KSPI vs BSAC

Comparison between Kaspi.kz JSC (KSPI, Company) and Banco Santander Chile SA (BSAC, Company).

KSPI is from the Technology sector, while BSAC is from the Financial Services sector.

KSPI vs BSAC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KSPI(COMPANY)	BSAC(COMPANY)
Market Cap	$17B	$17B
Max Drawdown	50.37%	68.92%
Sharpe Ratio	0.34	1.65
5Y Beta	0.96	0.74
Industry	Software - Infrastructure	Banks - Regional
P/E Ratio	8.17	13.45
Forward P/E	N/A	16.84
PEG Ratio	N/A	1.41
Dividend Yield	3.90%	4.27%
5Y Dividends CAGR	N/A	1.75%
5Y EPS CAGR	N/A	5.22%
Free Cash Flow Yield	8.36%	-0.98%
P/S Ratio	1.91	5.18
P/B Ratio	3.03	3.07

Market Cap

KSPI

$17B

Winner

BSAC

$17B

Max Drawdown

Winner

KSPI

50.37%

BSAC

68.92%

Sharpe Ratio

KSPI

0.34

Winner

BSAC

1.65

5Y Beta

KSPI

0.96

Winner

BSAC

0.74

Industry

KSPI

Software - Infrastructure

BSAC

Banks - Regional

P/E Ratio

Winner

KSPI

8.17

BSAC

13.45

Forward P/E

KSPI

N/A

BSAC

16.84

PEG Ratio

KSPI

N/A

BSAC

1.41

Dividend Yield

KSPI

3.90%

Winner

BSAC

4.27%

5Y Dividends CAGR

KSPI

N/A

BSAC

1.75%

5Y EPS CAGR

KSPI

N/A

BSAC

5.22%

Free Cash Flow Yield

Winner

KSPI

8.36%

BSAC

-0.98%

P/S Ratio

Winner

KSPI

1.91

BSAC

5.18

P/B Ratio

Winner

KSPI

3.03

BSAC

3.07

KSPI vs BSAC - Historical Returns

Returns include dividend reinvestment.

Period	KSPI	BSAC
1 month	+1.79%	+7.34%
3 months	+9.86%	+13.26%
6 months	+32.82%	+1.79%
1 year	+10.41%	+61.05%
5 years(CAGR)	N/A	+19.32%
10 years(CAGR)	N/A	+10.50%
Max(CAGR)	+4.64%	+10.46%

KSPI

+1.79%

Winner

BSAC

+7.34%

KSPI

+9.86%

Winner

BSAC

+13.26%

Winner

KSPI

+32.82%

BSAC

+1.79%

KSPI

+10.41%

Winner

BSAC

+61.05%

5Y(CAGR)

KSPI

N/A

BSAC

+19.32%

10Y(CAGR)

KSPI

N/A

BSAC

+10.50%

Max(CAGR)

KSPI

+4.64%

Winner

BSAC

+10.46%

KSPI vs BSAC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KSPI	BSAC
2026	+26.40%	+19.86%
2025	-21.56%	+75.73%
2024	+8.47%	+1.27%
2023	N/A	+36.36%
2022	N/A	+0.45%
2021	N/A	-14.92%
2020	N/A	-15.33%
2019	N/A	-20.04%
2018	N/A	-3.62%
2017	N/A	+47.27%
2016	N/A	+31.66%
2015	N/A	-5.55%
2014	N/A	-11.95%
2013	N/A	-15.15%
2012	N/A	-0.00%
2011	N/A	-17.23%
2010	N/A	+48.68%
2009	N/A	+88.68%
2008	N/A	-28.46%
2007	N/A	+8.49%
2006	N/A	+10.31%
2005	N/A	+39.58%
2004	N/A	+50.70%
2003	N/A	+33.30%
2002	N/A	-11.72%
2001	N/A	+21.90%
2000	N/A	-5.85%
1999	N/A	+6.90%

KSPI vs BSAC Drawdown Comparison

The maximum drawdown for KSPI was -48.04%, occurring on Mar 13, 2026. This drawdown has not yet recovered.

The maximum drawdown for BSAC was -63.90%, occurring on Mar 18, 2020. Recovery took 1764 trading sessions.

The current KSPI drawdown is -26.02%. The current BSAC drawdown is -0.17%.

Rank	KSPI	BSAC
#1	-48.04% Jul 18, 2024 - Mar 13, 2026	-63.90% Apr 18, 2018 - Apr 24, 2025
#2	-14.94% Apr 3, 2024 - Jun 12, 2024	-51.17% Sep 14, 2010 - Sep 22, 2017
#3	-9.33% Jan 19, 2024 - Feb 20, 2024	-48.42% May 1, 2008 - Aug 13, 2009
#4	-5.86% Jun 26, 2024 - Jul 16, 2024	-31.51% Jan 21, 2000 - May 24, 2001
#5	-3.63% Mar 6, 2024 - Mar 12, 2024	-30.18% May 25, 2001 - Jul 25, 2003
#6	-2.15% Mar 4, 2024 - Mar 6, 2024	-22.67% Jan 31, 2006 - Nov 1, 2006
#7	-1.95% Jun 12, 2024 - Jun 21, 2024	-20.45% Oct 26, 2007 - May 1, 2008
#8	-1.93% Mar 14, 2024 - Mar 19, 2024	-19.92% May 4, 2007 - Oct 2, 2007
#9	-1.31% Jul 16, 2024 - Jul 18, 2024	-19.25% Feb 12, 2004 - Nov 18, 2004
#10	-0.90% Mar 22, 2024 - Mar 26, 2024	-18.42% Feb 9, 2026 - Mar 13, 2026
#11	-0.71% Feb 27, 2024 - Mar 1, 2024	-15.69% Oct 30, 2017 - Dec 18, 2017
#12	-0.42% Feb 20, 2024 - Feb 23, 2024	-14.77% Apr 9, 2010 - Jun 21, 2010
#13	-0.14% Feb 23, 2024 - Feb 27, 2024	-14.41% Oct 3, 2005 - Nov 23, 2005
#14	N/A	-14.22% Jan 19, 2010 - Apr 7, 2010
#15	N/A	-10.45% Nov 16, 2006 - Apr 9, 2007

Correlation

Correlation between KSPI and BSAC is -0.59 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.59

-101

Dividend Comparison (2000 - 2026)

KSPI vs BSAC dividend yield comparison.

Year	KSPI	BSAC
2026	5.77%	4.26%
2025	0.00%	4.34%
2024	11.56%	4.10%
2023	0.00%	6.54%
2022	0.00%	7.71%
2021	0.00%	5.70%
2020	0.00%	4.64%
2019	0.00%	4.91%
2018	0.00%	4.97%
2017	0.00%	2.73%
2016	0.00%	3.94%
2015	0.00%	5.12%
2014	0.00%	3.90%
2013	0.00%	3.43%
2012	0.00%	3.12%
2011	0.00%	2.90%
2010	0.00%	2.22%
2009	0.00%	2.46%
2008	0.00%	5.30%
2007	0.00%	3.00%
2006	0.00%	2.71%
2005	0.00%	3.27%
2004	0.00%	4.08%
2003	0.00%	3.90%
2002	0.00%	6.54%
2001	0.00%	4.53%
2000	0.00%	3.47%