KSPI vs GL

Comparison between Kaspi.kz JSC (KSPI, Company) and Globe Life Inc (GL, Company).

KSPI is from the Technology sector, while GL is from the Financial Services sector.

KSPI vs GL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KSPI(COMPANY)	GL(COMPANY)
Market Cap	$17B	$17B
Max Drawdown	50.37%	75.74%
Sharpe Ratio	0.78	1.44
5Y Beta	0.95	0.65
Industry	Software - Infrastructure	Insurance - Life
P/E Ratio	8.17	14.47
Forward P/E	N/A	11.61
PEG Ratio	N/A	0.93
Dividend Yield	4.04%	0.30%
5Y Dividends CAGR	N/A	9.28%
5Y EPS CAGR	N/A	13.91%
Debt to Equity	N/A	45.67%
Free Cash Flow Yield	8.36%	7.43%
P/S Ratio	1.91	2.25
P/B Ratio	3.03	2.29

Market Cap

KSPI

$17B

Winner

$17B

Max Drawdown

Winner

KSPI

50.37%

75.74%

Sharpe Ratio

KSPI

0.78

Winner

1.44

5Y Beta

KSPI

0.95

Winner

0.65

Industry

KSPI

Software - Infrastructure

Insurance - Life

P/E Ratio

Winner

KSPI

8.17

14.47

Forward P/E

KSPI

N/A

11.61

PEG Ratio

KSPI

N/A

0.93

Dividend Yield

Winner

KSPI

4.04%

0.30%

5Y Dividends CAGR

KSPI

N/A

9.28%

5Y EPS CAGR

KSPI

N/A

13.91%

Debt to Equity

KSPI

N/A

45.67%

Free Cash Flow Yield

Winner

KSPI

8.36%

7.43%

P/S Ratio

Winner

KSPI

1.91

2.25

P/B Ratio

KSPI

3.03

Winner

2.29

KSPI vs GL - Historical Returns

Returns include dividend reinvestment.

Period	KSPI	GL
1 month	+2.43%	+2.08%
3 months	+12.56%	+20.70%
6 months	+28.89%	+27.52%
1 year	+13.33%	+33.05%
5 years(CAGR)	N/A	+15.93%
10 years(CAGR)	N/A	+12.55%
Max(CAGR)	+4.74%	+11.14%

Winner

KSPI

+2.43%

+2.08%

KSPI

+12.56%

Winner

+20.70%

Winner

KSPI

+28.89%

+27.52%

KSPI

+13.33%

Winner

+33.05%

5Y(CAGR)

KSPI

N/A

+15.93%

10Y(CAGR)

KSPI

N/A

+12.55%

Max(CAGR)

KSPI

+4.74%

Winner

+11.14%

KSPI vs GL - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KSPI	GL
2026	+26.67%	+33.67%
2025	-21.56%	+25.67%
2024	+8.47%	-7.79%
2023	N/A	+2.58%
2022	N/A	+28.00%
2021	N/A	+2.26%
2020	N/A	-9.35%
2019	N/A	+38.91%
2018	N/A	-16.77%
2017	N/A	+23.65%
2016	N/A	+31.89%
2015	N/A	+6.30%
2014	N/A	+5.78%
2013	N/A	+50.21%
2012	N/A	+19.51%
2011	N/A	+8.35%
2010	N/A	+34.65%
2009	N/A	-0.88%
2008	N/A	-24.10%
2007	N/A	-5.54%
2006	N/A	+14.96%
2005	N/A	-1.46%
2004	N/A	+26.49%
2003	N/A	+22.94%
2002	N/A	-4.92%
2001	N/A	+8.04%
2000	N/A	+37.67%
1999	N/A	-7.92%

KSPI vs GL Drawdown Comparison

The maximum drawdown for KSPI was -48.04%, occurring on Mar 13, 2026. This drawdown has not yet recovered.

The maximum drawdown for GL was -75.34%, occurring on Mar 6, 2009. Recovery took 969 trading sessions.

The current KSPI drawdown is -25.86%. The current GL drawdown is -0.47%.

Rank	KSPI	GL
#1	-48.04% Jul 18, 2024 - Mar 13, 2026	-75.34% May 30, 2007 - Apr 1, 2011
#2	-14.94% Apr 3, 2024 - Jun 12, 2024	-61.62% Feb 28, 2024 - Feb 28, 2025
#3	-9.33% Jan 19, 2024 - Feb 20, 2024	-47.69% Feb 20, 2020 - Oct 13, 2022
#4	-5.86% Jun 26, 2024 - Jul 16, 2024	-46.96% Nov 16, 1999 - Nov 16, 2000
#5	-3.63% Mar 6, 2024 - Mar 12, 2024	-27.32% Aug 24, 2001 - Oct 13, 2003
#6	-2.15% Mar 4, 2024 - Mar 6, 2024	-26.52% Apr 4, 2011 - Jan 20, 2012
#7	-1.95% Jun 12, 2024 - Jun 21, 2024	-23.90% Jan 26, 2018 - Jul 15, 2019
#8	-1.93% Mar 14, 2024 - Mar 19, 2024	-22.67% Aug 10, 2015 - Jul 15, 2016
#9	-1.31% Jul 16, 2024 - Jul 18, 2024	-18.45% Dec 11, 2000 - Jul 2, 2001
#10	-0.90% Mar 22, 2024 - Mar 26, 2024	-16.19% Jan 6, 2023 - Nov 30, 2023
#11	-0.71% Feb 27, 2024 - Mar 1, 2024	-14.70% Apr 2, 2025 - Jul 25, 2025
#12	-0.42% Feb 20, 2024 - Feb 23, 2024	-11.97% Dec 15, 2004 - Mar 15, 2006
#13	-0.14% Feb 23, 2024 - Feb 27, 2024	-10.87% Sep 23, 2025 - Feb 5, 2026
#14	N/A	-10.14% Mar 16, 2012 - Jun 29, 2012
#15	N/A	-9.73% Apr 5, 2004 - Jun 8, 2004

Correlation

Correlation between KSPI and GL is -0.58 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.58

-101

Dividend Comparison (2000 - 2026)

KSPI vs GL dividend yield comparison.

Year	KSPI	GL
2026	5.76%	0.51%
2025	0.00%	0.75%
2024	11.56%	0.85%
2023	0.00%	0.73%
2022	0.00%	0.68%
2021	0.00%	0.83%
2020	0.00%	0.77%
2019	0.00%	0.64%
2018	0.00%	0.85%
2017	0.00%	0.65%
2016	0.00%	0.75%
2015	0.00%	0.71%
2014	0.00%	0.78%
2013	0.00%	1.06%
2012	0.00%	1.10%
2011	0.00%	0.94%
2010	0.00%	1.02%
2009	0.00%	0.96%
2008	0.00%	1.54%
2007	0.00%	0.86%
2006	0.00%	0.75%
2005	0.00%	0.79%
2004	0.00%	0.77%
2003	0.00%	0.83%
2002	0.00%	0.99%
2001	0.00%	0.92%
2000	0.00%	0.94%