MCY vs DAVE

Comparison between Mercury General Corp (MCY, Company) and Dave Inc - Class A (DAVE, Company).

MCY is from the Financial Services sector, while DAVE is from the Technology sector.

5-Year PerformanceMCY has outperformed DAVE, delivering a return of +15.6% compared to +5.1%

MCY vs DAVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MCY(COMPANY)	DAVE(COMPANY)
Market Cap	$5.69B	$5.69B
Max Drawdown	63.36%	99.01%
Sharpe Ratio	1.75	1.25
5Y Beta	0.60	2.31
Industry	Insurance - Property & Casualty	Software - Application
P/E Ratio	6.78	30.21
Forward P/E	19.76	24.57
PEG Ratio	0.04	0.06
Dividend Yield	1.18%	N/A
5Y Dividends CAGR	-3.48%	N/A
5Y EPS CAGR	6.22%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	26.03%	5.74%
P/S Ratio	0.93	8.91
P/B Ratio	2.26	27.38

Market Cap

MCY

$5.69B

Winner

DAVE

$5.69B

Max Drawdown

Winner

MCY

63.36%

DAVE

99.01%

Sharpe Ratio

Winner

MCY

1.75

DAVE

1.25

5Y Beta

Winner

MCY

0.60

DAVE

2.31

Industry

MCY

Insurance - Property & Casualty

DAVE

Software - Application

P/E Ratio

Winner

MCY

6.78

DAVE

30.21

Forward P/E

Winner

MCY

19.76

DAVE

24.57

PEG Ratio

Winner

MCY

0.04

DAVE

0.06

Dividend Yield

MCY

1.18%

DAVE

N/A

5Y Dividends CAGR

MCY

-3.48%

DAVE

N/A

5Y EPS CAGR

MCY

6.22%

DAVE

N/A

Debt to Equity

MCY

0.00%

DAVE

0.00%

Free Cash Flow Yield

Winner

MCY

26.03%

DAVE

5.74%

P/S Ratio

Winner

MCY

0.93

DAVE

8.91

P/B Ratio

Winner

MCY

2.26

DAVE

27.38

MCY vs DAVE - Historical Returns

Returns include dividend reinvestment.

Period	MCY	DAVE
1 month	+0.88%	+16.33%
3 months	+10.82%	+45.14%
6 months	+28.11%	+128.52%
1 year	+57.30%	+90.33%
5 years(CAGR)	+15.61%	+5.11%
10 years(CAGR)	+11.21%	N/A
Max(CAGR)	+9.88%	+5.02%

MCY

+0.88%

Winner

DAVE

+16.33%

MCY

+10.82%

Winner

DAVE

+45.14%

MCY

+28.11%

Winner

DAVE

+128.52%

MCY

+57.30%

Winner

DAVE

+90.33%

5Y(CAGR)

Winner

MCY

+15.61%

DAVE

+5.11%

10Y(CAGR)

MCY

+11.21%

DAVE

N/A

Max(CAGR)

Winner

MCY

+9.88%

DAVE

+5.02%

MCY vs DAVE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MCY	DAVE
2026	+18.95%	+84.82%
2025	+45.67%	+156.53%
2024	+82.25%	+908.35%
2023	+13.08%	-9.43%
2022	-32.89%	-96.52%
2021	+8.39%	+4.59%
2020	+13.52%	N/A
2019	+0.72%	N/A
2018	+4.34%	N/A
2017	-6.08%	N/A
2016	+37.25%	N/A
2015	-12.93%	N/A
2014	+21.41%	N/A
2013	+29.88%	N/A
2012	-7.85%	N/A
2011	+11.87%	N/A
2010	+14.12%	N/A
2009	-7.55%	N/A
2008	-2.44%	N/A
2007	-3.52%	N/A
2006	-6.76%	N/A
2005	+1.99%	N/A
2004	+32.38%	N/A
2003	+27.31%	N/A
2002	-9.17%	N/A
2001	+5.09%	N/A
2000	+106.55%	N/A
1999	-17.37%	N/A

MCY vs DAVE Drawdown Comparison

The maximum drawdown for MCY was -62.87%, occurring on Mar 9, 2009. Recovery took 1254 trading sessions.

The maximum drawdown for DAVE was -99.01%, occurring on May 19, 2023. This drawdown has not yet recovered.

The current MCY drawdown is -2.43%. The current DAVE drawdown is -11.35%.

Rank	MCY	DAVE
#1	-62.87% Sep 19, 2008 - Sep 13, 2013	-99.01% Feb 1, 2022 - May 19, 2023
#2	-55.29% May 6, 2021 - Jul 31, 2024	-51.80% Dec 31, 2021 - Jan 28, 2022
#3	-45.04% Jul 5, 2019 - Feb 23, 2021	-2.70% Apr 27, 2021 - Sep 10, 2021
#4	-39.98% Nov 29, 2024 - Aug 26, 2025	-2.70% Sep 10, 2021 - Dec 31, 2021
#5	-31.06% Feb 2, 2017 - Oct 30, 2018	N/A
#6	-30.82% May 3, 2002 - Nov 7, 2003	N/A
#7	-26.02% Dec 28, 2000 - Oct 29, 2001	N/A
#8	-24.99% Feb 6, 2015 - Sep 22, 2016	N/A
#9	-24.46% Nov 8, 1999 - Mar 29, 2000	N/A
#10	-23.26% May 7, 2007 - Sep 18, 2008	N/A
#11	-21.02% Apr 7, 2000 - Oct 27, 2000	N/A
#12	-19.61% Nov 8, 2018 - Jun 5, 2019	N/A
#13	-16.88% Oct 31, 2005 - May 7, 2007	N/A
#14	-14.25% Oct 22, 2013 - Jul 28, 2014	N/A
#15	-13.26% Dec 28, 2004 - Sep 1, 2005	N/A