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M vs ESNT

Comparison between Macy`s Inc (M, Company) and Essent Group Ltd (ESNT, Company).

M is from the Consumer Cyclical sector, while ESNT is from the Financial Services sector.

5-Year PerformanceM has outperformed ESNT, delivering a return of +8.2% compared to +6.1%

M vs ESNT - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
M
$5.54B
ESNT
$5.53B
Max Drawdown
M
93.91%
Winner
ESNT
64.94%
Sharpe Ratio
Winner
M
1.69
ESNT
0.06
5Y Beta
M
1.34
Winner
ESNT
0.50
Industry
M
Department Stores
ESNT
Insurance - Specialty
P/E Ratio
M
8.70
Winner
ESNT
8.35
Forward P/E
M
10.45
Winner
ESNT
7.91
PEG Ratio
Winner
M
0.06
ESNT
2.47
Dividend Yield
Winner
M
3.21%
ESNT
2.24%
5Y Dividends CAGR
M
N/A
ESNT
10.26%
5Y EPS CAGR
M
10.68%
Winner
ESNT
14.95%
Debt to Equity
M
0.00%
ESNT
0.00%
Free Cash Flow Yield
Winner
M
19.08%
ESNT
14.80%
P/S Ratio
Winner
M
0.25
ESNT
4.28
P/B Ratio
M
1.18
Winner
ESNT
0.96

M vs ESNT - Historical Returns

Returns include dividend reinvestment.

1M
Winner
M
+14.89%
ESNT
-3.88%
3M
Winner
M
+16.72%
ESNT
-2.23%
6M
Winner
M
-1.22%
ESNT
-5.93%
1Y
Winner
M
+94.43%
ESNT
+2.91%
5Y(CAGR)
Winner
M
+8.21%
ESNT
+6.11%
10Y(CAGR)
M
+0.14%
Winner
ESNT
+11.44%
Max(CAGR)
M
+2.73%
Winner
ESNT
+9.48%

M vs ESNT - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearMESNT
2026-1.54%-10.03%
2025+39.70%+21.84%
2024-10.88%+4.90%
2023+4.24%+36.50%
2022-22.25%-12.97%
2021+136.37%+9.70%
2020-28.42%-14.46%
2019-40.21%+53.54%
2018+18.46%-22.02%
2017-23.99%+33.93%
2016+4.14%+50.98%
2015-45.34%-14.92%
2014+25.63%+10.01%
2013+42.26%+14.57%
2012+21.93%N/A
2011+28.15%N/A
2010+49.66%N/A
2009+55.19%N/A
2008-57.15%N/A
2007-29.97%N/A
2006+13.31%N/A
2005+16.60%N/A
2004+26.62%N/A
2003+58.78%N/A
2002-28.92%N/A
2001+18.96%N/A
2000-30.53%N/A
1999+18.60%N/A

M vs ESNT Drawdown Comparison

The maximum drawdown for M was -91.86%, occurring on Apr 1, 2020. This drawdown has not yet recovered.

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The current M drawdown is -51.07%. The current ESNT drawdown is -12.93%.

RankMESNT
#1-91.86%
Jul 16, 2015 - Apr 1, 2020
-64.70%
Nov 27, 2019 - Aug 4, 2023
#2-87.41%
Mar 23, 2007 - Mar 12, 2013
-43.52%
Jul 20, 2015 - Nov 10, 2016
#3-55.14%
Jan 10, 2000 - Feb 25, 2004
-37.27%
Jan 23, 2018 - Sep 20, 2019
#4-24.68%
Aug 1, 2005 - Apr 5, 2006
-32.32%
Feb 18, 2014 - May 8, 2015
#5-21.47%
Apr 5, 2004 - Nov 15, 2004
-18.35%
Oct 17, 2024 - Aug 22, 2025
#6-17.66%
Oct 26, 2006 - Mar 8, 2007
-15.41%
Dec 18, 2025 - Jun 3, 2026
#7-15.52%
May 8, 2006 - Sep 8, 2006
-13.06%
Aug 7, 2023 - Dec 21, 2023
#8-15.43%
Jul 9, 2013 - Nov 13, 2013
-12.07%
Mar 28, 2024 - Jul 15, 2024
#9-11.68%
Aug 26, 2014 - Nov 20, 2014
-11.04%
Aug 7, 2017 - Oct 13, 2017
#10-11.20%
Apr 5, 2005 - May 16, 2005
-10.67%
Apr 26, 2017 - Jul 7, 2017
#11-9.91%
Mar 4, 2004 - Apr 5, 2004
-10.20%
Sep 18, 2025 - Dec 15, 2025
#12-9.46%
Jan 17, 2014 - Feb 25, 2014
-9.90%
Nov 5, 2013 - Dec 20, 2013
#13-9.43%
Apr 8, 2015 - Jun 12, 2015
-9.29%
Sep 20, 2019 - Oct 21, 2019
#14-9.14%
Apr 2, 2014 - Aug 21, 2014
-9.06%
Oct 20, 2017 - Nov 16, 2017
#15-8.42%
Jan 8, 2015 - Apr 2, 2015
-7.97%
Jan 30, 2024 - Mar 20, 2024

Correlation

Correlation between M and ESNT is -0.57 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.57
-101

Dividend Comparison (2003 - 2026)

M vs ESNT dividend yield comparison.

YearMESNT
20260.86%1.22%
20253.31%1.91%
20244.10%2.06%
20233.29%1.90%
20223.05%2.21%
20211.15%1.54%
20203.36%1.48%
20198.88%0.58%
20185.07%0.00%
20175.99%0.00%
20164.17%0.00%
20153.98%0.00%
20141.81%0.00%
20131.78%0.00%
20122.05%0.00%
20111.09%0.00%
20100.79%0.00%
20091.19%0.00%
20085.10%0.00%
20072.00%0.00%
20061.33%0.00%
20051.16%0.00%
20040.92%0.00%
20030.80%0.00%

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