LC vs OFG

Comparison between LendingClub Corp (LC, Company) and OFG Bancorp (OFG, Company).

Both LC and OFG are from the Financial Services sector.

5-Year PerformanceOFG has outperformed LC, delivering a return of +16.9% compared to +1.9%

LC vs OFG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	LC(COMPANY)	OFG(COMPANY)
Market Cap	$1.93B	$1.93B
Max Drawdown	96.84%	97.22%
Sharpe Ratio	1.11	0.55
5Y Beta	2.02	0.83
Industry	Banks - Regional	Banks - Regional
P/E Ratio	10.95	9.31
Forward P/E	10.50	7.39
PEG Ratio	0.05	0.59
Dividend Yield	N/A	2.72%
5Y Dividends CAGR	N/A	39.83%
5Y EPS CAGR	N/A	19.60%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	N/A	9.83%
P/S Ratio	1.40	3.04
P/B Ratio	1.26	1.41

Market Cap

$1.93B

Winner

OFG

$1.93B

Max Drawdown

Winner

96.84%

OFG

97.22%

Sharpe Ratio

Winner

1.11

OFG

0.55

5Y Beta

2.02

Winner

OFG

0.83

Industry

Banks - Regional

OFG

Banks - Regional

P/E Ratio

10.95

Winner

OFG

9.31

Forward P/E

10.50

Winner

OFG

7.39

PEG Ratio

Winner

0.05

OFG

0.59

Dividend Yield

N/A

OFG

2.72%

5Y Dividends CAGR

N/A

OFG

39.83%

5Y EPS CAGR

N/A

OFG

19.60%

Debt to Equity

0.00%

OFG

0.00%

Free Cash Flow Yield

N/A

OFG

9.83%

P/S Ratio

Winner

1.40

OFG

3.04

P/B Ratio

Winner

1.26

OFG

1.41

LC vs OFG - Historical Returns

Returns include dividend reinvestment.

Period	LC	OFG
1 month	+0.41%	+1.63%
3 months	+13.21%	+16.68%
6 months	-11.79%	+16.16%
1 year	+68.70%	+15.98%
5 years(CAGR)	+1.86%	+16.94%
10 years(CAGR)	-3.19%	+20.53%
Max(CAGR)	-15.41%	+6.56%

+0.41%

Winner

OFG

+1.63%

+13.21%

Winner

OFG

+16.68%

-11.79%

Winner

OFG

+16.16%

Winner

+68.70%

OFG

+15.98%

5Y(CAGR)

+1.86%

Winner

OFG

+16.94%

10Y(CAGR)

-3.19%

Winner

OFG

+20.53%

Max(CAGR)

-15.41%

Winner

OFG

+6.56%

LC vs OFG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	LC	OFG
2026	-10.36%	+13.77%
2025	+17.42%	+1.37%
2024	+86.95%	+17.55%
2023	+3.31%	+39.64%
2022	-64.81%	+3.41%
2021	+154.53%	+52.69%
2020	-13.80%	-19.44%
2019	-6.86%	+43.78%
2018	-38.69%	+87.22%
2017	-23.80%	-27.84%
2016	-52.62%	+85.27%
2015	-55.68%	-54.20%
2014	+7.98%	-1.05%
2013	N/A	+26.70%
2012	N/A	+12.08%
2011	N/A	-1.06%
2010	N/A	+22.02%
2009	N/A	+80.82%
2008	N/A	-52.12%
2007	N/A	+8.97%
2006	N/A	+8.98%
2005	N/A	-53.92%
2004	N/A	+12.35%
2003	N/A	+31.13%
2002	N/A	+52.80%
2001	N/A	+46.14%
2000	N/A	-38.40%
1999	N/A	-5.89%

LC vs OFG Drawdown Comparison

The maximum drawdown for LC was -96.84%, occurring on Jun 26, 2020. This drawdown has not yet recovered.

The maximum drawdown for OFG was -96.64%, occurring on Mar 5, 2009. Recovery took 3829 trading sessions.

The current LC drawdown is -87.71%.

Rank	LC	OFG
#1	-96.84% Dec 17, 2014 - Jun 26, 2020	-96.64% Apr 1, 2004 - Jun 19, 2019
#2	N/A	-61.25% Jul 9, 2019 - Apr 5, 2021
#3	N/A	-54.84% Feb 9, 2000 - Mar 26, 2002
#4	N/A	-24.56% Nov 25, 2024 - Apr 22, 2026
#5	N/A	-23.71% Feb 28, 2023 - Jul 18, 2023
#6	N/A	-21.20% Jun 28, 2002 - Nov 20, 2002
#7	N/A	-20.00% May 17, 2021 - Sep 27, 2021
#8	N/A	-17.69% Jan 14, 2022 - Feb 23, 2023
#9	N/A	-17.48% Nov 4, 1999 - Feb 8, 2000
#10	N/A	-16.34% Jul 23, 2024 - Nov 25, 2024
#11	N/A	-15.94% Jul 24, 2023 - Nov 15, 2023
#12	N/A	-13.53% Jul 14, 2003 - Nov 24, 2003
#13	N/A	-12.77% Nov 5, 2021 - Jan 3, 2022
#14	N/A	-12.75% Jan 30, 2024 - Jul 11, 2024
#15	N/A	-11.30% Dec 22, 2003 - Feb 23, 2004

Correlation

Correlation between LC and OFG is -0.40 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.40

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