, 2024 - Aug 13, 2025	N/A
#3	-7.21% Aug 13, 2025 - Sep 16, 2025	N/A
#4	-5.53% Jan 25, 2024 - Mar 14, 2024	N/A
#5	-4.85% Sep 29, 2025 - Dec 9, 2025	N/A
#6	-4.44% Nov 11, 2022 - Dec 14, 2022	N/A
#7	-3.88% Sep 1, 2022 - Nov 11, 2022	N/A
#8	-3.08% Feb 13, 2026 - Apr 15, 2026	N/A
#9	-3.03% Dec 14, 2022 - Feb 2, 2023	N/A
#10	-2.80% Dec 27, 2023 - Jan 19, 2024	N/A
#11	-2.46% Jul 15, 2024 - Aug 29, 2024	N/A
#12	-2.26% Nov 29, 2024 - Dec 26, 2024	N/A
#13	-1.98% Apr 5, 2024 - Jun 26, 2024	N/A
#14	-1.81% Mar 21, 2024 - Apr 4, 2024	N/A
#15	-1.46% Oct 1, 2024 - Nov 26, 2024	N/A