LSBK vs AFBI
Comparison between Lake Shore Bancorp Inc (LSBK, Company) and Affinity Bancshares Inc (AFBI, Company).
Both LSBK and AFBI are from the Financial Services sector.
LSBK vs AFBI - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Market Cap
LSBK
$137M
Winner
AFBI
$137M
Max Drawdown
Winner
LSBK
6.85%
AFBI
28.86%
Sharpe Ratio
Winner
LSBK
2.45
AFBI
0.84
5Y Beta
Winner
LSBK
0.17
AFBI
0.18
Industry
LSBK
Banks - Regional
AFBI
Banks - Regional
P/E Ratio
LSBK
16.75
Winner
AFBI
15.82
Forward P/E
LSBK
14.37
AFBI
N/A
PEG Ratio
Winner
LSBK
0.27
AFBI
0.30
Dividend Yield
LSBK
2.22%
AFBI
N/A
5Y EPS CAGR
LSBK
N/A
AFBI
8.44%
Debt to Equity
LSBK
0.00%
AFBI
0.00%
Free Cash Flow Yield
LSBK
6.62%
Winner
AFBI
10.05%
LSBK vs AFBI - Historical Returns
Returns include dividend reinvestment.
1M
Winner
LSBK
+11.47%
AFBI
+0.31%
3M
Winner
LSBK
+20.10%
AFBI
+19.97%
6M
Winner
LSBK
+20.81%
AFBI
+9.00%
1Y
Winner
LSBK
+49.31%
AFBI
+22.58%
5Y(CAGR)
LSBK
N/A
AFBI
+13.48%
Max(CAGR)
Winner
LSBK
+55.43%
AFBI
+16.20%
LSBK vs AFBI - Annual Returns (2021 - 2026)
Returns include dividend reinvestment.
| Year | LSBK | AFBI |
|---|---|---|
| 2026 | +19.81% | +9.69% |
| 2025 | +24.37% | +26.45% |
| 2024 | N/A | +9.17% |
| 2023 | N/A | +7.98% |
| 2022 | N/A | -1.82% |
| 2021 | N/A | +41.94% |
LSBK vs AFBI Drawdown Comparison
The maximum drawdown for LSBK was -6.85%, occurring on Oct 17, 2025. Recovery took 40 trading sessions.
The maximum drawdown for AFBI was -28.86%, occurring on Jun 21, 2023. Recovery took 213 trading sessions.
| Rank | LSBK | AFBI |
|---|---|---|
| #1 | -6.85% Aug 29, 2025 - Oct 27, 2025 | -28.86% Feb 21, 2023 - Dec 26, 2023 |
| #2 | -6.75% Mar 5, 2026 - Apr 9, 2026 | -22.45% Dec 20, 2024 - Dec 16, 2025 |
| #3 | -3.45% Dec 3, 2025 - Jan 13, 2026 | -17.24% Dec 19, 2025 - Jun 5, 2026 |
| #4 | -3.08% Nov 5, 2025 - Nov 10, 2025 | -12.65% Jan 19, 2022 - Feb 17, 2023 |
| #5 | -3.02% Nov 11, 2025 - Dec 1, 2025 | -8.36% Sep 14, 2021 - Dec 3, 2021 |
| #6 | -2.57% May 5, 2026 - Jun 9, 2026 | -7.52% Feb 14, 2024 - May 22, 2024 |
| #7 | -2.03% Jun 12, 2026 - Jun 17, 2026 | -7.04% Jul 1, 2021 - Aug 26, 2021 |
| #8 | -1.88% Jan 14, 2026 - Jan 22, 2026 | -4.94% Jan 4, 2022 - Jan 10, 2022 |
| #9 | -1.80% Jun 9, 2026 - Jun 11, 2026 | -4.73% Jan 26, 2024 - Feb 8, 2024 |
| #10 | -1.73% Jul 22, 2025 - Jul 31, 2025 | -4.61% Dec 26, 2023 - Jan 24, 2024 |
| #11 | -1.55% Feb 2, 2026 - Feb 12, 2026 | -2.93% Sep 20, 2024 - Nov 5, 2024 |
| #12 | -1.42% Jan 22, 2026 - Feb 2, 2026 | -2.83% Nov 5, 2024 - Dec 20, 2024 |
| #13 | -1.22% Feb 19, 2026 - Mar 5, 2026 | -2.59% Feb 10, 2021 - Feb 19, 2021 |
| #14 | -1.22% Jul 31, 2025 - Aug 5, 2025 | -2.54% Feb 25, 2021 - Mar 10, 2021 |
| #15 | -0.79% Aug 8, 2025 - Aug 12, 2025 | -2.54% Feb 8, 2024 - Feb 14, 2024 |
Correlation
Correlation between LSBK and AFBI is 0.79 which considered as a strong positive correlation - the stocks tend to move together.
0.79
-101
Dividend Comparison (2025 - 2026)
LSBK vs AFBI dividend yield comparison.
| Year | LSBK | AFBI |
|---|---|---|
| 2026 | 1.03% | 0.00% |
| 2025 | 1.23% | 7.33% |
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