LOB vs ALKT

Comparison between Live Oak Bancshares Inc (LOB, Company) and Alkami Technology Inc (ALKT, Company).

LOB is from the Financial Services sector, while ALKT is from the Technology sector.

5-Year PerformanceLOB has outperformed ALKT, delivering a return of -6.9% compared to -8.8%

LOB vs ALKT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LOB(COMPANY)	ALKT(COMPANY)
Market Cap	$2.02B	$2.01B
Max Drawdown	79.50%	79.03%
Sharpe Ratio	0.94	-0.03
5Y Beta	1.19	1.20
Industry	Banks - Regional	Software - Application
P/E Ratio	17.24	-40.66
Forward P/E	10.19	N/A
PEG Ratio	0.36	-1.61
Dividend Yield	0.28%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	18.59%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-2.58%	3.18%
P/S Ratio	3.85	4.11
P/B Ratio	1.63	5.35

Market Cap

Winner

LOB

$2.02B

ALKT

$2.01B

Max Drawdown

LOB

79.50%

Winner

ALKT

79.03%

Sharpe Ratio

Winner

LOB

0.94

ALKT

-0.03

5Y Beta

Winner

LOB

1.19

ALKT

1.20

Industry

LOB

Banks - Regional

ALKT

Software - Application

P/E Ratio

LOB

17.24

Winner

ALKT

-40.66

Forward P/E

LOB

10.19

ALKT

N/A

PEG Ratio

LOB

0.36

Winner

ALKT

-1.61

Dividend Yield

LOB

0.28%

ALKT

N/A

5Y Dividends CAGR

LOB

4.56%

ALKT

N/A

5Y EPS CAGR

LOB

18.59%

ALKT

N/A

Debt to Equity

LOB

0.00%

ALKT

0.00%

Free Cash Flow Yield

LOB

-2.58%

Winner

ALKT

3.18%

P/S Ratio

Winner

LOB

3.85

ALKT

4.11

P/B Ratio

Winner

LOB

1.63

ALKT

5.35

LOB vs ALKT - Historical Returns

Returns include dividend reinvestment.

Period	LOB	ALKT
1 month	+1.70%	+3.91%
3 months	+12.73%	+17.55%
6 months	+4.28%	+12.97%
1 year	+38.80%	-7.99%
5 years(CAGR)	-6.92%	-8.80%
10 years(CAGR)	+12.77%	N/A
Max(CAGR)	+7.97%	-13.68%

LOB

+1.70%

Winner

ALKT

+3.91%

LOB

+12.73%

Winner

ALKT

+17.55%

LOB

+4.28%

Winner

ALKT

+12.97%

Winner

LOB

+38.80%

ALKT

-7.99%

5Y(CAGR)

Winner

LOB

-6.92%

ALKT

-8.80%

10Y(CAGR)

LOB

+12.77%

ALKT

N/A

Max(CAGR)

Winner

LOB

+7.97%

ALKT

-13.68%

LOB vs ALKT - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	LOB	ALKT
2026	+22.67%	-13.18%
2025	-10.54%	-37.48%
2024	-11.57%	+57.76%
2023	+50.50%	+63.96%
2022	-65.26%	-30.36%
2021	+93.86%	-53.35%
2020	+151.82%	N/A
2019	+26.02%	N/A
2018	-37.60%	N/A
2017	+31.98%	N/A
2016	+38.70%	N/A
2015	-25.45%	N/A

LOB vs ALKT Drawdown Comparison

The maximum drawdown for LOB was -79.41%, occurring on May 11, 2023. This drawdown has not yet recovered.

The maximum drawdown for ALKT was -79.03%, occurring on May 11, 2022. This drawdown has not yet recovered.

The current LOB drawdown is -55.85%. The current ALKT drawdown is -58.71%.

Rank	LOB	ALKT
#1	-79.41% Nov 4, 2021 - May 11, 2023	-79.03% Apr 30, 2021 - May 11, 2022
#2	-74.82% Jul 23, 2018 - Oct 15, 2020	-3.63% Apr 14, 2021 - Apr 22, 2021
#3	-41.14% Aug 5, 2015 - Feb 3, 2017	N/A
#4	-23.50% Apr 16, 2021 - Oct 20, 2021	N/A
#5	-21.78% Jan 12, 2021 - Feb 23, 2021	N/A
#6	-18.53% Aug 1, 2017 - Nov 29, 2017	N/A
#7	-14.29% Feb 24, 2017 - Apr 27, 2017	N/A
#8	-10.72% Nov 24, 2020 - Dec 15, 2020	N/A
#9	-10.19% Nov 29, 2017 - Jan 25, 2018	N/A
#10	-10.07% Dec 21, 2020 - Jan 12, 2021	N/A
#11	-9.10% Mar 1, 2021 - Mar 10, 2021	N/A
#12	-7.77% Mar 21, 2018 - May 22, 2018	N/A
#13	-6.84% Mar 22, 2021 - Mar 25, 2021	N/A
#14	-6.76% Feb 24, 2021 - Mar 1, 2021	N/A
#15	-6.27% Jun 16, 2017 - Aug 1, 2017	N/A