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LOB vs CHCO

Comparison between Live Oak Bancshares Inc (LOB, Company) and City Holding Company (CHCO, Company).

Both LOB and CHCO are from the Financial Services sector.

5-Year PerformanceCHCO has outperformed LOB, delivering a return of +15.7% compared to -6.8%

LOB vs CHCO - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
LOB
$1.93B
Winner
CHCO
$1.93B
Max Drawdown
LOB
79.50%
Winner
CHCO
72.22%
Sharpe Ratio
Winner
LOB
0.87
CHCO
0.39
5Y Beta
LOB
1.20
Winner
CHCO
0.52
Industry
LOB
Banks - Regional
CHCO
Banks - Regional
P/E Ratio
LOB
21.35
Winner
CHCO
14.96
Forward P/E
Winner
LOB
12.06
CHCO
16.42
PEG Ratio
Winner
LOB
0.00
CHCO
1.17
Dividend Yield
LOB
0.29%
Winner
CHCO
2.56%
5Y Dividends CAGR
LOB
4.56%
Winner
CHCO
12.74%
5Y EPS CAGR
LOB
7.44%
Winner
CHCO
10.79%
Debt to Equity
Winner
LOB
0.00%
CHCO
18.88%
Free Cash Flow Yield
LOB
6.54%
Winner
CHCO
6.97%
P/S Ratio
Winner
LOB
3.77
CHCO
5.97
P/B Ratio
Winner
LOB
1.64
CHCO
2.40

LOB vs CHCO - Historical Returns

Returns include dividend reinvestment.

1M
Winner
LOB
+8.57%
CHCO
+7.56%
3M
Winner
LOB
+23.04%
CHCO
+11.30%
6M
Winner
LOB
+18.46%
CHCO
+14.05%
1Y
Winner
LOB
+29.81%
CHCO
+8.85%
5Y(CAGR)
LOB
-6.82%
Winner
CHCO
+15.66%
10Y(CAGR)
LOB
+11.89%
Winner
CHCO
+14.91%
Max(CAGR)
LOB
+7.70%
Winner
CHCO
+11.90%

LOB vs CHCO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearLOBCHCO
2026+18.46%+14.05%
2025-10.54%+4.39%
2024-11.57%+9.25%
2023+50.50%+22.58%
2022-65.26%+16.34%
2021+93.86%+22.12%
2020+151.82%-12.48%
2019+26.02%+24.18%
2018-37.60%+3.70%
2017+31.98%+2.83%
2016+38.70%+58.30%
2015-25.45%+2.95%
2014N/A+5.39%
2013N/A+31.96%
2012N/A+4.19%
2011N/A-5.12%
2010N/A+15.43%
2009N/A+1.19%
2008N/A+8.98%
2007N/A-14.78%
2006N/A+14.75%
2005N/A+3.62%
2004N/A+4.89%
2003N/A+27.67%
2002N/A+129.67%
2001N/A+109.39%
2000N/A-56.95%
1999N/A-8.59%

LOB vs CHCO Drawdown Comparison

The maximum drawdown for LOB was -79.41%, occurring on May 11, 2023. This drawdown has not yet recovered.

The maximum drawdown for CHCO was -70.53%, occurring on Dec 22, 2000. Recovery took 592 trading sessions.

The current LOB drawdown is -57.36%. The current CHCO drawdown is -0.30%.

RankLOBCHCO
#1-79.41%
Nov 4, 2021 - May 11, 2023
-70.53%
Nov 26, 1999 - Apr 10, 2002
#2-74.82%
Jul 23, 2018 - Oct 15, 2020
-54.95%
Sep 19, 2008 - Mar 15, 2013
#3-41.14%
Aug 5, 2015 - Feb 3, 2017
-32.25%
Dec 23, 2019 - Mar 5, 2021
#4-23.50%
Apr 16, 2021 - Oct 20, 2021
-24.68%
Dec 1, 2004 - Jul 5, 2005
#5-21.78%
Jan 12, 2021 - Feb 23, 2021
-24.04%
Dec 30, 2003 - Nov 11, 2004
#6-18.53%
Aug 1, 2017 - Nov 29, 2017
-23.82%
Dec 27, 2006 - Mar 20, 2008
#7-14.29%
Feb 24, 2017 - Apr 27, 2017
-20.51%
Aug 19, 2002 - Oct 30, 2002
#8-10.72%
Nov 24, 2020 - Dec 15, 2020
-19.61%
Jul 15, 2015 - Aug 25, 2016
#9-10.19%
Nov 29, 2017 - Jan 25, 2018
-19.26%
Aug 22, 2018 - Apr 17, 2019
#10-10.07%
Dec 21, 2020 - Jan 12, 2021
-18.38%
Nov 11, 2024 - Jul 23, 2025
#11-9.10%
Mar 1, 2021 - Mar 10, 2021
-18.34%
May 27, 2008 - Jul 29, 2008
#12-7.77%
Mar 21, 2018 - May 22, 2018
-17.09%
Apr 26, 2017 - Oct 2, 2017
#13-6.84%
Mar 22, 2021 - Mar 25, 2021
-16.86%
Oct 24, 2022 - Dec 1, 2023
#14-6.76%
Feb 24, 2021 - Mar 1, 2021
-16.04%
Mar 12, 2021 - Jan 6, 2022
#15-6.27%
Jun 16, 2017 - Aug 1, 2017
-14.38%
May 8, 2002 - Jun 21, 2002

Correlation

Correlation between LOB and CHCO is 0.40 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.40
-101

Dividend Comparison (1999 - 2026)

LOB vs CHCO dividend yield comparison.

YearLOBCHCO
20260.15%1.29%
20250.35%2.72%
20240.30%2.48%
20230.26%2.42%
20220.40%2.63%
20210.14%2.84%
20200.25%3.28%
20190.63%2.64%
20180.81%2.83%
20170.42%2.59%
20160.38%2.53%
20150.14%3.64%
20140.00%3.37%
20130.00%3.15%
20120.00%4.02%
20110.00%4.01%
20100.00%3.75%
20090.00%4.21%
20080.00%3.82%
20070.00%3.58%
20060.00%2.67%
20050.00%2.70%
20040.00%2.37%
20030.00%2.14%
20020.00%1.06%
20000.00%7.65%
19990.00%1.43%

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