MCHB vs FFBC

Comparison between Mechanics Bancorp Class A Common Stock (MCHB, Company) and First Financial Bancorp (FFBC, Company).

5-Year PerformanceFFBC has outperformed MCHB, delivering a return of +8.0% compared to -76.0%

MCHB vs FFBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MCHB(COMPANY)	FFBC(COMPANY)
Market Cap	$3.20B	$3.20B
Max Drawdown	99.97%	76.56%
Sharpe Ratio	-0.37	1.11
5Y Beta	N/A	0.90
Industry	N/A	Banks - Regional
P/E Ratio	11.32	11.59
Forward P/E	N/A	9.50
PEG Ratio	N/A	0.73
Dividend Yield	N/A	3.22%
5Y Dividends CAGR	N/A	5.98%
5Y EPS CAGR	N/A	8.00%
Debt to Equity	4.61%	34.03%
Free Cash Flow Yield	6.82%	25.04%

Market Cap

Winner

MCHB

$3.20B

FFBC

$3.20B

Max Drawdown

MCHB

99.97%

Winner

FFBC

76.56%

Sharpe Ratio

MCHB

-0.37

Winner

FFBC

1.11

5Y Beta

MCHB

N/A

FFBC

0.90

Industry

MCHB

N/A

FFBC

Banks - Regional

P/E Ratio

Winner

MCHB

11.32

FFBC

11.59

Forward P/E

MCHB

N/A

FFBC

9.50

PEG Ratio

MCHB

N/A

FFBC

0.73

Dividend Yield

MCHB

N/A

FFBC

3.22%

5Y Dividends CAGR

MCHB

N/A

FFBC

5.98%

5Y EPS CAGR

MCHB

N/A

FFBC

8.00%

Debt to Equity

Winner

MCHB

4.61%

FFBC

34.03%

Free Cash Flow Yield

MCHB

6.82%

Winner

FFBC

25.04%

MCHB vs FFBC - Historical Returns

Returns include dividend reinvestment.

Period	MCHB	FFBC
1 month	-3.92%	+0.23%
3 months	+9.11%	+10.77%
6 months	+2.90%	+25.32%
1 year	-99.95%	+30.61%
5 years(CAGR)	-75.97%	+8.00%
10 years(CAGR)	-50.71%	+8.50%
Max(CAGR)	-36.15%	+5.20%

MCHB

-3.92%

Winner

FFBC

+0.23%

MCHB

+9.11%

Winner

FFBC

+10.77%

MCHB

+2.90%

Winner

FFBC

+25.32%

MCHB

-99.95%

Winner

FFBC

+30.61%

5Y(CAGR)

MCHB

-75.97%

Winner

FFBC

+8.00%

10Y(CAGR)

MCHB

-50.71%

Winner

FFBC

+8.50%

Max(CAGR)

MCHB

-36.15%

Winner

FFBC

+5.20%

MCHB vs FFBC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MCHB	FFBC
2026	+5.63%	+23.93%
2025	-99.94%	-1.75%
2024	+16.95%	+18.04%
2023	+7.09%	+1.56%
2022	-1.18%	+1.43%
2021	+46.54%	+43.85%
2020	-32.97%	-27.13%
2019	-0.78%	+9.27%
2018	+5.97%	-7.74%
2017	+7.68%	-5.61%
2016	-3.45%	+67.66%
2015	+11.54%	+2.27%
2014	+100.00%	+11.95%
2013	+19.82%	+22.75%
2012	-5.22%	-9.44%
2011	N/A	-7.62%
2010	N/A	+27.85%
2009	N/A	+26.12%
2008	N/A	+17.31%
2007	N/A	-28.60%
2006	N/A	-4.69%
2005	N/A	+2.18%
2004	N/A	+10.33%
2003	N/A	-2.86%
2002	N/A	-2.81%
2001	N/A	+16.64%
2000	N/A	-7.43%
1999	N/A	-12.16%

MCHB vs FFBC Drawdown Comparison

The maximum drawdown for MCHB was -99.97%, occurring on Sep 2, 2025. This drawdown has not yet recovered.

The maximum drawdown for FFBC was -66.33%, occurring on Mar 9, 2009. Recovery took 1147 trading sessions.

The current MCHB drawdown is -99.96%. The current FFBC drawdown is -1.06%.

Rank	MCHB	FFBC
#1	-99.97% Aug 28, 2025 - Sep 2, 2025	-66.33% Jul 8, 2005 - Jan 28, 2010
#2	-49.10% Aug 28, 2017 - Apr 1, 2024	-63.48% Jun 8, 2018 - Jul 17, 2024
#3	-19.59% Oct 25, 2024 - Apr 1, 2025	-41.97% Nov 2, 1999 - Jul 8, 2005
#4	-13.33% Jul 18, 2013 - May 15, 2014	-34.24% Apr 23, 2010 - Dec 26, 2013
#5	-8.44% Sep 20, 2012 - Feb 19, 2013	-27.45% Nov 6, 2015 - Jul 14, 2016
#6	-6.90% Dec 23, 2015 - Apr 11, 2017	-26.08% Nov 25, 2024 - Feb 2, 2026
#7	-5.31% Jun 7, 2017 - Aug 28, 2017	-19.71% Dec 9, 2016 - Nov 29, 2017
#8	-3.70% Apr 10, 2013 - Jul 18, 2013	-15.84% Apr 1, 2014 - Nov 6, 2014
#9	-3.23% Apr 11, 2017 - Jun 7, 2017	-14.67% Jul 26, 2024 - Nov 6, 2024
#10	-2.74% Jul 25, 2012 - Sep 20, 2012	-14.20% Feb 9, 2026 - May 26, 2026
#11	-2.33% Aug 21, 2014 - Sep 29, 2014	-13.05% Dec 29, 2014 - Jul 24, 2015
#12	-1.92% Apr 3, 2024 - Sep 9, 2024	-10.31% Aug 10, 2015 - Oct 23, 2015
#13	-1.92% Nov 4, 2014 - Dec 30, 2014	-9.41% Jan 21, 2014 - Mar 7, 2014
#14	-1.79% Sep 1, 2015 - Oct 23, 2015	-9.22% Mar 12, 2018 - Mar 29, 2018
#15	-1.54% Mar 1, 2013 - Apr 10, 2013	-9.06% Nov 29, 2017 - Jan 19, 2018

Correlation

Correlation between MCHB and FFBC is 0.34 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.34

-101

Dividend Comparison (1999 - 2026)

MCHB vs FFBC dividend yield comparison.

Year	MCHB	FFBC
2026	7.63%	0.81%
2025	1.44%	3.92%
2024	5.58%	3.50%
2023	6.87%	3.87%
2022	15.25%	3.80%
2021	12.07%	3.77%
2020	0.00%	5.25%
2019	0.00%	3.54%
2018	0.00%	3.29%
2017	0.00%	2.58%
2016	0.00%	2.25%
2015	0.00%	3.54%
2014	0.00%	3.28%
2013	0.00%	5.39%
2012	0.93%	7.05%
2011	0.00%	4.69%
2010	0.00%	2.16%
2009	0.00%	2.75%
2008	0.00%	5.49%
2007	0.00%	5.70%
2006	0.00%	3.85%
2005	0.00%	3.65%
2004	0.00%	3.43%
2003	0.00%	3.76%
2002	0.00%	3.66%
2001	0.00%	3.40%
2000	0.00%	3.53%
1999	0.00%	0.67%