KELYB vs HRTG

Comparison between Kelly Services Inc - Class B (KELYB, Company) and Heritage Insurance Holdings Inc (HRTG, Company).

KELYB is from the Industrials sector, while HRTG is from the Financial Services sector.

5-Year PerformanceHRTG has outperformed KELYB, delivering a return of +31.3% compared to +1.7%

KELYB vs HRTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KELYB(COMPANY)	HRTG(COMPANY)
Market Cap	$797M	$796M
Max Drawdown	78.25%	95.13%
Sharpe Ratio	0.80	0.64
5Y Beta	-0.50	0.45
Industry	Staffing & Employment Services	Insurance - Property & Casualty
P/E Ratio	-6.23	4.01
Forward P/E	21.64	N/A
PEG Ratio	1.67	0.03
Dividend Yield	1.30%	N/A
5Y Dividends CAGR	N/A	0.00%
Debt to Equity	13.47%	14.91%
Free Cash Flow Yield	9.20%	24.94%
P/S Ratio	0.20	0.94
P/B Ratio	0.83	1.57

Market Cap

Winner

KELYB

$797M

HRTG

$796M

Max Drawdown

Winner

KELYB

78.25%

HRTG

95.13%

Sharpe Ratio

Winner

KELYB

0.80

HRTG

0.64

5Y Beta

Winner

KELYB

-0.50

HRTG

0.45

Industry

KELYB

Staffing & Employment Services

HRTG

Insurance - Property & Casualty

P/E Ratio

Winner

KELYB

-6.23

HRTG

4.01

Forward P/E

KELYB

21.64

HRTG

N/A

PEG Ratio

KELYB

1.67

Winner

HRTG

0.03

Dividend Yield

KELYB

1.30%

HRTG

N/A

5Y Dividends CAGR

KELYB

N/A

HRTG

0.00%

Debt to Equity

Winner

KELYB

13.47%

HRTG

14.91%

Free Cash Flow Yield

KELYB

9.20%

Winner

HRTG

24.94%

P/S Ratio

Winner

KELYB

0.20

HRTG

0.94

P/B Ratio

Winner

KELYB

0.83

HRTG

1.57

KELYB vs HRTG - Historical Returns

Returns include dividend reinvestment.

Period	KELYB	HRTG
1 month	+21.00%	+8.95%
3 months	+30.81%	-4.94%
6 months	+70.29%	+9.16%
1 year	+68.94%	+29.48%
5 years(CAGR)	+1.72%	+31.29%
10 years(CAGR)	+1.90%	+9.87%
Max(CAGR)	+0.98%	+8.83%

Winner

KELYB

+21.00%

HRTG

+8.95%

Winner

KELYB

+30.81%

HRTG

-4.94%

Winner

KELYB

+70.29%

HRTG

+9.16%

Winner

KELYB

+68.94%

HRTG

+29.48%

5Y(CAGR)

KELYB

+1.72%

Winner

HRTG

+31.29%

10Y(CAGR)

KELYB

+1.90%

Winner

HRTG

+9.87%

Max(CAGR)

KELYB

+0.98%

Winner

HRTG

+8.83%

KELYB vs HRTG - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KELYB	HRTG
2026	+154.30%	+2.00%
2025	-34.34%	+139.44%
2024	-34.82%	+87.89%
2023	+27.52%	+252.43%
2022	-1.73%	-68.65%
2021	-14.57%	-41.81%
2020	-5.73%	-21.15%
2019	+0.18%	-9.90%
2018	-21.89%	-15.53%
2017	+28.66%	+14.64%
2016	+42.36%	-23.76%
2015	-3.82%	+11.63%
2014	-27.79%	+68.96%
2013	+57.60%	N/A
2012	+13.91%	N/A
2011	-29.16%	N/A
2010	+52.84%	N/A
2009	-9.24%	N/A
2008	-35.56%	N/A
2007	-28.64%	N/A
2006	+3.39%	N/A
2005	-1.94%	N/A
2004	+5.76%	N/A
2003	+14.38%	N/A
2002	+24.33%	N/A
2001	-10.39%	N/A
2000	+11.32%	N/A
1999	-5.01%	N/A

KELYB vs HRTG Drawdown Comparison

The maximum drawdown for KELYB was -76.52%, occurring on Dec 26, 2025. Recovery took 1215 trading sessions.

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The current KELYB drawdown is -41.68%. The current HRTG drawdown is -10.65%.

Rank	KELYB	HRTG
#1	-76.52% Apr 6, 2021 - Feb 5, 2026	-94.36% Jul 17, 2015 - May 7, 2025
#2	-71.98% Apr 3, 2007 - Aug 11, 2020	-32.95% Nov 14, 2025 - Jun 3, 2026
#3	-66.94% Feb 5, 2026 - Mar 26, 2026	-26.90% May 9, 2025 - Sep 19, 2025
#4	-57.94% Aug 11, 2020 - Apr 6, 2021	-19.47% Sep 19, 2025 - Nov 7, 2025
#5	-33.77% May 1, 2002 - Nov 24, 2003	-11.87% Mar 11, 2015 - Jun 30, 2015
#6	-24.70% Mar 7, 2001 - Mar 11, 2002	-11.09% Nov 5, 2014 - Dec 9, 2014
#7	-19.76% Oct 5, 2005 - Feb 1, 2007	-10.65% Jul 1, 2014 - Oct 21, 2014
#8	-18.85% Feb 28, 2007 - Apr 3, 2007	-5.07% Dec 23, 2014 - Feb 5, 2015
#9	-18.80% Apr 23, 2004 - Apr 5, 2005	-5.00% Dec 9, 2014 - Dec 22, 2014
#10	-15.46% Apr 5, 2005 - Oct 5, 2005	-4.26% Jun 20, 2014 - Jul 1, 2014
#11	-15.00% Jan 19, 2000 - Jan 11, 2001	-3.08% Jun 9, 2014 - Jun 11, 2014
#12	-13.20% Jan 14, 2004 - Apr 23, 2004	-2.63% Jul 6, 2015 - Jul 14, 2015
#13	-11.94% Dec 9, 1999 - Jan 19, 2000	-2.13% Nov 7, 2025 - Nov 12, 2025
#14	-11.01% Feb 1, 2007 - Feb 28, 2007	-1.90% Mar 6, 2015 - Mar 11, 2015
#15	-8.71% Dec 2, 2003 - Jan 6, 2004	-1.79% Oct 21, 2014 - Oct 24, 2014

Correlation

Correlation between KELYB and HRTG is -0.23 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.23

-101

Dividend Comparison (1999 - 2026)

KELYB vs HRTG dividend yield comparison.

Year	KELYB	HRTG
2026	0.68%	0.00%
2025	3.45%	0.00%
2024	2.15%	0.00%
2023	1.39%	0.00%
2022	1.59%	6.67%
2021	0.59%	4.08%
2020	0.37%	2.37%
2019	1.38%	1.81%
2018	1.36%	1.63%
2017	1.05%	1.33%
2016	1.23%	1.47%
2015	1.22%	0.23%
2014	1.16%	0.00%
2013	0.83%	0.00%
2012	1.29%	0.00%
2011	0.72%	0.00%
2008	4.12%	0.00%
2007	2.48%	0.00%
2006	1.50%	0.00%
2005	1.36%	0.00%
2004	1.31%	0.00%
2003	1.37%	0.00%
2002	1.54%	0.00%
2001	4.00%	0.00%
2000	4.03%	0.00%
1999	1.00%	0.00%