LOPE vs PFSI

Comparison between Grand Canyon Education Inc (LOPE, Company) and PennyMac Financial Services Inc (PFSI, Company).

LOPE is from the Consumer Defensive sector, while PFSI is from the Financial Services sector.

5-Year PerformanceLOPE has outperformed PFSI, delivering a return of +10.1% compared to +4.1%

LOPE vs PFSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LOPE(COMPANY)	PFSI(COMPANY)
Market Cap	$3.95B	$3.94B
Max Drawdown	54.81%	56.63%
Sharpe Ratio	-0.99	-0.33
5Y Beta	0.54	0.61
Industry	Education & Training Services	Mortgage Finance
P/E Ratio	18.10	10.05
Forward P/E	14.31	5.43
PEG Ratio	19.10	15.10
Dividend Yield	N/A	1.58%
5Y Dividends CAGR	N/A	11.38%
5Y EPS CAGR	7.70%	-15.33%
Debt to Equity	0.00%	145.96%
Free Cash Flow Yield	7.06%	-45.70%
P/S Ratio	3.44	1.31
P/B Ratio	5.66	0.90

Market Cap

Winner

LOPE

$3.95B

PFSI

$3.94B

Max Drawdown

Winner

LOPE

54.81%

PFSI

56.63%

Sharpe Ratio

LOPE

-0.99

Winner

PFSI

-0.33

5Y Beta

Winner

LOPE

0.54

PFSI

0.61

Industry

LOPE

Education & Training Services

PFSI

Mortgage Finance

P/E Ratio

LOPE

18.10

Winner

PFSI

10.05

Forward P/E

LOPE

14.31

Winner

PFSI

5.43

PEG Ratio

LOPE

19.10

Winner

PFSI

15.10

Dividend Yield

LOPE

N/A

PFSI

1.58%

5Y Dividends CAGR

LOPE

N/A

PFSI

11.38%

5Y EPS CAGR

Winner

LOPE

7.70%

PFSI

-15.33%

Debt to Equity

Winner

LOPE

0.00%

PFSI

145.96%

Free Cash Flow Yield

Winner

LOPE

7.06%

PFSI

-45.70%

P/S Ratio

LOPE

3.44

Winner

PFSI

1.31

P/B Ratio

LOPE

5.66

Winner

PFSI

0.90

LOPE vs PFSI - Historical Returns

Returns include dividend reinvestment.

Period	LOPE	PFSI
1 month	-7.37%	-5.52%
3 months	-11.88%	-12.84%
6 months	-9.68%	-15.29%
1 year	-28.25%	-24.15%
5 years(CAGR)	+10.14%	+4.08%
10 years(CAGR)	+12.60%	+18.53%
Max(CAGR)	+15.04%	+11.95%

LOPE

-7.37%

Winner

PFSI

-5.52%

Winner

LOPE

-11.88%

PFSI

-12.84%

Winner

LOPE

-9.68%

PFSI

-15.29%

LOPE

-28.25%

Winner

PFSI

-24.15%

5Y(CAGR)

Winner

LOPE

+10.14%

PFSI

+4.08%

10Y(CAGR)

LOPE

+12.60%

Winner

PFSI

+18.53%

Max(CAGR)

Winner

LOPE

+15.04%

PFSI

+11.95%

LOPE vs PFSI - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	LOPE	PFSI
2026	-14.11%	-41.07%
2025	+2.81%	+33.53%
2024	+24.16%	+17.54%
2023	+23.66%	+54.87%
2022	+20.80%	-17.98%
2021	-4.46%	+13.59%
2020	-3.37%	+98.91%
2019	+2.49%	+59.37%
2018	+7.61%	-6.84%
2017	+53.36%	+33.43%
2016	+51.50%	+10.05%
2015	-11.98%	-10.28%
2014	+7.98%	-2.43%
2013	+85.30%	-8.12%
2012	+46.87%	N/A
2011	-19.19%	N/A
2010	+3.54%	N/A
2009	+0.16%	N/A
2008	+58.48%	N/A

LOPE vs PFSI Drawdown Comparison

The maximum drawdown for LOPE was -54.81%, occurring on Mar 18, 2020. Recovery took 1058 trading sessions.

The maximum drawdown for PFSI was -56.49%, occurring on Mar 19, 2020. Recovery took 88 trading sessions.

The current LOPE drawdown is -35.59%. The current PFSI drawdown is -51.40%.

Rank	LOPE	PFSI
#1	-54.81% Aug 22, 2019 - Nov 3, 2023	-56.49% Feb 7, 2020 - Jun 15, 2020
#2	-54.73% Apr 13, 2010 - May 8, 2013	-52.39% Jan 16, 2026 - Jul 31, 2026
#3	-38.01% Oct 23, 2025 - Jul 22, 2026	-51.85% May 21, 2013 - Jan 2, 2018
#4	-35.66% Jan 16, 2009 - Feb 2, 2010	-43.27% Dec 30, 2021 - Feb 2, 2023
#5	-33.71% Jan 22, 2014 - Nov 9, 2016	-23.92% Oct 15, 2020 - Dec 22, 2020
#6	-29.95% Nov 7, 2018 - Aug 22, 2019	-22.97% Sep 16, 2024 - Sep 4, 2025
#7	-16.72% Jun 2, 2025 - Aug 19, 2025	-22.94% Feb 16, 2018 - Feb 22, 2019
#8	-15.43% Jul 31, 2024 - Nov 6, 2024	-22.83% Feb 2, 2023 - Jul 12, 2023
#9	-14.69% Dec 22, 2023 - May 8, 2024	-22.69% Jul 26, 2023 - Dec 12, 2023
#10	-13.30% Feb 20, 2025 - May 7, 2025	-18.65% Dec 22, 2020 - Aug 6, 2021
#11	-13.12% Nov 26, 2008 - Dec 17, 2008	-15.70% Feb 22, 2019 - Aug 2, 2019
#12	-11.95% Jun 16, 2017 - Aug 7, 2017	-13.02% Aug 6, 2021 - Dec 8, 2021
#13	-10.71% Aug 21, 2018 - Oct 22, 2018	-10.50% Jan 5, 2018 - Feb 16, 2018
#14	-10.43% Jan 2, 2009 - Jan 15, 2009	-10.35% Dec 14, 2023 - Feb 2, 2024
#15	-10.20% May 9, 2024 - Jul 16, 2024	-9.88% Sep 18, 2025 - Oct 22, 2025