MDV vs UBFO

Comparison between Modiv Industrial Inc - Class C (MDV, Company) and United Security Bancshares (CA) (UBFO, Company).

MDV is from the Real Estate sector, while UBFO is from the Financial Services sector.

MDV vs UBFO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MDV(COMPANY)	UBFO(COMPANY)
Market Cap	$185M	$185M
Max Drawdown	85.79%	91.22%
Sharpe Ratio	1.20	1.28
5Y Beta	0.45	0.67
Industry	Reit - Industrial	Banks - Regional
P/E Ratio	-806.31	15.00
Forward P/E	149.25	13.66
Dividend Yield	6.63%	4.57%
5Y Dividends CAGR	N/A	6.40%
5Y EPS CAGR	N/A	6.05%
Debt to Equity	171.63%	0.00%
Free Cash Flow Yield	8.65%	10.70%

Market Cap

Winner

MDV

$185M

UBFO

$185M

Max Drawdown

Winner

MDV

85.79%

UBFO

91.22%

Sharpe Ratio

MDV

1.20

Winner

UBFO

1.28

5Y Beta

Winner

MDV

0.45

UBFO

0.67

Industry

MDV

Reit - Industrial

UBFO

Banks - Regional

P/E Ratio

Winner

MDV

-806.31

UBFO

15.00

Forward P/E

MDV

149.25

Winner

UBFO

13.66

Dividend Yield

Winner

MDV

6.63%

UBFO

4.57%

5Y Dividends CAGR

MDV

N/A

UBFO

6.40%

5Y EPS CAGR

MDV

N/A

UBFO

6.05%

Debt to Equity

MDV

171.63%

Winner

UBFO

0.00%

Free Cash Flow Yield

MDV

8.65%

Winner

UBFO

10.70%

MDV vs UBFO - Historical Returns

Returns include dividend reinvestment.

Period	MDV	UBFO
1 month	-0.72%	+0.00%
3 months	+28.14%	+5.21%
6 months	+26.44%	+2.65%
1 year	+35.17%	+31.40%
5 years(CAGR)	-18.84%	+11.93%
10 years(CAGR)	N/A	+13.93%
Max(CAGR)	-18.84%	+5.94%

MDV

-0.72%

Winner

UBFO

+0.00%

Winner

MDV

+28.14%

UBFO

+5.21%

Winner

MDV

+26.44%

UBFO

+2.65%

Winner

MDV

+35.17%

UBFO

+31.40%

5Y(CAGR)

MDV

-18.84%

Winner

UBFO

+11.93%

10Y(CAGR)

MDV

N/A

UBFO

+13.93%

Max(CAGR)

MDV

-18.84%

Winner

UBFO

+5.94%

MDV vs UBFO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MDV	UBFO
2026	+28.64%	+7.14%
2025	+3.63%	+8.06%
2024	+16.57%	+31.14%
2023	+35.02%	+23.54%
2022	-81.00%	-5.15%
2021	N/A	+25.87%
2020	N/A	-28.47%
2019	N/A	+15.83%
2018	N/A	-9.72%
2017	N/A	+46.02%
2016	N/A	+77.23%
2015	N/A	+2.42%
2014	N/A	+18.25%
2013	N/A	+104.92%
2012	N/A	+24.31%
2011	N/A	-37.63%
2010	N/A	-10.42%
2009	N/A	-59.48%
2008	N/A	-18.37%
2007	N/A	-36.37%
2006	N/A	+61.30%
2005	N/A	+22.90%
2004	N/A	-4.14%
2003	N/A	+61.57%
2002	N/A	+8.20%
2001	N/A	+0.50%
2000	N/A	-15.57%
1999	N/A	+8.53%

MDV vs UBFO Drawdown Comparison

The maximum drawdown for MDV was -85.06%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for UBFO was -89.51%, occurring on Nov 23, 2011. Recovery took 2812 trading sessions.

The current MDV drawdown is -59.64%. The current UBFO drawdown is -7.89%.

Rank	MDV	UBFO
#1	-85.06% Feb 11, 2022 - Oct 20, 2022	-89.51% Nov 9, 2006 - Jan 12, 2018
#2	N/A	-53.37% Jul 5, 2019 - Sep 16, 2024
#3	N/A	-27.98% Jan 9, 2004 - Jul 14, 2005
#4	N/A	-26.61% Nov 12, 1999 - Apr 1, 2003
#5	N/A	-24.64% Dec 13, 2024 - Nov 11, 2025
#6	N/A	-21.73% May 14, 2003 - Sep 3, 2003
#7	N/A	-18.09% May 19, 2006 - Oct 17, 2006
#8	N/A	-17.43% Jul 6, 2018 - Jun 28, 2019
#9	N/A	-12.50% Jan 17, 2018 - Jul 6, 2018
#10	N/A	-12.45% Feb 6, 2026 - Mar 18, 2026
#11	N/A	-10.49% Sep 17, 2003 - Oct 22, 2003
#12	N/A	-8.51% Apr 11, 2003 - Apr 29, 2003
#13	N/A	-8.37% Nov 3, 2003 - Dec 30, 2003
#14	N/A	-7.35% Sep 20, 2024 - Oct 18, 2024
#15	N/A	-6.98% Apr 1, 2003 - Apr 11, 2003

Correlation

Correlation between MDV and UBFO is 0.83 which considered as a strong positive correlation - the stocks tend to move together.

0.83

-101

Dividend Comparison (2000 - 2026)

MDV vs UBFO dividend yield comparison.

Year	MDV	UBFO
2026	2.78%	0.00%
2025	8.13%	5.96%
2024	7.73%	4.75%
2023	7.72%	5.47%
2022	9.58%	4.51%
2021	0.00%	5.42%
2020	0.00%	6.24%
2019	0.00%	5.13%
2018	0.00%	3.65%
2017	0.00%	1.55%
2016	0.00%	12.90%
2014	0.00%	3.93%
2013	0.00%	3.09%
2012	0.00%	3.63%
2011	0.00%	6.01%
2010	0.00%	4.78%
2009	0.00%	6.13%
2008	0.00%	4.57%
2007	0.00%	3.29%
2006	0.00%	1.79%
2005	0.00%	2.29%
2004	0.00%	2.45%
2003	0.00%	2.07%
2002	0.00%	2.83%
2001	0.00%	2.62%
2000	0.00%	2.07%