MORN vs CACC

Comparison between Morningstar Inc (MORN, Company) and Credit Acceptance Corp (CACC, Company).

Both MORN and CACC are from the Financial Services sector.

5-Year PerformanceCACC has outperformed MORN, delivering a return of +4.4% compared to -7.0%

MORN vs CACC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MORN(COMPANY)	CACC(COMPANY)
Market Cap	$6.34B	$6.32B
Max Drawdown	67.92%	66.85%
Sharpe Ratio	-1.20	0.44
5Y Beta	0.66	1.15
Industry	Financial Data & Stock Exchanges	Credit Services
P/E Ratio	16.63	14.42
Forward P/E	16.29	13.02
PEG Ratio	1.42	0.20
Dividend Yield	1.15%	N/A
5Y Dividends CAGR	14.12%	N/A
5Y EPS CAGR	10.99%	0.50%
Debt to Equity	169.92%	0.00%
Free Cash Flow Yield	6.89%	16.66%
P/S Ratio	2.53	4.97
P/B Ratio	6.18	4.27

Market Cap

Winner

MORN

$6.34B

CACC

$6.32B

Max Drawdown

MORN

67.92%

Winner

CACC

66.85%

Sharpe Ratio

MORN

-1.20

Winner

CACC

0.44

5Y Beta

Winner

MORN

0.66

CACC

1.15

Industry

MORN

Financial Data & Stock Exchanges

CACC

Credit Services

P/E Ratio

MORN

16.63

Winner

CACC

14.42

Forward P/E

MORN

16.29

Winner

CACC

13.02

PEG Ratio

MORN

1.42

Winner

CACC

0.20

Dividend Yield

MORN

1.15%

CACC

N/A

5Y Dividends CAGR

MORN

14.12%

CACC

N/A

5Y EPS CAGR

Winner

MORN

10.99%

CACC

0.50%

Debt to Equity

MORN

169.92%

Winner

CACC

0.00%

Free Cash Flow Yield

MORN

6.89%

Winner

CACC

16.66%

P/S Ratio

Winner

MORN

2.53

CACC

4.97

P/B Ratio

MORN

6.18

Winner

CACC

4.27

MORN vs CACC - Historical Returns

Returns include dividend reinvestment.

Period	MORN	CACC
1 month	+7.60%	+0.44%
3 months	-5.38%	+14.45%
6 months	-20.07%	+33.04%
1 year	-38.80%	+11.08%
5 years(CAGR)	-7.03%	+4.44%
10 years(CAGR)	+7.88%	+11.83%
Max(CAGR)	+11.17%	+19.56%

Winner

MORN

+7.60%

CACC

+0.44%

MORN

-5.38%

Winner

CACC

+14.45%

MORN

-20.07%

Winner

CACC

+33.04%

MORN

-38.80%

Winner

CACC

+11.08%

5Y(CAGR)

MORN

-7.03%

Winner

CACC

+4.44%

10Y(CAGR)

MORN

+7.88%

Winner

CACC

+11.83%

Max(CAGR)

MORN

+11.17%

Winner

CACC

+19.56%

MORN vs CACC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MORN	CACC
2026	-19.89%	+30.55%
2025	-34.19%	-4.67%
2024	+21.97%	-13.08%
2023	+32.17%	+16.70%
2022	-35.18%	-26.88%
2021	+48.27%	+104.67%
2020	+54.23%	-21.82%
2019	+40.51%	+13.64%
2018	+14.36%	+16.17%
2017	+32.26%	+49.52%
2016	-6.83%	+1.97%
2015	+24.65%	+56.33%
2014	-16.52%	+5.13%
2013	+23.36%	+25.78%
2012	+6.51%	+24.82%
2011	+11.00%	+29.07%
2010	+9.95%	+43.18%
2009	+30.79%	+190.75%
2008	-53.19%	-25.95%
2007	+72.97%	-37.42%
2006	+30.96%	+108.31%
2005	+72.77%	-37.40%
2004	N/A	+65.05%
2003	N/A	+132.17%
2002	N/A	-30.19%
2001	N/A	+50.69%
2000	N/A	+60.00%
1999	N/A	-26.24%

MORN vs CACC Drawdown Comparison

The maximum drawdown for MORN was -67.92%, occurring on Nov 20, 2008. Recovery took 1479 trading sessions.

The maximum drawdown for CACC was -66.85%, occurring on Mar 26, 2003. Recovery took 386 trading sessions.

The current MORN drawdown is -52.59%. The current CACC drawdown is -14.89%.

Rank	MORN	CACC
#1	-67.92% Dec 11, 2007 - Oct 25, 2013	-66.85% May 17, 2002 - Nov 26, 2003
#2	-59.99% Dec 12, 2024 - Jun 25, 2026	-66.00% Oct 16, 2006 - Oct 7, 2009
#3	-49.91% Dec 27, 2021 - Oct 14, 2024	-56.93% Apr 26, 2019 - Aug 6, 2020
#4	-35.42% Feb 19, 2020 - Jul 30, 2020	-52.09% Dec 29, 2004 - May 3, 2006
#5	-28.34% May 19, 2006 - Nov 20, 2006	-45.68% Nov 4, 2021 - Jan 5, 2023
#6	-26.97% Nov 22, 2013 - Jul 24, 2015	-45.03% Aug 10, 2020 - Aug 2, 2021
#7	-25.71% Aug 31, 2018 - Apr 24, 2019	-40.57% Jul 8, 2015 - Aug 2, 2017
#8	-24.04% Aug 11, 2005 - Nov 3, 2005	-38.10% Nov 2, 1999 - Jan 24, 2000
#9	-23.03% Apr 1, 2016 - Oct 26, 2017	-35.68% Aug 21, 2001 - Mar 18, 2002
#10	-20.92% Nov 11, 2005 - Jan 10, 2006	-34.58% Sep 20, 2000 - Jan 5, 2001
#11	-13.66% Apr 23, 2007 - Aug 2, 2007	-33.04% Jul 1, 2011 - Dec 5, 2011
#12	-12.90% Apr 29, 2021 - Aug 4, 2021	-32.73% Jan 11, 2001 - Apr 30, 2001
#13	-12.53% Aug 5, 2015 - Mar 28, 2016	-32.52% Mar 29, 2004 - Sep 13, 2004
#14	-11.85% Feb 16, 2021 - Apr 26, 2021	-27.27% Jan 24, 2000 - Apr 7, 2000
#15	-11.46% Aug 8, 2007 - Oct 2, 2007	-26.72% Jan 29, 2010 - Jul 26, 2010