MNSO vs ENVA

Comparison between MINISO Group Holding Ltd (MNSO, Company) and Enova International Inc (ENVA, Company).

MNSO is from the Consumer Cyclical sector, while ENVA is from the Financial Services sector.

5-Year PerformanceENVA has outperformed MNSO, delivering a return of +34.6% compared to -7.8%

MNSO vs ENVA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MNSO(COMPANY)	ENVA(COMPANY)
Market Cap	$4.10B	$4.10B
Max Drawdown	87.06%	81.56%
Sharpe Ratio	-0.73	1.45
5Y Beta	1.06	1.39
Industry	Specialty Retail	Credit Services
P/E Ratio	25.97	12.55
Forward P/E	8.47	10.11
PEG Ratio	N/A	0.28
Dividend Yield	4.79%	N/A
5Y EPS CAGR	N/A	-0.17%
Debt to Equity	107.40%	344.74%
Free Cash Flow Yield	4.69%	46.38%
P/S Ratio	0.20	2.59
P/B Ratio	2.67	2.92

Market Cap

MNSO

$4.10B

Winner

ENVA

$4.10B

Max Drawdown

MNSO

87.06%

Winner

ENVA

81.56%

Sharpe Ratio

MNSO

-0.73

Winner

ENVA

1.45

5Y Beta

Winner

MNSO

1.06

ENVA

1.39

Industry

MNSO

Specialty Retail

ENVA

Credit Services

P/E Ratio

MNSO

25.97

Winner

ENVA

12.55

Forward P/E

Winner

MNSO

8.47

ENVA

10.11

PEG Ratio

MNSO

N/A

ENVA

0.28

Dividend Yield

MNSO

4.79%

ENVA

N/A

5Y EPS CAGR

MNSO

N/A

ENVA

-0.17%

Debt to Equity

Winner

MNSO

107.40%

ENVA

344.74%

Free Cash Flow Yield

MNSO

4.69%

Winner

ENVA

46.38%

P/S Ratio

Winner

MNSO

0.20

ENVA

2.59

P/B Ratio

Winner

MNSO

2.67

ENVA

2.92

MNSO vs ENVA - Historical Returns

Returns include dividend reinvestment.

Period	MNSO	ENVA
1 month	-9.72%	-1.58%
3 months	-28.22%	+10.72%
6 months	-28.11%	+29.58%
1 year	-31.46%	+74.11%
5 years(CAGR)	-7.78%	+34.58%
10 years(CAGR)	N/A	+35.71%
Max(CAGR)	-4.81%	+16.78%

MNSO

-9.72%

Winner

ENVA

-1.58%

MNSO

-28.22%

Winner

ENVA

+10.72%

MNSO

-28.11%

Winner

ENVA

+29.58%

MNSO

-31.46%

Winner

ENVA

+74.11%

5Y(CAGR)

MNSO

-7.78%

Winner

ENVA

+34.58%

10Y(CAGR)

MNSO

N/A

ENVA

+35.71%

Max(CAGR)

MNSO

-4.81%

Winner

ENVA

+16.78%

MNSO vs ENVA - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	MNSO	ENVA
2026	-27.81%	-0.65%
2025	-23.03%	+63.51%
2024	+24.31%	+73.79%
2023	+92.65%	+43.31%
2022	+6.84%	-7.39%
2021	-58.84%	+77.62%
2020	+26.39%	+2.61%
2019	N/A	+20.24%
2018	N/A	+24.35%
2017	N/A	+14.72%
2016	N/A	+90.15%
2015	N/A	-71.03%
2014	N/A	-17.40%

MNSO vs ENVA Drawdown Comparison

The maximum drawdown for MNSO was -86.56%, occurring on Sep 27, 2022. This drawdown has not yet recovered.

The maximum drawdown for ENVA was -81.56%, occurring on Jan 19, 2016. Recovery took 868 trading sessions.

The current MNSO drawdown is -54.42%. The current ENVA drawdown is -8.00%.

Rank	MNSO	ENVA
#1	-86.56% Feb 8, 2021 - Sep 27, 2022	-81.56% Nov 13, 2014 - Apr 27, 2018
#2	-22.26% Oct 16, 2020 - Dec 17, 2020	-77.57% Jul 19, 2018 - Mar 10, 2021
#3	-18.11% Dec 24, 2020 - Jan 12, 2021	-42.84% Feb 10, 2022 - Feb 2, 2023
#4	-13.77% Jan 25, 2021 - Feb 8, 2021	-37.01% Jul 18, 2023 - Jan 25, 2024
#5	-8.04% Jan 12, 2021 - Jan 20, 2021	-26.25% Feb 6, 2025 - Jul 10, 2025
#6	-5.63% Jan 20, 2021 - Jan 25, 2021	-24.78% Mar 12, 2021 - Nov 5, 2021
#7	-1.24% Dec 17, 2020 - Dec 21, 2020	-24.75% Feb 2, 2026 - Apr 27, 2026
#8	-0.39% Dec 21, 2020 - Dec 23, 2020	-21.84% Feb 3, 2023 - Jun 29, 2023
#9	N/A	-18.31% Sep 22, 2025 - Nov 5, 2025
#10	N/A	-14.51% Jul 23, 2025 - Aug 26, 2025
#11	N/A	-13.97% Nov 12, 2021 - Jan 12, 2022
#12	N/A	-13.87% Jul 31, 2024 - Oct 16, 2024
#13	N/A	-12.17% Jan 14, 2022 - Feb 7, 2022
#14	N/A	-11.60% Nov 25, 2024 - Jan 17, 2025
#15	N/A	-10.29% Apr 23, 2024 - Jul 11, 2024