MNSB vs ECBK

Comparison between MainStreet Bancshares Inc (MNSB, Company) and ECB Bancorp Inc (ECBK, Company).

Both MNSB and ECBK are from the Financial Services sector.

MNSB vs ECBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MNSB(COMPANY)	ECBK(COMPANY)
Market Cap	$169M	$169M
Max Drawdown	51.86%	40.30%
Sharpe Ratio	1.22	0.98
5Y Beta	0.73	0.37
Industry	Banks - Regional	Banks - Regional
P/E Ratio	10.11	17.72
Forward P/E	12.39	N/A
PEG Ratio	0.00	0.16
Dividend Yield	1.64%	N/A
5Y EPS CAGR	-0.20%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.31%	7.36%
P/S Ratio	2.32	4.85
P/B Ratio	0.91	0.96

Market Cap

MNSB

$169M

Winner

ECBK

$169M

Max Drawdown

MNSB

51.86%

Winner

ECBK

40.30%

Sharpe Ratio

Winner

MNSB

1.22

ECBK

0.98

5Y Beta

MNSB

0.73

Winner

ECBK

0.37

Industry

MNSB

Banks - Regional

ECBK

Banks - Regional

P/E Ratio

Winner

MNSB

10.11

ECBK

17.72

Forward P/E

MNSB

12.39

ECBK

N/A

PEG Ratio

Winner

MNSB

0.00

ECBK

0.16

Dividend Yield

MNSB

1.64%

ECBK

N/A

5Y EPS CAGR

MNSB

-0.20%

ECBK

N/A

Debt to Equity

MNSB

0.00%

ECBK

0.00%

Free Cash Flow Yield

Winner

MNSB

9.31%

ECBK

7.36%

P/S Ratio

Winner

MNSB

2.32

ECBK

4.85

P/B Ratio

Winner

MNSB

0.91

ECBK

0.96

MNSB vs ECBK - Historical Returns

Returns include dividend reinvestment.

Period	MNSB	ECBK
1 month	+8.82%	+6.45%
3 months	+16.51%	+15.14%
6 months	+16.97%	+12.33%
1 year	+37.68%	+27.19%
5 years(CAGR)	+3.72%	N/A
10 years(CAGR)	+9.12%	N/A
Max(CAGR)	+8.46%	+8.49%

Winner

MNSB

+8.82%

ECBK

+6.45%

Winner

MNSB

+16.51%

ECBK

+15.14%

Winner

MNSB

+16.97%

ECBK

+12.33%

Winner

MNSB

+37.68%

ECBK

+27.19%

5Y(CAGR)

MNSB

+3.72%

ECBK

N/A

10Y(CAGR)

MNSB

+9.12%

ECBK

N/A

Max(CAGR)

MNSB

+8.46%

Winner

ECBK

+8.49%

MNSB vs ECBK - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	MNSB	ECBK
2026	+26.63%	+11.55%
2025	+17.83%	+16.01%
2024	-25.40%	+17.68%
2023	-7.32%	-22.47%
2022	+14.42%	+13.91%
2021	+45.50%	N/A
2020	-26.80%	N/A
2019	+34.90%	N/A
2018	+2.36%	N/A
2017	+19.18%	N/A
2016	+16.78%	N/A

MNSB vs ECBK Drawdown Comparison

The maximum drawdown for MNSB was -51.86%, occurring on Sep 23, 2020. Recovery took 620 trading sessions.

The maximum drawdown for ECBK was -40.30%, occurring on Oct 17, 2023. Recovery took 693 trading sessions.

The current MNSB drawdown is -10.12%. The current ECBK drawdown is -1.93%.

Rank	MNSB	ECBK
#1	-51.86% May 8, 2019 - Oct 21, 2021	-40.30% Nov 15, 2022 - Aug 22, 2025
#2	-47.62% Feb 21, 2023 - Apr 29, 2024	-13.88% Aug 26, 2025 - Nov 5, 2025
#3	-27.72% May 18, 2018 - Feb 22, 2019	-13.33% Feb 17, 2026 - Apr 9, 2026
#4	-13.74% Oct 22, 2021 - Oct 26, 2022	-6.90% Nov 5, 2025 - Feb 2, 2026
#5	-11.73% Feb 22, 2019 - Apr 25, 2019	-6.16% Apr 10, 2026 - Jun 9, 2026
#6	-10.28% Feb 22, 2016 - Aug 11, 2016	-3.23% Oct 17, 2022 - Oct 31, 2022
#7	-9.37% Feb 1, 2017 - Nov 10, 2017	-2.81% Sep 20, 2022 - Oct 6, 2022
#8	-8.72% Apr 10, 2018 - May 16, 2018	-1.93% Jun 11, 2026 - Jun 12, 2026
#9	-8.64% Nov 18, 2022 - Feb 2, 2023	-1.91% Feb 9, 2026 - Feb 17, 2026
#10	-5.93% Feb 2, 2018 - Mar 29, 2018	-1.27% Aug 18, 2022 - Sep 7, 2022
#11	-5.32% Jan 19, 2018 - Jan 31, 2018	-1.23% Nov 1, 2022 - Nov 11, 2022
#12	-5.22% Jan 17, 2017 - Jan 31, 2017	-1.14% Jul 28, 2022 - Aug 4, 2022
#13	-5.00% Nov 10, 2017 - Jan 19, 2018	-1.06% Aug 4, 2022 - Aug 17, 2022
#14	-4.17% Apr 25, 2019 - May 6, 2019	-0.88% Feb 3, 2026 - Feb 9, 2026
#15	-2.65% Oct 18, 2016 - Dec 2, 2016	-0.35% Aug 22, 2025 - Aug 26, 2025