LCNB vs CMRC

Comparison between LCNB Corp (LCNB, Company) and Commerce.com Inc Series 1 (CMRC, Company).

LCNB is from the Financial Services sector, while CMRC is from the Technology sector.

5-Year PerformanceLCNB has outperformed CMRC, delivering a return of +7.3% compared to -49.2%

LCNB vs CMRC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LCNB(COMPANY)	CMRC(COMPANY)
Market Cap	$281M	$280M
Max Drawdown	65.56%	98.50%
Sharpe Ratio	1.22	-0.77
5Y Beta	0.62	1.12
Industry	Banks - Regional	Software - Application
P/E Ratio	11.41	-37.30
Forward P/E	8.54	5.47
PEG Ratio	0.75	N/A
Dividend Yield	4.40%	N/A
5Y Dividends CAGR	7.96%	N/A
5Y EPS CAGR	1.48%	N/A
Debt to Equity	37.00%	343.08%
Free Cash Flow Yield	12.92%	15.54%
P/S Ratio	3.05	0.81
P/B Ratio	1.01	5.51

Market Cap

Winner

LCNB

$281M

CMRC

$280M

Max Drawdown

Winner

LCNB

65.56%

CMRC

98.50%

Sharpe Ratio

Winner

LCNB

1.22

CMRC

-0.77

5Y Beta

Winner

LCNB

0.62

CMRC

1.12

Industry

LCNB

Banks - Regional

CMRC

Software - Application

P/E Ratio

LCNB

11.41

Winner

CMRC

-37.30

Forward P/E

LCNB

8.54

Winner

CMRC

5.47

PEG Ratio

LCNB

0.75

CMRC

N/A

Dividend Yield

LCNB

4.40%

CMRC

N/A

5Y Dividends CAGR

LCNB

7.96%

CMRC

N/A

5Y EPS CAGR

LCNB

1.48%

CMRC

N/A

Debt to Equity

Winner

LCNB

37.00%

CMRC

343.08%

Free Cash Flow Yield

LCNB

12.92%

Winner

CMRC

15.54%

P/S Ratio

LCNB

3.05

Winner

CMRC

0.81

P/B Ratio

Winner

LCNB

1.01

CMRC

5.51

LCNB vs CMRC - Historical Returns

Returns include dividend reinvestment.

Period	LCNB	CMRC
1 month	+11.06%	-32.37%
3 months	+25.88%	-25.96%
6 months	+14.87%	-30.36%
1 year	+42.38%	-49.28%
5 years(CAGR)	+7.32%	-49.19%
10 years(CAGR)	+5.98%	N/A
Max(CAGR)	+4.44%	-44.44%

Winner

LCNB

+11.06%

CMRC

-32.37%

Winner

LCNB

+25.88%

CMRC

-25.96%

Winner

LCNB

+14.87%

CMRC

-30.36%

Winner

LCNB

+42.38%

CMRC

-49.28%

5Y(CAGR)

Winner

LCNB

+7.32%

CMRC

-49.19%

10Y(CAGR)

LCNB

+5.98%

CMRC

N/A

Max(CAGR)

Winner

LCNB

+4.44%

CMRC

-44.44%

LCNB vs CMRC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	LCNB	CMRC
2026	+24.09%	-48.03%
2025	+16.22%	-33.33%
2024	-0.09%	-32.00%
2023	-8.38%	+15.97%
2022	-3.76%	-76.60%
2021	+42.88%	-39.37%
2020	-18.99%	-11.24%
2019	+29.56%	N/A
2018	-22.83%	N/A
2017	-6.20%	N/A
2016	+47.86%	N/A
2015	+14.51%	N/A
2014	-11.20%	N/A
2013	+34.36%	N/A
2012	+12.24%	N/A
2011	+14.64%	N/A
2010	+20.04%	N/A
2009	+21.78%	N/A
2008	-15.06%	N/A
2007	-33.24%	N/A
2006	-0.87%	N/A
2005	-1.28%	N/A
2004	+13.06%	N/A
2003	+48.02%	N/A
2002	+25.96%	N/A
2001	+19.65%	N/A
2000	-47.35%	N/A
1999	-5.77%	N/A

LCNB vs CMRC Drawdown Comparison

The maximum drawdown for LCNB was -58.55%, occurring on Mar 11, 2009. Recovery took 2039 trading sessions.

The maximum drawdown for CMRC was -98.50%, occurring on Aug 10, 2026. This drawdown has not yet recovered.

The current LCNB drawdown is -6.67%. The current CMRC drawdown is -98.50%.

Rank	LCNB	CMRC
#1	-58.55% Jan 13, 2005 - Feb 21, 2013	-98.50% Aug 27, 2020 - Aug 10, 2026
#2	-56.79% Nov 1, 1999 - Sep 16, 2003	-31.02% Aug 6, 2020 - Aug 25, 2020
#3	-50.98% Dec 5, 2016 - Nov 25, 2024	N/A
#4	-43.11% Jul 9, 2013 - Dec 5, 2016	N/A
#5	-20.51% Nov 25, 2024 - Dec 9, 2025	N/A
#6	-14.05% Feb 4, 2026 - Jun 12, 2026	N/A
#7	-13.00% Sep 25, 2003 - Apr 16, 2004	N/A
#8	-9.37% Aug 2, 2004 - Sep 17, 2004	N/A
#9	-9.15% Dec 15, 2025 - Feb 4, 2026	N/A
#10	-7.50% Sep 17, 2004 - Jan 13, 2005	N/A
#11	-6.69% Apr 24, 2013 - May 15, 2013	N/A
#12	-6.67% Jul 28, 2026 - Aug 10, 2026	N/A
#13	-6.00% Apr 16, 2004 - May 4, 2004	N/A
#14	-5.63% Sep 17, 2003 - Sep 25, 2003	N/A
#15	-5.29% Jun 26, 2026 - Jul 16, 2026	N/A

Correlation

Correlation between LCNB and CMRC is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

-101