LTC vs STEL

Comparison between LTC Properties Inc (LTC, Company) and Stellar Bancorp Inc (STEL, Company).

LTC is from the Real Estate sector, while STEL is from the Financial Services sector.

5-Year PerformanceSTEL has outperformed LTC, delivering a return of +7.5% compared to +5.0%

LTC vs STEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LTC(COMPANY)	STEL(COMPANY)
Market Cap	$1.91B	$1.90B
Max Drawdown	71.59%	64.92%
Sharpe Ratio	0.42	1.43
5Y Beta	0.15	0.78
Industry	Reit - Healthcare Facilities	Banks - Regional
P/E Ratio	15.44	18.14
Forward P/E	18.55	14.88
PEG Ratio	0.55	N/A
Dividend Yield	6.54%	1.55%
5Y Dividends CAGR	1.61%	12.47%
5Y EPS CAGR	16.50%	16.08%
Debt to Equity	78.15%	0.00%
Free Cash Flow Yield	7.18%	6.07%
P/S Ratio	6.36	4.52
P/B Ratio	1.73	1.15

Market Cap

Winner

LTC

$1.91B

STEL

$1.90B

Max Drawdown

LTC

71.59%

Winner

STEL

64.92%

Sharpe Ratio

LTC

0.42

Winner

STEL

1.43

5Y Beta

Winner

LTC

0.15

STEL

0.78

Industry

LTC

Reit - Healthcare Facilities

STEL

Banks - Regional

P/E Ratio

Winner

LTC

15.44

STEL

18.14

Forward P/E

LTC

18.55

Winner

STEL

14.88

PEG Ratio

LTC

0.55

STEL

N/A

Dividend Yield

Winner

LTC

6.54%

STEL

1.55%

5Y Dividends CAGR

LTC

1.61%

Winner

STEL

12.47%

5Y EPS CAGR

Winner

LTC

16.50%

STEL

16.08%

Debt to Equity

LTC

78.15%

Winner

STEL

0.00%

Free Cash Flow Yield

Winner

LTC

7.18%

STEL

6.07%

P/S Ratio

LTC

6.36

Winner

STEL

4.52

P/B Ratio

LTC

1.73

Winner

STEL

1.15

LTC vs STEL - Historical Returns

Returns include dividend reinvestment.

Period	LTC	STEL
1 month	-5.19%	+0.00%
3 months	-4.11%	+1.18%
6 months	+5.64%	+19.78%
1 year	+10.15%	+43.00%
5 years(CAGR)	+5.02%	+7.49%
10 years(CAGR)	+3.17%	+4.93%
Max(CAGR)	+11.59%	+4.93%

LTC

-5.19%

Winner

STEL

+0.00%

LTC

-4.11%

Winner

STEL

+1.18%

LTC

+5.64%

Winner

STEL

+19.78%

LTC

+10.15%

Winner

STEL

+43.00%

5Y(CAGR)

LTC

+5.02%

Winner

STEL

+7.49%

10Y(CAGR)

LTC

+3.17%

Winner

STEL

+4.93%

Max(CAGR)

Winner

LTC

+11.59%

STEL

+4.93%

LTC vs STEL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	LTC	STEL
2026	+6.66%	+22.72%
2025	+7.79%	+13.56%
2024	+14.38%	+5.54%
2023	-3.79%	-2.63%
2022	+7.72%	+0.63%
2021	-3.95%	+16.75%
2020	-5.94%	-16.74%
2019	+16.77%	+5.45%
2018	+0.72%	-0.01%
2017	-3.21%	+3.48%
2016	+14.44%	N/A
2015	+3.89%	N/A
2014	+29.01%	N/A
2013	+3.76%	N/A
2012	+19.22%	N/A
2011	+14.69%	N/A
2010	+8.97%	N/A
2009	+45.85%	N/A
2008	-12.69%	N/A
2007	-2.99%	N/A
2006	+34.04%	N/A
2005	+13.22%	N/A
2004	+44.70%	N/A
2003	+129.59%	N/A
2002	+1.26%	N/A
2001	+75.17%	N/A
2000	-49.33%	N/A
1999	-14.61%	N/A

LTC vs STEL Drawdown Comparison

The maximum drawdown for LTC was -66.04%, occurring on Sep 14, 2000. Recovery took 628 trading sessions.

The maximum drawdown for STEL was -64.34%, occurring on Mar 18, 2020. Recovery took 1066 trading sessions.

The current LTC drawdown is -9.34%. The current STEL drawdown is -4.94%.

Rank	LTC	STEL
#1	-66.04% Nov 3, 1999 - May 8, 2002	-64.34% Aug 8, 2018 - Nov 4, 2022
#2	-51.41% Oct 24, 2019 - Aug 19, 2022	-41.78% Nov 4, 2022 - Jan 28, 2026
#3	-51.16% Sep 19, 2008 - Apr 6, 2010	-10.63% Feb 11, 2026 - Mar 18, 2026
#4	-35.26% Jul 1, 2002 - Jun 4, 2003	-8.16% Dec 28, 2017 - May 17, 2018
#5	-30.84% Jul 3, 2017 - Jul 10, 2019	-4.79% Jul 9, 2018 - Jul 27, 2018
#6	-30.60% Feb 8, 2007 - Apr 24, 2008	-4.35% Jun 20, 2018 - Jul 5, 2018
#7	-27.94% May 21, 2013 - Jan 5, 2015	-3.52% Nov 16, 2017 - Dec 21, 2017
#8	-27.77% Aug 30, 2022 - Nov 8, 2024	-3.09% May 21, 2018 - Jun 4, 2018
#9	-26.52% Apr 28, 2011 - Nov 3, 2011	-2.21% Nov 10, 2017 - Nov 16, 2017
#10	-22.03% Apr 2, 2004 - Sep 7, 2004	-1.73% Jun 12, 2018 - Jun 18, 2018
#11	-17.83% Sep 7, 2016 - Jul 3, 2017	-1.15% Dec 26, 2017 - Dec 28, 2017
#12	-17.76% Apr 22, 2010 - Oct 21, 2010	-0.79% Aug 2, 2018 - Aug 6, 2018
#13	-17.28% Jan 22, 2015 - Feb 4, 2016	-0.77% Nov 8, 2017 - Nov 10, 2017
#14	-16.46% Aug 2, 2005 - Jan 27, 2006	-0.47% Aug 6, 2018 - Aug 8, 2018
#15	-15.01% Dec 22, 2004 - May 20, 2005	-0.40% Jul 5, 2018 - Jul 9, 2018

Correlation

Correlation between LTC and STEL is 0.66 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.66

-101

Dividend Comparison (1999 - 2026)

LTC vs STEL dividend yield comparison.

Year	LTC	STEL
2026	2.64%	0.40%
2025	6.63%	1.84%
2024	6.60%	1.87%
2023	7.10%	1.87%
2022	6.42%	1.77%
2021	6.68%	1.79%
2020	5.86%	1.57%
2019	5.09%	1.29%
2018	5.47%	0.68%
2017	5.24%	0.17%
2016	4.66%	0.00%
2015	4.80%	0.00%
2014	4.73%	0.00%
2013	5.38%	0.00%
2012	5.09%	0.00%
2011	5.44%	0.00%
2010	6.23%	0.00%
2009	5.83%	0.00%
2008	7.69%	0.00%
2007	5.99%	0.00%
2006	5.27%	0.00%
2005	6.13%	0.00%
2004	5.65%	0.00%
2003	4.41%	0.00%
2002	5.95%	0.00%
2000	24.42%	0.00%
1999	4.62%	0.00%