MDAI vs PBBK

Comparison between Spectral AI Inc - Class A (MDAI, Company) and PB Bankshares Inc (PBBK, Company).

MDAI is from the Healthcare sector, while PBBK is from the Financial Services sector.

MDAI vs PBBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MDAI(COMPANY)	PBBK(COMPANY)
Market Cap	$51M	$51M
Max Drawdown	93.49%	27.01%
Sharpe Ratio	-0.06	0.89
5Y Beta	1.14	N/A
Industry	Medical Devices	Banks - Regional
P/E Ratio	-4.71	23.43
Forward P/E	52.36	N/A
PEG Ratio	N/A	0.53
Debt to Equity	-98.35%	84.88%
Free Cash Flow Yield	-25.49%	4.26%
P/S Ratio	3.19	N/A
P/B Ratio	26.08	N/A

Market Cap

MDAI

$51M

Winner

PBBK

$51M

Max Drawdown

MDAI

93.49%

Winner

PBBK

27.01%

Sharpe Ratio

MDAI

-0.06

Winner

PBBK

0.89

5Y Beta

MDAI

1.14

PBBK

N/A

Industry

MDAI

Medical Devices

PBBK

Banks - Regional

P/E Ratio

Winner

MDAI

-4.71

PBBK

23.43

Forward P/E

MDAI

52.36

PBBK

N/A

PEG Ratio

MDAI

N/A

PBBK

0.53

Debt to Equity

Winner

MDAI

-98.35%

PBBK

84.88%

Free Cash Flow Yield

MDAI

-25.49%

Winner

PBBK

4.26%

P/S Ratio

MDAI

3.19

PBBK

N/A

P/B Ratio

MDAI

26.08

PBBK

N/A

MDAI vs PBBK - Historical Returns

Returns include dividend reinvestment.

Period	MDAI	PBBK
1 month	-4.76%	-7.69%
3 months	-39.39%	+2.22%
6 months	+11.11%	+14.18%
1 year	-20.79%	+29.90%
5 years(CAGR)	-30.21%	+9.72%
Max(CAGR)	-28.49%	+9.72%

Winner

MDAI

-4.76%

PBBK

-7.69%

MDAI

-39.39%

Winner

PBBK

+2.22%

MDAI

+11.11%

Winner

PBBK

+14.18%

MDAI

-20.79%

Winner

PBBK

+29.90%

5Y(CAGR)

MDAI

-30.21%

Winner

PBBK

+9.72%

Max(CAGR)

MDAI

-28.49%

Winner

PBBK

+9.72%

MDAI vs PBBK - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	MDAI	PBBK
2026	+10.34%	+0.00%
2025	-47.99%	+38.42%
2024	+11.86%	+20.79%
2023	-75.52%	-7.66%
2022	+2.85%	-2.30%
2021	+1.13%	+3.90%

MDAI vs PBBK Drawdown Comparison

The maximum drawdown for MDAI was -93.49%, occurring on Sep 24, 2024. This drawdown has not yet recovered.

The maximum drawdown for PBBK was -27.01%, occurring on May 4, 2023. Recovery took 721 trading sessions.

The current MDAI drawdown is -88.91%. The current PBBK drawdown is -13.38%.

Rank	MDAI	PBBK
#1	-93.49% Sep 7, 2023 - Sep 24, 2024	-27.01% Sep 8, 2021 - Jul 23, 2024
#2	-29.39% Apr 14, 2023 - Sep 7, 2023	-15.87% Aug 14, 2024 - Mar 12, 2025
#3	-6.99% Apr 12, 2023 - Apr 14, 2023	-13.38% Dec 12, 2025 - Jan 2, 2026
#4	-2.73% Jan 5, 2023 - Apr 11, 2023	-13.13% Mar 12, 2025 - Jun 9, 2025
#5	-2.68% Dec 19, 2022 - Dec 23, 2022	-9.45% Jun 20, 2025 - Aug 22, 2025
#6	-2.39% May 14, 2021 - Nov 17, 2021	-6.19% Aug 28, 2025 - Nov 13, 2025
#7	-1.86% Dec 28, 2022 - Jan 5, 2023	-4.30% Jul 21, 2021 - Aug 23, 2021
#8	-1.62% Nov 30, 2021 - Oct 13, 2022	-4.19% Jun 9, 2025 - Jun 20, 2025
#9	-1.02% May 4, 2021 - May 14, 2021	-4.08% Jul 31, 2024 - Aug 6, 2024
#10	-0.92% Apr 7, 2021 - May 3, 2021	-2.27% Jul 23, 2024 - Jul 26, 2024
#11	-0.49% Dec 23, 2022 - Dec 28, 2022	-1.76% Nov 14, 2025 - Nov 21, 2025
#12	-0.40% Oct 26, 2022 - Nov 9, 2022	-1.47% Nov 26, 2025 - Dec 10, 2025
#13	-0.20% Nov 29, 2022 - Dec 19, 2022	-0.73% Aug 22, 2025 - Aug 26, 2025
#14	-0.10% Nov 19, 2021 - Nov 24, 2021	-0.57% Sep 2, 2021 - Sep 8, 2021
#15	-0.10% Oct 14, 2022 - Oct 21, 2022	-0.49% Jul 16, 2021 - Jul 20, 2021

Correlation

Correlation between MDAI and PBBK is -0.52 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.52

-101