KINS vs GBFH

Comparison between Kingstone Cos. Inc (KINS, Company) and GBank Financial Holdings Inc (GBFH, Company).

Both KINS and GBFH are from the Financial Services sector.

5-Year PerformanceKINS has outperformed GBFH, delivering a return of +21.9% compared to +14.7%

KINS vs GBFH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KINS(COMPANY)	GBFH(COMPANY)
Market Cap	$295M	$295M
Max Drawdown	99.52%	53.66%
Sharpe Ratio	0.67	-1.02
5Y Beta	0.95	0.58
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	9.31	16.45
Forward P/E	7.47	23.36
PEG Ratio	0.31	N/A
Dividend Yield	0.74%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	30.71%	N/A
Debt to Equity	3.60%	0.00%
Free Cash Flow Yield	21.66%	1.78%
P/S Ratio	1.32	3.92
P/B Ratio	2.52	1.74

Market Cap

Winner

KINS

$295M

GBFH

$295M

Max Drawdown

KINS

99.52%

Winner

GBFH

53.66%

Sharpe Ratio

Winner

KINS

0.67

GBFH

-1.02

5Y Beta

KINS

0.95

Winner

GBFH

0.58

Industry

KINS

Insurance - Property & Casualty

GBFH

Banks - Regional

P/E Ratio

Winner

KINS

9.31

GBFH

16.45

Forward P/E

Winner

KINS

7.47

GBFH

23.36

PEG Ratio

KINS

0.31

GBFH

N/A

Dividend Yield

KINS

0.74%

GBFH

N/A

5Y Dividends CAGR

KINS

4.56%

GBFH

N/A

5Y EPS CAGR

KINS

30.71%

GBFH

N/A

Debt to Equity

KINS

3.60%

Winner

GBFH

0.00%

Free Cash Flow Yield

Winner

KINS

21.66%

GBFH

1.78%

P/S Ratio

Winner

KINS

1.32

GBFH

3.92

P/B Ratio

KINS

2.52

Winner

GBFH

1.74

KINS vs GBFH - Historical Returns

Returns include dividend reinvestment.

Period	KINS	GBFH
1 month	-6.12%	-33.55%
3 months	+18.25%	-29.03%
6 months	+19.36%	-39.69%
1 year	+19.02%	-44.19%
5 years(CAGR)	+21.88%	+14.73%
10 years(CAGR)	+10.09%	N/A
Max(CAGR)	+6.53%	+16.65%

Winner

KINS

-6.12%

GBFH

-33.55%

Winner

KINS

+18.25%

GBFH

-29.03%

Winner

KINS

+19.36%

GBFH

-39.69%

Winner

KINS

+19.02%

GBFH

-44.19%

5Y(CAGR)

Winner

KINS

+21.88%

GBFH

+14.73%

10Y(CAGR)

KINS

+10.09%

GBFH

N/A

Max(CAGR)

KINS

+6.53%

Winner

GBFH

+16.65%

KINS vs GBFH - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KINS	GBFH
2026	+17.82%	-35.77%
2025	+12.70%	-14.42%
2024	+655.72%	+208.02%
2023	+50.00%	+35.32%
2022	-74.17%	+5.42%
2021	-21.17%	+12.78%
2020	-13.59%	N/A
2019	-54.93%	N/A
2018	-6.05%	N/A
2017	+40.40%	N/A
2016	+61.15%	N/A
2015	+15.12%	N/A
2014	+16.85%	N/A
2013	+54.91%	N/A
2012	+48.19%	N/A
2011	-6.15%	N/A
2010	+33.08%	N/A
2009	+418.75%	N/A
2008	-72.41%	N/A
2007	-45.07%	N/A
2006	+5.88%	N/A
2005	-66.71%	N/A
2004	+63.16%	N/A
2003	+143.59%	N/A
2002	+21.87%	N/A
2001	+14.29%	N/A
2000	-70.21%	N/A
1999	-3.09%	N/A

KINS vs GBFH Drawdown Comparison

The maximum drawdown for KINS was -99.52%, occurring on Mar 18, 2009. Recovery took 2301 trading sessions.

The maximum drawdown for GBFH was -53.66%, occurring on Aug 5, 2026. This drawdown has not yet recovered.

The current KINS drawdown is -11.03%. The current GBFH drawdown is -52.55%.

Rank	KINS	GBFH
#1	-99.52% Nov 29, 2004 - Jan 21, 2014	-53.66% Dec 30, 2024 - Aug 5, 2026
#2	-96.20% Jan 23, 2018 - Apr 29, 2025	-22.56% Mar 1, 2022 - Jan 30, 2023
#3	-79.65% Dec 1, 1999 - Aug 5, 2003	-17.89% Feb 22, 2021 - May 24, 2021
#4	-38.85% May 9, 2025 - Sep 9, 2025	-17.78% Jun 7, 2021 - Feb 23, 2022
#5	-38.78% Mar 9, 2004 - Oct 6, 2004	-13.23% Oct 26, 2023 - Jan 5, 2024
#6	-29.57% Aug 5, 2003 - Jan 20, 2004	-12.50% Oct 9, 2024 - Oct 24, 2024
#7	-26.33% Nov 27, 2015 - Oct 10, 2016	-10.94% Feb 1, 2024 - Jul 11, 2024
#8	-24.91% Jan 21, 2014 - Sep 4, 2014	-10.03% Nov 6, 2024 - Nov 21, 2024
#9	-22.68% Nov 1, 1999 - Nov 16, 1999	-7.55% Sep 18, 2024 - Sep 30, 2024
#10	-22.50% Oct 6, 2004 - Nov 29, 2004	-5.85% Jul 3, 2023 - Oct 13, 2023
#11	-21.49% Jan 26, 2004 - Feb 19, 2004	-4.98% Oct 24, 2024 - Nov 6, 2024
#12	-19.80% Nov 18, 1999 - Nov 29, 1999	-4.59% Sep 13, 2024 - Sep 17, 2024
#13	-17.10% Nov 28, 2014 - Aug 19, 2015	-4.57% Aug 1, 2024 - Aug 14, 2024
#14	-15.51% Apr 29, 2025 - May 9, 2025	-4.51% Dec 6, 2024 - Dec 27, 2024
#15	-14.39% Jul 31, 2017 - Oct 2, 2017	-4.35% Feb 23, 2022 - Mar 1, 2022