KAR vs SBCF

Comparison between Openlane Inc (KAR, Company) and Seacoast Banking Corp Of Florida (SBCF, Company).

KAR is from the Consumer Cyclical sector, while SBCF is from the Financial Services sector.

5-Year PerformanceKAR has outperformed SBCF, delivering a return of +11.2% compared to +3.8%

KAR vs SBCF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KAR(COMPANY)	SBCF(COMPANY)
Market Cap	$3.27B	$3.25B
Max Drawdown	65.52%	96.46%
Sharpe Ratio	1.28	0.71
5Y Beta	0.90	0.99
Industry	Auto & Truck Dealerships	Banks - Regional
P/E Ratio	17.31	20.92
Forward P/E	23.67	16.92
PEG Ratio	0.35	2.84
Dividend Yield	N/A	2.16%
5Y Dividends CAGR	16.68%	41.98%
5Y EPS CAGR	43.82%	-4.74%
Debt to Equity	44.24%	4.15%
Free Cash Flow Yield	15.65%	7.05%
P/S Ratio	N/A	5.09
P/B Ratio	N/A	1.18

Market Cap

Winner

KAR

$3.27B

SBCF

$3.25B

Max Drawdown

Winner

KAR

65.52%

SBCF

96.46%

Sharpe Ratio

Winner

KAR

1.28

SBCF

0.71

5Y Beta

Winner

KAR

0.90

SBCF

0.99

Industry

KAR

Auto & Truck Dealerships

SBCF

Banks - Regional

P/E Ratio

Winner

KAR

17.31

SBCF

20.92

Forward P/E

KAR

23.67

Winner

SBCF

16.92

PEG Ratio

Winner

KAR

0.35

SBCF

2.84

Dividend Yield

KAR

N/A

SBCF

2.16%

5Y Dividends CAGR

KAR

16.68%

Winner

SBCF

41.98%

5Y EPS CAGR

Winner

KAR

43.82%

SBCF

-4.74%

Debt to Equity

KAR

44.24%

Winner

SBCF

4.15%

Free Cash Flow Yield

Winner

KAR

15.65%

SBCF

7.05%

P/S Ratio

KAR

N/A

SBCF

5.09

P/B Ratio

KAR

N/A

SBCF

1.18

KAR vs SBCF - Historical Returns

Returns include dividend reinvestment.

Period	KAR	SBCF
1 month	+25.38%	+10.75%
3 months	+9.16%	+4.18%
6 months	+34.91%	+1.45%
1 year	+50.63%	+18.90%
5 years(CAGR)	+11.18%	+3.79%
10 years(CAGR)	+9.62%	+8.72%
Max(CAGR)	+14.32%	+0.73%

Winner

KAR

+25.38%

SBCF

+10.75%

Winner

KAR

+9.16%

SBCF

+4.18%

Winner

KAR

+34.91%

SBCF

+1.45%

Winner

KAR

+50.63%

SBCF

+18.90%

5Y(CAGR)

Winner

KAR

+11.18%

SBCF

+3.79%

10Y(CAGR)

Winner

KAR

+9.62%

SBCF

+8.72%

Max(CAGR)

Winner

KAR

+14.32%

SBCF

+0.73%

KAR vs SBCF - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	KAR	SBCF
2026	N/A	+8.55%
2025	+53.02%	+20.89%
2024	+33.51%	+0.91%
2023	+12.20%	-7.66%
2022	-17.77%	-11.40%
2021	-15.11%	+22.77%
2020	-15.65%	-3.60%
2019	+26.94%	+16.24%
2018	-3.93%	+4.50%
2017	+19.99%	+11.99%
2016	+18.88%	+50.17%
2015	+10.39%	+9.34%
2014	+19.88%	+12.80%
2013	+48.55%	+48.78%
2012	+49.89%	+3.87%
2011	-4.05%	+0.66%
2010	-1.22%	-17.51%
2009	+14.63%	-74.70%
2008	N/A	-32.17%
2007	N/A	-56.58%
2006	N/A	+7.09%
2005	N/A	+8.31%
2004	N/A	+28.59%
2003	N/A	+5.28%
2002	N/A	+30.08%
2001	N/A	+77.78%
2000	N/A	-3.38%
1999	N/A	+3.13%

KAR vs SBCF Drawdown Comparison

The maximum drawdown for KAR was -64.43%, occurring on Apr 3, 2020. Recovery took 1483 trading sessions.

The maximum drawdown for SBCF was -96.16%, occurring on Aug 26, 2010. This drawdown has not yet recovered.

The current SBCF drawdown is -73.61%.

Rank	KAR	SBCF
#1	-64.43% Sep 11, 2019 - Aug 6, 2025	-96.16% Sep 28, 2006 - Aug 26, 2010
#2	-44.91% May 31, 2011 - Jan 16, 2013	-23.61% Nov 12, 2004 - Jul 22, 2005
#3	-28.86% May 3, 2010 - Apr 1, 2011	-22.93% Sep 11, 2002 - Feb 6, 2004
#4	-28.04% Aug 21, 2018 - Jun 20, 2019	-17.82% Nov 26, 1999 - Jan 9, 2001
#5	-18.30% Jul 3, 2014 - Nov 5, 2014	-16.96% Jun 28, 2002 - Sep 9, 2002
#6	-17.88% Aug 10, 2015 - Apr 13, 2016	-15.09% Aug 2, 2005 - Jan 26, 2006
#7	-17.32% Sep 11, 2025 - Dec 16, 2025	-14.65% Apr 19, 2006 - Jul 27, 2006
#8	-13.02% Feb 19, 2013 - Apr 29, 2013	-14.55% Oct 4, 2001 - Nov 27, 2001
#9	-12.42% Feb 15, 2017 - Sep 20, 2017	-13.30% Apr 5, 2004 - Aug 3, 2004
#10	-11.90% Oct 5, 2016 - Jan 4, 2017	-11.87% Aug 16, 2001 - Oct 3, 2001
#11	-11.12% Jan 26, 2018 - Mar 6, 2018	-9.93% Feb 6, 2001 - May 7, 2001
#12	-11.11% Jan 20, 2010 - Mar 22, 2010	-9.61% Aug 30, 2006 - Sep 27, 2006
#13	-10.19% May 17, 2013 - Jul 8, 2013	-9.01% Sep 15, 2004 - Nov 3, 2004
#14	-10.15% Oct 21, 2013 - Jan 3, 2014	-8.64% May 2, 2002 - Jun 20, 2002
#15	-9.11% Jul 30, 2019 - Sep 9, 2019	-6.38% Aug 4, 2006 - Aug 30, 2006

Correlation

Correlation between KAR and SBCF is 0.84 which considered as a strong positive correlation - the stocks tend to move together.

0.84

-101

Dividend Comparison (1999 - 2026)

KAR vs SBCF dividend yield comparison.

Year	KAR	SBCF
2026	0.00%	1.12%
2025	0.00%	2.32%
2024	0.00%	2.62%
2023	0.00%	2.49%
2022	0.00%	2.05%
2021	0.00%	1.10%
2020	1.02%	0.00%
2019	2.96%	0.00%
2018	2.93%	0.00%
2017	2.59%	0.00%
2016	2.79%	0.00%
2015	2.92%	0.00%
2014	2.94%	0.00%
2013	2.77%	0.00%
2012	0.94%	0.00%
2009	0.00%	0.61%
2008	0.00%	5.15%
2007	0.00%	6.23%
2006	0.00%	2.46%
2005	0.00%	2.53%
2004	0.00%	2.43%
2003	0.00%	2.64%
2002	0.00%	2.18%
2001	0.00%	2.46%
2000	0.00%	4.00%
1999	0.00%	0.91%