MBCN vs PCYO

Comparison between Middlefield Banc Corp (MBCN, Company) and Pure Cycle Corp (PCYO, Company).

MBCN is from the Financial Services sector, while PCYO is from the Utilities sector.

5-Year PerformanceMBCN has outperformed PCYO, delivering a return of +11.0% compared to -5.5%

MBCN vs PCYO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MBCN(COMPANY)	PCYO(COMPANY)
Market Cap	$272M	$273M
Max Drawdown	64.42%	88.11%
Sharpe Ratio	0.69	0.37
5Y Beta	N/A	0.64
Industry	Banks - Regional	Utilities - Regulated Water
P/E Ratio	12.86	18.53
Forward P/E	17.21	56.50
PEG Ratio	0.26	2.27
Dividend Yield	2.49%	N/A
5Y Dividends CAGR	11.84%	N/A
5Y EPS CAGR	13.20%	-5.62%
Debt to Equity	0.00%	9.32%
Free Cash Flow Yield	6.46%	2.80%
P/S Ratio	N/A	8.10
P/B Ratio	N/A	1.78

Market Cap

MBCN

$272M

Winner

PCYO

$273M

Max Drawdown

Winner

MBCN

64.42%

PCYO

88.11%

Sharpe Ratio

Winner

MBCN

0.69

PCYO

0.37

5Y Beta

MBCN

N/A

PCYO

0.64

Industry

MBCN

Banks - Regional

PCYO

Utilities - Regulated Water

P/E Ratio

Winner

MBCN

12.86

PCYO

18.53

Forward P/E

Winner

MBCN

17.21

PCYO

56.50

PEG Ratio

Winner

MBCN

0.26

PCYO

2.27

Dividend Yield

MBCN

2.49%

PCYO

N/A

5Y Dividends CAGR

MBCN

11.84%

PCYO

N/A

5Y EPS CAGR

Winner

MBCN

13.20%

PCYO

-5.62%

Debt to Equity

Winner

MBCN

0.00%

PCYO

9.32%

Free Cash Flow Yield

Winner

MBCN

6.46%

PCYO

2.80%

P/S Ratio

MBCN

N/A

PCYO

8.10

P/B Ratio

MBCN

N/A

PCYO

1.78

MBCN vs PCYO - Historical Returns

Returns include dividend reinvestment.

Period	MBCN	PCYO
1 month	+0.01%	+4.90%
3 months	-5.65%	+1.80%
6 months	+17.02%	+1.34%
1 year	+30.35%	+8.52%
5 years(CAGR)	+10.97%	-5.52%
10 years(CAGR)	+10.88%	+9.44%
Max(CAGR)	+7.84%	+7.34%

MBCN

+0.01%

Winner

PCYO

+4.90%

MBCN

-5.65%

Winner

PCYO

+1.80%

Winner

MBCN

+17.02%

PCYO

+1.34%

Winner

MBCN

+30.35%

PCYO

+8.52%

5Y(CAGR)

Winner

MBCN

+10.97%

PCYO

-5.52%

10Y(CAGR)

Winner

MBCN

+10.88%

PCYO

+9.44%

Max(CAGR)

Winner

MBCN

+7.84%

PCYO

+7.34%

MBCN vs PCYO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MBCN	PCYO
2026	-0.18%	+4.90%
2025	+27.56%	-11.66%
2024	-11.56%	+23.11%
2023	+21.89%	+1.95%
2022	+13.87%	-27.92%
2021	+15.94%	+30.94%
2020	-13.23%	-11.30%
2019	+25.93%	+28.47%
2018	-11.76%	+18.92%
2017	+26.54%	+54.63%
2016	+23.35%	+15.06%
2015	-0.42%	+21.52%
2014	+33.89%	-36.51%
2013	+0.09%	+115.31%
2012	+53.54%	+54.64%
2011	+8.04%	-47.34%
2010	-8.22%	+24.56%
2009	-4.98%	+10.89%
2008	-40.54%	-67.26%
2007	-3.66%	-4.59%
2006	+5.41%	+10.60%
2005	+10.30%	-8.76%
2004	+22.52%	+87.23%
2003	+8.30%	+261.54%
2002	+14.09%	+44.44%
2001	N/A	+0.00%
2000	N/A	-44.44%
1999	N/A	+5.88%

MBCN vs PCYO Drawdown Comparison

The maximum drawdown for MBCN was -59.04%, occurring on Sep 23, 2009. Recovery took 1947 trading sessions.

The maximum drawdown for PCYO was -88.11%, occurring on Dec 16, 2011. Recovery took 3782 trading sessions.

The current MBCN drawdown is -9.77%. The current PCYO drawdown is -31.02%.

Rank	MBCN	PCYO
#1	-59.04% Apr 12, 2005 - Jan 4, 2013	-88.11% Apr 3, 2006 - Apr 13, 2021
#2	-52.45% Dec 16, 2019 - Nov 10, 2021	-73.68% Nov 2, 1999 - Jan 10, 2003
#3	-42.71% Dec 15, 2023 - Nov 28, 2025	-54.92% Feb 17, 2004 - Mar 28, 2006
#4	-26.52% Jun 12, 2018 - Nov 27, 2019	-52.49% Apr 16, 2021 - Oct 14, 2022
#5	-23.58% Feb 13, 2023 - Jun 7, 2023	-42.86% Feb 3, 2003 - Jun 6, 2003
#6	-22.79% Jan 22, 2013 - Sep 5, 2014	-34.48% Jun 6, 2003 - Sep 18, 2003
#7	-22.65% Sep 4, 2002 - Feb 23, 2004	-23.33% Sep 18, 2003 - Nov 4, 2003
#8	-21.66% Jun 2, 2017 - Apr 16, 2018	-20.00% Nov 7, 2003 - Jan 5, 2004
#9	-17.55% Aug 8, 2023 - Dec 6, 2023	-20.00% Jan 10, 2003 - Jan 29, 2003
#10	-16.67% Aug 12, 2002 - Sep 4, 2002	-8.05% Jan 14, 2004 - Feb 4, 2004
#11	-16.39% Sep 26, 2014 - Dec 1, 2015	-6.85% Jan 7, 2004 - Jan 14, 2004
#12	-12.25% Dec 11, 2025 - Jan 28, 2026	-6.52% Nov 5, 2003 - Nov 7, 2003
#13	-11.87% Jun 7, 2023 - Jul 24, 2023	-6.52% Feb 4, 2004 - Feb 10, 2004
#14	-11.42% Nov 15, 2021 - Aug 4, 2022	N/A
#15	-9.51% Dec 2, 2015 - Sep 8, 2016	N/A