KMPR vs LWLG

Comparison between Kemper Corporation (KMPR, Company) and Lightwave Logic Inc (LWLG, Company).

KMPR is from the Financial Services sector, while LWLG is from the Basic Materials sector.

5-Year PerformanceLWLG has outperformed KMPR, delivering a return of +6.9% compared to -16.4%

KMPR vs LWLG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KMPR(COMPANY)	LWLG(COMPANY)
Market Cap	$1.47B	$1.47B
Max Drawdown	84.91%	95.76%
Sharpe Ratio	-1.95	2.21
5Y Beta	0.65	1.70
Industry	Insurance - Property & Casualty	Specialty Chemicals
P/E Ratio	39.87	-60.06
Forward P/E	4.95	N/A
Dividend Yield	4.94%	N/A
5Y Dividends CAGR	5.57%	N/A
5Y EPS CAGR	-38.59%	17.50%
Debt to Equity	35.63%	0.00%
Free Cash Flow Yield	33.51%	-1.08%

Market Cap

Winner

KMPR

$1.47B

LWLG

$1.47B

Max Drawdown

Winner

KMPR

84.91%

LWLG

95.76%

Sharpe Ratio

KMPR

-1.95

Winner

LWLG

2.21

5Y Beta

Winner

KMPR

0.65

LWLG

1.70

Industry

KMPR

Insurance - Property & Casualty

LWLG

Specialty Chemicals

P/E Ratio

KMPR

39.87

Winner

LWLG

-60.06

Forward P/E

KMPR

4.95

LWLG

N/A

Dividend Yield

KMPR

4.94%

LWLG

N/A

5Y Dividends CAGR

KMPR

5.57%

LWLG

N/A

5Y EPS CAGR

KMPR

-38.59%

Winner

LWLG

17.50%

Debt to Equity

KMPR

35.63%

Winner

LWLG

0.00%

Free Cash Flow Yield

Winner

KMPR

33.51%

LWLG

-1.08%

KMPR vs LWLG - Historical Returns

Returns include dividend reinvestment.

Period	KMPR	LWLG
1 month	-17.04%	-15.62%
3 months	-14.69%	+46.63%
6 months	-36.88%	+227.09%
1 year	-59.04%	+664.06%
5 years(CAGR)	-16.44%	+6.92%
10 years(CAGR)	-0.26%	+32.19%
Max(CAGR)	+2.04%	+14.86%

KMPR

-17.04%

Winner

LWLG

-15.62%

KMPR

-14.69%

Winner

LWLG

+46.63%

KMPR

-36.88%

Winner

LWLG

+227.09%

KMPR

-59.04%

Winner

LWLG

+664.06%

5Y(CAGR)

KMPR

-16.44%

Winner

LWLG

+6.92%

10Y(CAGR)

KMPR

-0.26%

Winner

LWLG

+32.19%

Max(CAGR)

KMPR

+2.04%

Winner

LWLG

+14.86%

KMPR vs LWLG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KMPR	LWLG
2026	-35.38%	+167.21%
2025	-36.50%	+50.00%
2024	+36.18%	-54.35%
2023	+1.88%	+9.93%
2022	-15.64%	-73.51%
2021	-20.99%	+1418.37%
2020	+0.57%	+32.86%
2019	+18.60%	+0.00%
2018	-2.20%	-37.72%
2017	+59.98%	+75.38%
2016	+27.50%	+12.73%
2015	+7.44%	-22.00%
2014	-8.26%	+11.88%
2013	+37.83%	-19.03%
2012	+3.71%	+12.74%
2011	+19.16%	+0.00%
2010	+11.51%	+0.00%
2009	+44.97%	+0.00%
2008	-63.18%	-7.65%
2007	-3.73%	+22.54%
2006	+13.15%	N/A
2005	+5.54%	N/A
2004	+11.43%	N/A
2003	+47.23%	N/A
2002	-22.16%	N/A
2001	+9.14%	N/A
2000	+14.99%	N/A
1999	-0.57%	N/A

KMPR vs LWLG Drawdown Comparison

The maximum drawdown for KMPR was -82.46%, occurring on Mar 9, 2009. Recovery took 1552 trading sessions.

The maximum drawdown for LWLG was -95.76%, occurring on Apr 21, 2025. This drawdown has not yet recovered.

The current KMPR drawdown is -67.72%. The current LWLG drawdown is -50.00%.

Rank	KMPR	LWLG
#1	-82.46% Oct 9, 2007 - Dec 6, 2013	-95.76% Dec 10, 2021 - Apr 21, 2025
#2	-70.46% May 3, 2019 - Jun 3, 2026	-73.49% Mar 26, 2013 - May 15, 2017
#3	-44.55% Apr 17, 2002 - Dec 19, 2003	-71.84% May 15, 2017 - Jan 26, 2021
#4	-41.99% Dec 1, 2015 - Nov 17, 2016	-58.07% Jun 29, 2021 - Nov 29, 2021
#5	-29.24% Mar 31, 2000 - Dec 7, 2000	-44.00% Jan 27, 2021 - Jun 1, 2021
#6	-27.13% Sep 10, 2018 - Apr 18, 2019	-40.00% Jul 26, 2007 - Sep 27, 2007
#7	-24.52% Jan 17, 2018 - May 4, 2018	-36.90% Oct 23, 2007 - Aug 8, 2012
#8	-22.74% Jul 28, 2005 - Dec 14, 2006	-32.52% Oct 17, 2012 - Mar 6, 2013
#9	-20.75% Feb 2, 2007 - Oct 5, 2007	-21.30% Jun 7, 2021 - Jun 15, 2021
#10	-18.66% Dec 20, 2016 - Aug 3, 2017	-15.28% Mar 11, 2013 - Mar 20, 2013
#11	-18.23% Dec 23, 2013 - Mar 20, 2015	-14.29% Aug 23, 2012 - Oct 11, 2012
#12	-18.13% Nov 17, 1999 - Mar 24, 2000	-13.92% Sep 27, 2007 - Oct 5, 2007
#13	-17.61% Dec 2, 2004 - May 18, 2005	-10.75% Oct 9, 2007 - Oct 23, 2007
#14	-16.49% Feb 17, 2004 - Jul 20, 2004	-9.88% Nov 29, 2021 - Dec 6, 2021
#15	-14.82% Dec 27, 2000 - Oct 16, 2001	-8.33% Aug 13, 2012 - Aug 23, 2012