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MFIN vs PEBK

Comparison between Medallion Financial Corp (MFIN, Company) and Peoples Bancorp Of North Carolina Inc (PEBK, Company).

Both MFIN and PEBK are from the Financial Services sector.

5-Year PerformancePEBK has outperformed MFIN, delivering a return of +12.9% compared to +7.8%

MFIN vs PEBK - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
MFIN
$237M
PEBK
$237M
Max Drawdown
MFIN
93.88%
Winner
PEBK
85.73%
Sharpe Ratio
MFIN
0.15
Winner
PEBK
1.57
5Y Beta
Winner
MFIN
0.63
PEBK
0.72
Industry
MFIN
Credit Services
PEBK
Banks - Regional
P/E Ratio
Winner
MFIN
6.45
PEBK
11.90
Forward P/E
Winner
MFIN
7.69
PEBK
12.71
PEG Ratio
MFIN
0.77
Winner
PEBK
0.64
Dividend Yield
Winner
MFIN
4.84%
PEBK
1.89%
5Y Dividends CAGR
MFIN
N/A
PEBK
13.93%
5Y EPS CAGR
MFIN
N/A
PEBK
11.30%
Debt to Equity
MFIN
63.38%
Winner
PEBK
0.00%
Free Cash Flow Yield
Winner
MFIN
55.42%
PEBK
8.19%
P/S Ratio
Winner
MFIN
0.66
PEBK
2.56
P/B Ratio
Winner
MFIN
0.56
PEBK
1.43

MFIN vs PEBK - Historical Returns

Returns include dividend reinvestment.

1M
MFIN
-1.08%
Winner
PEBK
-0.21%
3M
Winner
MFIN
+11.91%
PEBK
+9.64%
6M
MFIN
+1.02%
Winner
PEBK
+19.18%
1Y
MFIN
+5.39%
Winner
PEBK
+53.79%
5Y(CAGR)
MFIN
+7.76%
Winner
PEBK
+12.94%
10Y(CAGR)
MFIN
+4.67%
Winner
PEBK
+11.73%
Max(CAGR)
MFIN
+2.32%
Winner
PEBK
+7.16%

MFIN vs PEBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearMFINPEBK
2026+2.11%+22.25%
2025+17.59%+20.63%
2024-0.46%+5.38%
2023+46.46%-0.81%
2022+27.97%+21.77%
2021+11.75%+30.72%
2020-32.04%-26.57%
2019+52.41%+32.49%
2018+28.49%-18.69%
2017+16.12%+27.82%
2016-52.48%+33.51%
2015-21.50%+9.36%
2014-23.81%+26.53%
2013+26.08%+52.31%
2012+12.44%+66.16%
2011+43.44%+5.45%
2010+7.23%+4.55%
2009+17.94%-43.69%
2008-18.33%-36.31%
2007-12.58%-45.74%
2006+16.59%+36.65%
2005+23.30%+32.22%
2004+9.15%+4.45%
2003+140.14%+36.54%
2002-51.25%-1.81%
2001-39.25%+9.59%
2000-6.93%-7.14%
1999-9.88%-13.97%

MFIN vs PEBK Drawdown Comparison

The maximum drawdown for MFIN was -90.32%, occurring on Apr 6, 2020. This drawdown has not yet recovered.

The maximum drawdown for PEBK was -84.18%, occurring on Dec 3, 2009. Recovery took 2405 trading sessions.

The current MFIN drawdown is -8.61%. The current PEBK drawdown is -3.09%.

RankMFINPEBK
#1-90.32%
Nov 29, 2013 - Apr 6, 2020
-84.18%
Jun 6, 2007 - Dec 21, 2016
#2-83.60%
Nov 5, 1999 - Oct 21, 2011
-56.44%
Dec 31, 2019 - Dec 2, 2022
#3-14.36%
May 10, 2012 - Aug 13, 2012
-49.58%
Mar 8, 2023 - Dec 16, 2024
#4-13.89%
May 15, 2013 - Oct 24, 2013
-36.11%
Oct 3, 2017 - Dec 31, 2019
#5-10.22%
Oct 18, 2012 - Jan 28, 2013
-32.93%
Aug 27, 2001 - Dec 1, 2003
#6-10.03%
Nov 2, 2011 - May 9, 2012
-29.93%
Nov 5, 1999 - Jul 13, 2001
#7-5.91%
Apr 11, 2013 - Apr 23, 2013
-22.77%
Dec 16, 2024 - Aug 22, 2025
#8-5.48%
Apr 29, 2013 - May 7, 2013
-18.34%
Mar 2, 2005 - Jul 25, 2005
#9-4.56%
Mar 6, 2013 - Apr 4, 2013
-13.11%
Jun 1, 2006 - Sep 7, 2006
#10-3.95%
Aug 13, 2012 - Sep 6, 2012
-13.08%
Dec 11, 2003 - Jan 31, 2005
#11-3.34%
Oct 24, 2013 - Nov 4, 2013
-12.94%
Sep 18, 2025 - Nov 26, 2025
#12-3.23%
Feb 13, 2013 - Mar 6, 2013
-11.32%
Apr 25, 2017 - Jun 13, 2017
#13-3.01%
May 7, 2013 - May 10, 2013
-11.15%
Jul 25, 2005 - Nov 10, 2005
#14-2.61%
Oct 24, 2011 - Oct 26, 2011
-10.71%
Nov 6, 2006 - Jun 5, 2007
#15-2.32%
Sep 6, 2012 - Sep 14, 2012
-10.20%
Jan 3, 2017 - Feb 13, 2017

Correlation

Correlation between MFIN and PEBK is 0.48 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.48
-101

Dividend Comparison (1999 - 2026)

MFIN vs PEBK dividend yield comparison.

YearMFINPEBK
20262.57%1.37%
20254.57%2.65%
20244.37%2.94%
20233.45%2.94%
20224.48%2.67%
20210.00%2.39%
20200.00%3.26%
20190.00%2.01%
20180.00%2.13%
20170.00%1.46%
201619.87%1.52%
201514.06%1.45%
20149.49%1.00%
20136.20%0.85%
20127.07%1.98%
20116.15%1.46%
20107.32%1.52%
20099.30%5.25%
20089.96%5.23%
20077.58%3.40%
20065.34%1.57%
20054.44%1.82%
20043.40%2.07%
20030.95%2.12%
20020.77%2.83%
20014.81%2.79%
20008.34%2.96%
19994.01%0.68%

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