LIBD vs XLFI

Comparison between Stone Ridge 2065 InflationProtected Longevity Income ETF (LIBD, ETF) and STATE STREET(R) FINANCIAL SELECT SECTOR SPDR(R) PREMIUM INCOME ETF (XLFI, ETF).

LIBD vs XLFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LIBD(ETF)	XLFI(ETF)
Net Assets	$4.20M	$4.20M
Expense Ratio	0.25%	0.35%
Max Drawdown	15.70%	14.28%
Sharpe Ratio	-0.13	0.01
5Y Beta	0.13	0.61

Net Assets

LIBD

$4.20M

XLFI

$4.20M

Expense Ratio

Winner

LIBD

0.25%

XLFI

0.35%

Max Drawdown

LIBD

15.70%

Winner

XLFI

14.28%

Sharpe Ratio

LIBD

-0.13

Winner

XLFI

0.01

5Y Beta

Winner

LIBD

0.13

XLFI

0.61

LIBD vs XLFI - Holdings Comparison

LIBD and XLFI have 0 common holdings. Overlap is 0.00%

LIBD's top 25 holdings weight is 2.48%. XLFI's top 25 holdings weight is 100.11%.

Rank	LIBD	XLFI
#1	FIRST AMERICAN GOVERNMENT OBLIGS X (FGXXX) - 1.24%	STATE STREET®FINSELSECTSPDR®ETF (XLF) - 100.11%
#2	MORGAN STANLEY INSTL LQUDTY GOVT INSTL (MVRXX) - 1.24%	N/A
#3	N/A	N/A
#4	N/A	N/A
#5	N/A	N/A
#6	N/A	N/A
#7	N/A	N/A
#8	N/A	N/A
#9	N/A	N/A
#10	N/A	N/A
#11	N/A	N/A
#12	N/A	N/A
#13	N/A	N/A
#14	N/A	N/A
#15	N/A	N/A
#16	N/A	N/A
#17	N/A	N/A
#18	N/A	N/A
#19	N/A	N/A
#20	N/A	N/A
#21	N/A	N/A
#22	N/A	N/A
#23	N/A	N/A
#24	N/A	N/A
#25	N/A	N/A
Total Holdings	2	1

LIBD vs XLFI - Historical Returns

Returns include dividend reinvestment.

Period	LIBD	XLFI
1 month	+0.18%	+1.54%
3 months	-1.60%	+1.82%
6 months	-0.58%	-1.24%
1 year	+2.38%	+2.54%
Max(CAGR)	+2.46%	+3.00%

LIBD

+0.18%

Winner

XLFI

+1.54%

LIBD

-1.60%

Winner

XLFI

+1.82%

Winner

LIBD

-0.58%

XLFI

-1.24%

LIBD

+2.38%

Winner

XLFI

+2.54%

Max(CAGR)

LIBD

+2.46%

Winner

XLFI

+3.00%

LIBD vs XLFI - Annual Returns (2025 - 2026)

Returns include dividend reinvestment.

Year	LIBD	XLFI
2026	+0.17%	-3.02%
2025	+3.40%	+5.62%

LIBD vs XLFI Drawdown Comparison

The maximum drawdown for LIBD was -7.30%, occurring on May 21, 2025. Recovery took 158 trading sessions.

The maximum drawdown for XLFI was -11.90%, occurring on Mar 27, 2026. This drawdown has not yet recovered.

The current LIBD drawdown is -4.07%. The current XLFI drawdown is -4.53%.

Rank	LIBD	XLFI
#1	-7.30% Mar 3, 2025 - Oct 16, 2025	-11.90% Jan 6, 2026 - Mar 27, 2026
#2	-6.20% Oct 28, 2025 - May 19, 2026	-4.08% Nov 12, 2025 - Dec 11, 2025
#3	-2.83% Feb 5, 2025 - Feb 25, 2025	-3.26% Sep 29, 2025 - Nov 11, 2025
#4	-1.22% Jan 6, 2025 - Jan 15, 2025	-2.21% Jul 30, 2025 - Aug 13, 2025
#5	-0.90% Feb 26, 2025 - Feb 28, 2025	-0.96% Dec 26, 2025 - Jan 5, 2026
#6	-0.51% Jan 27, 2025 - Feb 3, 2025	-0.91% Sep 4, 2025 - Sep 11, 2025
#7	-0.50% Oct 22, 2025 - Oct 28, 2025	-0.81% Sep 19, 2025 - Sep 29, 2025
#8	-0.36% Jan 21, 2025 - Jan 24, 2025	-0.71% Aug 14, 2025 - Aug 20, 2025
#9	-0.32% Oct 16, 2025 - Oct 21, 2025	-0.38% Aug 29, 2025 - Sep 4, 2025
#10	N/A	-0.32% Aug 20, 2025 - Aug 22, 2025
#11	N/A	-0.27% Sep 11, 2025 - Sep 17, 2025
#12	N/A	-0.22% Aug 22, 2025 - Aug 26, 2025
#13	N/A	-0.15% Dec 16, 2025 - Dec 19, 2025