LOB vs CCS

Comparison between Live Oak Bancshares Inc (LOB, Company) and Century Communities Inc (CCS, Company).

LOB is from the Financial Services sector, while CCS is from the Real Estate sector.

5-Year PerformanceCCS has outperformed LOB, delivering a return of +1.2% compared to -6.9%

LOB vs CCS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LOB(COMPANY)	CCS(COMPANY)
Market Cap	$2.02B	$2.03B
Max Drawdown	79.50%	73.33%
Sharpe Ratio	0.94	0.47
5Y Beta	1.19	0.76
Industry	Banks - Regional	Real Estate - Development
P/E Ratio	17.24	15.39
Forward P/E	10.19	18.66
PEG Ratio	0.36	0.45
Dividend Yield	0.28%	1.73%
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	18.59%	-15.51%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-2.58%	1.73%
P/S Ratio	3.85	0.52
P/B Ratio	1.63	0.74

Market Cap

LOB

$2.02B

Winner

CCS

$2.03B

Max Drawdown

LOB

79.50%

Winner

CCS

73.33%

Sharpe Ratio

Winner

LOB

0.94

CCS

0.47

5Y Beta

LOB

1.19

Winner

CCS

0.76

Industry

LOB

Banks - Regional

CCS

Real Estate - Development

P/E Ratio

LOB

17.24

Winner

CCS

15.39

Forward P/E

Winner

LOB

10.19

CCS

18.66

PEG Ratio

Winner

LOB

0.36

CCS

0.45

Dividend Yield

LOB

0.28%

Winner

CCS

1.73%

5Y Dividends CAGR

LOB

4.56%

CCS

N/A

5Y EPS CAGR

Winner

LOB

18.59%

CCS

-15.51%

Debt to Equity

LOB

0.00%

CCS

0.00%

Free Cash Flow Yield

LOB

-2.58%

Winner

CCS

1.73%

P/S Ratio

LOB

3.85

Winner

CCS

0.52

P/B Ratio

LOB

1.63

Winner

CCS

0.74

LOB vs CCS - Historical Returns

Returns include dividend reinvestment.

Period	LOB	CCS
1 month	+1.70%	+2.87%
3 months	+12.73%	+27.73%
6 months	+4.28%	-0.20%
1 year	+38.80%	+15.78%
5 years(CAGR)	-6.92%	+1.16%
10 years(CAGR)	+12.77%	+13.87%
Max(CAGR)	+7.97%	+10.87%

LOB

+1.70%

Winner

CCS

+2.87%

LOB

+12.73%

Winner

CCS

+27.73%

Winner

LOB

+4.28%

CCS

-0.20%

Winner

LOB

+38.80%

CCS

+15.78%

5Y(CAGR)

LOB

-6.92%

Winner

CCS

+1.16%

10Y(CAGR)

LOB

+12.77%

Winner

CCS

+13.87%

Max(CAGR)

LOB

+7.97%

Winner

CCS

+10.87%

LOB vs CCS - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	LOB	CCS
2026	+22.67%	+18.17%
2025	-10.54%	-16.83%
2024	-11.57%	-16.63%
2023	+50.50%	+80.41%
2022	-65.26%	-36.26%
2021	+93.86%	+91.10%
2020	+151.82%	+59.61%
2019	+26.02%	+52.45%
2018	-37.60%	-45.89%
2017	+31.98%	+46.35%
2016	+38.70%	+23.38%
2015	-25.45%	+4.12%
2014	N/A	-18.68%

LOB vs CCS Drawdown Comparison

The maximum drawdown for LOB was -79.41%, occurring on May 11, 2023. This drawdown has not yet recovered.

The maximum drawdown for CCS was -73.33%, occurring on Mar 18, 2020. Recovery took 128 trading sessions.

The current LOB drawdown is -55.85%. The current CCS drawdown is -33.36%.

Rank	LOB	CCS
#1	-79.41% Nov 4, 2021 - May 11, 2023	-73.33% Feb 20, 2020 - Aug 21, 2020
#2	-74.82% Jul 23, 2018 - Oct 15, 2020	-53.46% Sep 19, 2024 - May 15, 2026
#3	-41.14% Aug 5, 2015 - Feb 3, 2017	-53.04% Jan 8, 2018 - Feb 7, 2020
#4	-23.50% Apr 16, 2021 - Oct 20, 2021	-52.17% Dec 10, 2021 - Dec 14, 2023
#5	-21.78% Jan 12, 2021 - Feb 23, 2021	-42.41% Sep 11, 2015 - Jan 25, 2017
#6	-18.53% Aug 1, 2017 - Nov 29, 2017	-36.54% Jul 3, 2014 - Sep 11, 2015
#7	-14.29% Feb 24, 2017 - Apr 27, 2017	-28.29% Jun 1, 2021 - Dec 7, 2021
#8	-10.72% Nov 24, 2020 - Dec 15, 2020	-21.33% May 1, 2017 - Oct 31, 2017
#9	-10.19% Nov 29, 2017 - Jan 25, 2018	-19.15% Mar 28, 2024 - Jul 16, 2024
#10	-10.07% Dec 21, 2020 - Jan 12, 2021	-16.81% Oct 9, 2020 - Dec 17, 2020
#11	-9.10% Mar 1, 2021 - Mar 10, 2021	-15.46% Jul 30, 2024 - Sep 17, 2024
#12	-7.77% Mar 21, 2018 - May 22, 2018	-14.96% Feb 11, 2021 - Mar 10, 2021
#13	-6.84% Mar 22, 2021 - Mar 25, 2021	-13.00% May 7, 2021 - May 26, 2021
#14	-6.76% Feb 24, 2021 - Mar 1, 2021	-12.68% Mar 17, 2021 - Apr 6, 2021
#15	-6.27% Jun 16, 2017 - Aug 1, 2017	-12.14% Dec 18, 2020 - Jan 20, 2021

Correlation

Correlation between LOB and CCS is 0.69 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.69

-101

Dividend Comparison (2015 - 2026)

LOB vs CCS dividend yield comparison.

Year	LOB	CCS
2026	0.14%	0.93%
2025	0.35%	1.95%
2024	0.30%	1.42%
2023	0.26%	1.01%
2022	0.40%	1.60%
2021	0.14%	0.55%
2020	0.25%	0.00%
2019	0.63%	0.00%
2018	0.81%	0.00%
2017	0.42%	0.00%
2016	0.38%	0.00%
2015	0.14%	0.00%