KNSL vs HQY

Comparison between Kinsale Capital Group Inc (KNSL, Company) and Healthequity Inc (HQY, Company).

KNSL is from the Financial Services sector, while HQY is from the Healthcare sector.

5-Year PerformanceKNSL has outperformed HQY, delivering a return of +13.3% compared to +4.6%

KNSL vs HQY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KNSL(COMPANY)	HQY(COMPANY)
Market Cap	$7.37B	$7.98B
Max Drawdown	47.04%	60.65%
Sharpe Ratio	-1.20	0.00
5Y Beta	0.46	0.94
Industry	Insurance - Property & Casualty	Health Information Services
P/E Ratio	14.06	35.10
Forward P/E	16.29	20.28
PEG Ratio	0.46	0.38
Dividend Yield	0.23%	N/A
5Y Dividends CAGR	15.56%	N/A
5Y EPS CAGR	34.83%	114.60%
Debt to Equity	11.41%	46.04%
Free Cash Flow Yield	13.76%	6.11%

Market Cap

KNSL

$7.37B

Winner

HQY

$7.98B

Max Drawdown

Winner

KNSL

47.04%

HQY

60.65%

Sharpe Ratio

KNSL

-1.20

Winner

HQY

0.00

5Y Beta

Winner

KNSL

0.46

HQY

0.94

Industry

KNSL

Insurance - Property & Casualty

HQY

Health Information Services

P/E Ratio

Winner

KNSL

14.06

HQY

35.10

Forward P/E

Winner

KNSL

16.29

HQY

20.28

PEG Ratio

KNSL

0.46

Winner

HQY

0.38

Dividend Yield

KNSL

0.23%

HQY

N/A

5Y Dividends CAGR

KNSL

15.56%

HQY

N/A

5Y EPS CAGR

KNSL

34.83%

Winner

HQY

114.60%

Debt to Equity

Winner

KNSL

11.41%

HQY

46.04%

Free Cash Flow Yield

Winner

KNSL

13.76%

HQY

6.11%

KNSL vs HQY - Historical Returns

Returns include dividend reinvestment.

Period	KNSL	HQY
1 month	+2.45%	+9.31%
3 months	-10.69%	+13.62%
6 months	-19.92%	+9.35%
1 year	-32.86%	-1.15%
5 years(CAGR)	+13.28%	+4.57%
10 years(CAGR)	+33.64%	+12.23%
Max(CAGR)	+33.64%	+15.15%

KNSL

+2.45%

Winner

HQY

+9.31%

KNSL

-10.69%

Winner

HQY

+13.62%

KNSL

-19.92%

Winner

HQY

+9.35%

KNSL

-32.86%

Winner

HQY

-1.15%

5Y(CAGR)

Winner

KNSL

+13.28%

HQY

+4.57%

10Y(CAGR)

Winner

KNSL

+33.64%

HQY

+12.23%

Max(CAGR)

Winner

KNSL

+33.64%

HQY

+15.15%

KNSL vs HQY - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	KNSL	HQY
2026	-18.48%	+4.39%
2025	-13.72%	-5.37%
2024	+34.41%	+45.01%
2023	+28.88%	+9.23%
2022	+16.48%	+31.60%
2021	+17.96%	-35.80%
2020	+93.83%	-3.52%
2019	+83.23%	+25.31%
2018	+28.52%	+28.36%
2017	+32.88%	+16.10%
2016	+86.13%	+62.27%
2015	N/A	+1.50%
2014	N/A	+44.60%

KNSL vs HQY Drawdown Comparison

The maximum drawdown for KNSL was -46.83%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The maximum drawdown for HQY was -60.65%, occurring on Dec 20, 2021. Recovery took 1516 trading sessions.

The current KNSL drawdown is -41.47%. The current HQY drawdown is -16.98%.

Rank	KNSL	HQY
#1	-46.83% Mar 6, 2024 - Jun 3, 2026	-60.65% Nov 7, 2018 - Nov 18, 2024
#2	-38.24% Dec 17, 2020 - Aug 5, 2022	-54.61% Nov 11, 2015 - Sep 8, 2016
#3	-36.01% Mar 4, 2020 - May 8, 2020	-36.07% Feb 12, 2025 - Feb 12, 2026
#4	-27.17% Oct 17, 2023 - Feb 16, 2024	-26.64% Dec 26, 2014 - Mar 24, 2015
#5	-22.32% Nov 8, 2022 - Feb 17, 2023	-25.46% Jun 8, 2017 - Feb 14, 2018
#6	-20.62% Oct 29, 2019 - Jan 15, 2020	-20.14% Oct 10, 2016 - Nov 11, 2016
#7	-19.83% Sep 28, 2018 - Feb 22, 2019	-19.61% Sep 10, 2014 - Nov 18, 2014
#8	-18.78% Dec 28, 2016 - Apr 24, 2017	-19.35% Aug 5, 2015 - Nov 10, 2015
#9	-17.23% Sep 1, 2020 - Oct 12, 2020	-18.68% Jan 18, 2017 - Jun 7, 2017
#10	-15.64% Feb 17, 2023 - Apr 27, 2023	-17.11% Sep 11, 2018 - Nov 7, 2018
#11	-14.74% Aug 7, 2017 - Sep 19, 2017	-12.96% Nov 21, 2024 - Jan 21, 2025
#12	-14.62% Aug 16, 2022 - Oct 28, 2022	-10.53% Feb 21, 2018 - Feb 28, 2018
#13	-12.02% Oct 12, 2020 - Nov 10, 2020	-10.23% Nov 28, 2014 - Dec 22, 2014
#14	-10.44% Sep 28, 2017 - Nov 3, 2017	-10.22% Jul 26, 2018 - Aug 14, 2018
#15	-10.29% Apr 27, 2023 - Jun 2, 2023	-10.21% Aug 14, 2014 - Sep 10, 2014