LSAK vs FNLC

Comparison between Lesaka Technologies Inc (LSAK, Company) and First Bancorp Inc (ME) (FNLC, Company).

LSAK is from the Technology sector, while FNLC is from the Financial Services sector.

5-Year PerformanceFNLC has outperformed LSAK, delivering a return of +9.3% compared to +1.4%

LSAK vs FNLC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LSAK(COMPANY)	FNLC(COMPANY)
Market Cap	$384M	$382M
Max Drawdown	95.39%	54.58%
Sharpe Ratio	0.32	1.09
5Y Beta	0.29	0.58
Industry	Software - Infrastructure	Banks - Regional
P/E Ratio	-16.68	10.48
Forward P/E	19.01	12.20
PEG Ratio	0.21	0.37
Dividend Yield	N/A	4.33%
5Y Dividends CAGR	N/A	8.27%
5Y EPS CAGR	-31.30%	3.69%
Debt to Equity	108.01%	68.27%
Free Cash Flow Yield	10.65%	14.66%
P/S Ratio	0.56	3.98
P/B Ratio	1.50	1.34

Market Cap

Winner

LSAK

$384M

FNLC

$382M

Max Drawdown

LSAK

95.39%

Winner

FNLC

54.58%

Sharpe Ratio

LSAK

0.32

Winner

FNLC

1.09

5Y Beta

Winner

LSAK

0.29

FNLC

0.58

Industry

LSAK

Software - Infrastructure

FNLC

Banks - Regional

P/E Ratio

Winner

LSAK

-16.68

FNLC

10.48

Forward P/E

LSAK

19.01

Winner

FNLC

12.20

PEG Ratio

Winner

LSAK

0.21

FNLC

0.37

Dividend Yield

LSAK

N/A

FNLC

4.33%

5Y Dividends CAGR

LSAK

N/A

FNLC

8.27%

5Y EPS CAGR

LSAK

-31.30%

Winner

FNLC

3.69%

Debt to Equity

LSAK

108.01%

Winner

FNLC

68.27%

Free Cash Flow Yield

LSAK

10.65%

Winner

FNLC

14.66%

P/S Ratio

Winner

LSAK

0.56

FNLC

3.98

P/B Ratio

LSAK

1.50

Winner

FNLC

1.34

LSAK vs FNLC - Historical Returns

Returns include dividend reinvestment.

Period	LSAK	FNLC
1 month	-1.74%	+3.73%
3 months	-7.00%	+21.76%
6 months	-3.83%	+33.14%
1 year	+5.85%	+48.13%
5 years(CAGR)	+1.43%	+9.34%
10 years(CAGR)	-8.01%	+9.76%
Max(CAGR)	-4.01%	+11.59%

LSAK

-1.74%

Winner

FNLC

+3.73%

LSAK

-7.00%

Winner

FNLC

+21.76%

LSAK

-3.83%

Winner

FNLC

+33.14%

LSAK

+5.85%

Winner

FNLC

+48.13%

5Y(CAGR)

LSAK

+1.43%

Winner

FNLC

+9.34%

10Y(CAGR)

LSAK

-8.01%

Winner

FNLC

+9.76%

Max(CAGR)

LSAK

-4.01%

Winner

FNLC

+11.59%

LSAK vs FNLC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	LSAK	FNLC
2026	-1.53%	+37.49%
2025	-12.48%	+5.14%
2024	+48.10%	+1.93%
2023	-26.20%	+0.46%
2022	-15.74%	-2.14%
2021	+12.24%	+26.95%
2020	+31.55%	-11.88%
2019	-22.50%	+18.33%
2018	-59.57%	+0.64%
2017	+1.89%	-12.07%
2016	-11.90%	+75.82%
2015	+15.97%	+19.08%
2014	+29.25%	+11.20%
2013	+68.86%	+3.43%
2012	-31.50%	+7.41%
2011	-37.29%	+2.34%
2010	-36.31%	+6.95%
2009	+28.14%	-15.86%
2008	-52.21%	+40.30%
2007	+1.17%	-8.26%
2006	+1.69%	-1.44%
2005	+120.57%	+3.95%
2004	-59.46%	+7.52%
2003	+390.91%	+59.32%
2002	+22.22%	+47.49%
2001	-70.00%	+49.31%
2000	-9.09%	-2.77%
1999	+11.11%	-8.95%

LSAK vs FNLC Drawdown Comparison

The maximum drawdown for LSAK was -95.39%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The maximum drawdown for FNLC was -49.46%, occurring on Mar 9, 2009. Recovery took 184 trading sessions.

The current LSAK drawdown is -92.58%. The current FNLC drawdown is -0.44%.

Rank	LSAK	FNLC
#1	-95.39% Jun 9, 2004 - Apr 3, 2020	-49.46% Oct 2, 2008 - Jun 26, 2009
#2	-91.32% Jan 24, 2000 - Feb 12, 2004	-39.85% Dec 20, 2019 - Mar 8, 2021
#3	-47.48% Nov 17, 1999 - Dec 16, 1999	-39.75% Jun 26, 2009 - Mar 15, 2013
#4	-32.00% Nov 1, 1999 - Nov 17, 1999	-36.73% Jun 4, 2004 - Sep 19, 2008
#5	-30.50% Mar 4, 2004 - Jun 7, 2004	-29.33% Jan 14, 2022 - Nov 6, 2024
#6	-24.20% Dec 21, 1999 - Jan 6, 2000	-27.76% Nov 5, 1999 - Jun 7, 2001
#7	-12.33% Jan 6, 2000 - Jan 10, 2000	-25.01% Nov 6, 2024 - Feb 4, 2026
#8	-11.48% Dec 16, 1999 - Dec 20, 1999	-22.61% Dec 30, 2016 - Aug 2, 2018
#9	-8.70% Feb 13, 2004 - Mar 2, 2004	-19.97% Dec 1, 2015 - Jul 11, 2016
#10	-2.66% Jan 13, 2000 - Jan 24, 2000	-19.00% Aug 2, 2018 - Dec 16, 2019
#11	N/A	-18.07% May 3, 2002 - Nov 4, 2002
#12	N/A	-15.22% Jun 8, 2021 - Nov 23, 2021
#13	N/A	-12.29% Dec 29, 2003 - Apr 29, 2004
#14	N/A	-11.91% Mar 15, 2013 - Jul 5, 2013
#15	N/A	-11.48% Oct 18, 2013 - Jul 1, 2014

Correlation

Correlation between LSAK and FNLC is -0.54 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.54

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