MBCN vs CDZI

Comparison between Middlefield Banc Corp (MBCN, Company) and Cadiz Inc (CDZI, Company).

MBCN is from the Financial Services sector, while CDZI is from the Utilities sector.

5-Year PerformanceMBCN has outperformed CDZI, delivering a return of +11.0% compared to -23.8%

MBCN vs CDZI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	MBCN(COMPANY)	CDZI(COMPANY)
Market Cap	$272M	$272M
Max Drawdown	64.42%	99.51%
Sharpe Ratio	0.69	0.29
5Y Beta	N/A	1.40
Industry	Banks - Regional	Utilities - Regulated Water
P/E Ratio	12.86	-8.11
Forward P/E	17.21	13.97
PEG Ratio	0.26	1.51
Dividend Yield	2.49%	N/A
5Y Dividends CAGR	11.84%	N/A
5Y EPS CAGR	13.20%	-8.84%
Debt to Equity	0.00%	548.48%
Free Cash Flow Yield	6.46%	-10.03%
P/S Ratio	N/A	18.23
P/B Ratio	N/A	17.24

Market Cap

MBCN

$272M

Winner

CDZI

$272M

Max Drawdown

Winner

MBCN

64.42%

CDZI

99.51%

Sharpe Ratio

Winner

MBCN

0.69

CDZI

0.29

5Y Beta

MBCN

N/A

CDZI

1.40

Industry

MBCN

Banks - Regional

CDZI

Utilities - Regulated Water

P/E Ratio

MBCN

12.86

Winner

CDZI

-8.11

Forward P/E

MBCN

17.21

Winner

CDZI

13.97

PEG Ratio

Winner

MBCN

0.26

CDZI

1.51

Dividend Yield

MBCN

2.49%

CDZI

N/A

5Y Dividends CAGR

MBCN

11.84%

CDZI

N/A

5Y EPS CAGR

Winner

MBCN

13.20%

CDZI

-8.84%

Debt to Equity

Winner

MBCN

0.00%

CDZI

548.48%

Free Cash Flow Yield

Winner

MBCN

6.46%

CDZI

-10.03%

P/S Ratio

MBCN

N/A

CDZI

18.23

P/B Ratio

MBCN

N/A

CDZI

17.24

MBCN vs CDZI - Historical Returns

Returns include dividend reinvestment.

Period	MBCN	CDZI
1 month	+0.01%	-9.28%
3 months	-5.65%	-24.89%
6 months	+17.02%	-26.95%
1 year	+30.35%	-2.25%
5 years(CAGR)	+10.97%	-23.78%
10 years(CAGR)	+10.88%	-7.78%
Max(CAGR)	+7.84%	-14.22%

Winner

MBCN

+0.01%

CDZI

-9.28%

Winner

MBCN

-5.65%

CDZI

-24.89%

Winner

MBCN

+17.02%

CDZI

-26.95%

Winner

MBCN

+30.35%

CDZI

-2.25%

5Y(CAGR)

Winner

MBCN

+10.97%

CDZI

-23.78%

10Y(CAGR)

Winner

MBCN

+10.88%

CDZI

-7.78%

Max(CAGR)

Winner

MBCN

+7.84%

CDZI

-14.22%

MBCN vs CDZI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	MBCN	CDZI
2026	-0.18%	-40.17%
2025	+27.56%	+10.65%
2024	-11.56%	+79.31%
2023	+21.89%	+8.95%
2022	+13.87%	-40.76%
2021	+15.94%	-63.27%
2020	-13.23%	-2.65%
2019	+25.93%	+7.41%
2018	-11.76%	-27.46%
2017	+26.54%	+16.33%
2016	+23.35%	+117.01%
2015	-0.42%	-51.65%
2014	+33.89%	+58.87%
2013	+0.09%	-16.35%
2012	+53.54%	-16.19%
2011	+8.04%	-23.33%
2010	-8.22%	+3.41%
2009	-4.98%	-9.52%
2008	-40.54%	-37.92%
2007	-3.66%	-8.50%
2006	+5.41%	+9.29%
2005	+10.30%	+55.23%
2004	+22.52%	+196.88%
2003	+8.30%	-66.00%
2002	+14.09%	-93.28%
2001	N/A	-8.34%
2000	N/A	-0.67%
1999	N/A	+12.56%

MBCN vs CDZI Drawdown Comparison

The maximum drawdown for MBCN was -59.04%, occurring on Sep 23, 2009. Recovery took 1947 trading sessions.

The maximum drawdown for CDZI was -99.51%, occurring on Jul 22, 2003. This drawdown has not yet recovered.

The current MBCN drawdown is -9.77%. The current CDZI drawdown is -98.88%.

Rank	MBCN	CDZI
#1	-59.04% Apr 12, 2005 - Jan 4, 2013	-99.51% Feb 15, 2000 - Jul 22, 2003
#2	-52.45% Dec 16, 2019 - Nov 10, 2021	-11.11% Nov 2, 1999 - Dec 16, 1999
#3	-42.71% Dec 15, 2023 - Nov 28, 2025	-9.51% Dec 16, 1999 - Dec 31, 1999
#4	-26.52% Jun 12, 2018 - Nov 27, 2019	-5.89% Dec 31, 1999 - Jan 7, 2000
#5	-23.58% Feb 13, 2023 - Jun 7, 2023	-4.77% Jan 25, 2000 - Feb 3, 2000
#6	-22.79% Jan 22, 2013 - Sep 5, 2014	-3.69% Feb 4, 2000 - Feb 10, 2000
#7	-22.65% Sep 4, 2002 - Feb 23, 2004	-2.33% Jan 12, 2000 - Jan 24, 2000
#8	-21.66% Jun 2, 2017 - Apr 16, 2018	-2.03% Feb 10, 2000 - Feb 15, 2000
#9	-17.55% Aug 8, 2023 - Dec 6, 2023	N/A
#10	-16.67% Aug 12, 2002 - Sep 4, 2002	N/A
#11	-16.39% Sep 26, 2014 - Dec 1, 2015	N/A
#12	-12.25% Dec 11, 2025 - Jan 28, 2026	N/A
#13	-11.87% Jun 7, 2023 - Jul 24, 2023	N/A
#14	-11.42% Nov 15, 2021 - Aug 4, 2022	N/A
#15	-9.51% Dec 2, 2015 - Sep 8, 2016	N/A