MCBS vs ESQ

Comparison between MetroCity Bankshares Inc (MCBS, Company) and Esquire Financial Holdings Inc (ESQ, Company).

Both MCBS and ESQ are from the Financial Services sector.

5-Year PerformanceESQ has outperformed MCBS, delivering a return of +37.8% compared to +17.4%

MCBS vs ESQ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MCBS(COMPANY)	ESQ(COMPANY)
Market Cap	$979M	$981M
Max Drawdown	74.45%	56.52%
Sharpe Ratio	1.07	0.82
5Y Beta	0.79	0.68
Industry	Banks - Regional	Banks - Regional
P/E Ratio	12.46	18.83
PEG Ratio	2.41	1.59
Dividend Yield	2.90%	0.65%
5Y Dividends CAGR	26.63%	N/A
5Y EPS CAGR	12.23%	26.89%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	7.25%	6.26%

Market Cap

MCBS

$979M

Winner

ESQ

$981M

Max Drawdown

MCBS

74.45%

Winner

ESQ

56.52%

Sharpe Ratio

Winner

MCBS

1.07

ESQ

0.82

5Y Beta

MCBS

0.79

Winner

ESQ

0.68

Industry

MCBS

Banks - Regional

ESQ

Banks - Regional

P/E Ratio

Winner

MCBS

12.46

ESQ

18.83

PEG Ratio

MCBS

2.41

Winner

ESQ

1.59

Dividend Yield

Winner

MCBS

2.90%

ESQ

0.65%

5Y Dividends CAGR

MCBS

26.63%

ESQ

N/A

5Y EPS CAGR

MCBS

12.23%

Winner

ESQ

26.89%

Debt to Equity

MCBS

0.00%

ESQ

0.00%

Free Cash Flow Yield

Winner

MCBS

7.25%

ESQ

6.26%

MCBS vs ESQ - Historical Returns

Returns include dividend reinvestment.

Period	MCBS	ESQ
1 month	+6.65%	+4.56%
3 months	+23.67%	+8.00%
6 months	+20.60%	+5.03%
1 year	+31.79%	+27.83%
5 years(CAGR)	+17.40%	+37.80%
10 years(CAGR)	+15.25%	+25.62%
Max(CAGR)	+15.25%	+25.62%

Winner

MCBS

+6.65%

ESQ

+4.56%

Winner

MCBS

+23.67%

ESQ

+8.00%

Winner

MCBS

+20.60%

ESQ

+5.03%

Winner

MCBS

+31.79%

ESQ

+27.83%

5Y(CAGR)

MCBS

+17.40%

Winner

ESQ

+37.80%

10Y(CAGR)

MCBS

+15.25%

Winner

ESQ

+25.62%

Max(CAGR)

MCBS

+15.25%

Winner

ESQ

+25.62%

MCBS vs ESQ - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	MCBS	ESQ
2026	+32.35%	+12.48%
2025	-12.78%	+31.69%
2024	+35.43%	+60.06%
2023	+16.11%	+17.82%
2022	-20.29%	+36.58%
2021	+99.04%	+68.45%
2020	-15.80%	-26.08%
2019	-45.32%	+24.14%
2018	+70.86%	+14.75%
2017	+70.42%	+29.44%

MCBS vs ESQ Drawdown Comparison

The maximum drawdown for MCBS was -73.23%, occurring on May 14, 2020. Recovery took 1431 trading sessions.

The maximum drawdown for ESQ was -56.52%, occurring on May 14, 2020. Recovery took 801 trading sessions.

The current MCBS drawdown is -1.10%. The current ESQ drawdown is -2.50%.

Rank	MCBS	ESQ
#1	-73.23% Oct 31, 2018 - Jul 12, 2024	-56.52% Jun 28, 2018 - Sep 2, 2021
#2	-27.98% Nov 11, 2024 - Jun 5, 2026	-24.78% Nov 4, 2022 - Jun 16, 2023
#3	-24.62% Apr 11, 2017 - Jul 19, 2017	-20.68% Jan 31, 2025 - May 8, 2025
#4	-23.41% Jul 19, 2017 - Mar 12, 2018	-20.36% Nov 15, 2021 - Apr 22, 2022
#5	-16.23% Jul 30, 2024 - Oct 17, 2024	-17.48% Jan 29, 2024 - Jul 15, 2024
#6	-8.45% Oct 17, 2024 - Nov 6, 2024	-16.44% Jun 2, 2022 - Aug 12, 2022
#7	-4.25% Nov 6, 2024 - Nov 11, 2024	-15.43% Feb 3, 2026 - Mar 9, 2026
#8	-2.31% Jun 19, 2018 - Jul 20, 2018	-15.42% Jul 26, 2023 - Jan 26, 2024
#9	-2.11% Jun 11, 2026 - Jun 15, 2026	-12.32% Feb 1, 2018 - Apr 2, 2018
#10	-2.06% Jul 26, 2024 - Jul 30, 2024	-11.67% Sep 23, 2025 - Dec 10, 2025
#11	-2.04% Jul 23, 2024 - Jul 26, 2024	-11.25% Jul 24, 2025 - Sep 23, 2025
#12	-0.36% Jul 31, 2018 - Aug 28, 2018	-10.75% Aug 19, 2022 - Oct 18, 2022
#13	-0.24% May 9, 2018 - Jun 19, 2018	-10.25% Jul 31, 2024 - Aug 30, 2024
#14	-0.06% Jun 5, 2026 - Jun 9, 2026	-9.95% Dec 4, 2017 - Jan 26, 2018
#15	N/A	-9.31% Apr 25, 2022 - May 31, 2022