KAR vs DAVE

Comparison between Openlane Inc (KAR, Company) and Dave Inc - Class A (DAVE, Company).

KAR is from the Consumer Cyclical sector, while DAVE is from the Technology sector.

5-Year PerformanceKAR has outperformed DAVE, delivering a return of +11.2% compared to -6.0%

KAR vs DAVE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	KAR(COMPANY)	DAVE(COMPANY)
Market Cap	$3.27B	$3.28B
Max Drawdown	65.52%	99.01%
Sharpe Ratio	1.28	0.54
5Y Beta	0.90	2.28
Industry	Auto & Truck Dealerships	Software - Application
P/E Ratio	17.31	17.38
Forward P/E	23.67	16.03
PEG Ratio	0.35	0.03
5Y Dividends CAGR	16.68%	N/A
5Y EPS CAGR	43.82%	N/A
Debt to Equity	44.24%	0.00%
Free Cash Flow Yield	15.65%	9.97%
P/S Ratio	N/A	4.96
P/B Ratio	N/A	15.21

Market Cap

KAR

$3.27B

Winner

DAVE

$3.28B

Max Drawdown

Winner

KAR

65.52%

DAVE

99.01%

Sharpe Ratio

Winner

KAR

1.28

DAVE

0.54

5Y Beta

Winner

KAR

0.90

DAVE

2.28

Industry

KAR

Auto & Truck Dealerships

DAVE

Software - Application

P/E Ratio

Winner

KAR

17.31

DAVE

17.38

Forward P/E

KAR

23.67

Winner

DAVE

16.03

PEG Ratio

KAR

0.35

Winner

DAVE

0.03

5Y Dividends CAGR

KAR

16.68%

DAVE

N/A

5Y EPS CAGR

KAR

43.82%

DAVE

N/A

Debt to Equity

KAR

44.24%

Winner

DAVE

0.00%

Free Cash Flow Yield

Winner

KAR

15.65%

DAVE

9.97%

P/S Ratio

KAR

N/A

DAVE

4.96

P/B Ratio

KAR

N/A

DAVE

15.21

KAR vs DAVE - Historical Returns

Returns include dividend reinvestment.

Period	KAR	DAVE
1 month	+25.38%	-18.97%
3 months	+9.16%	+37.97%
6 months	+34.91%	+17.35%
1 year	+50.63%	+14.89%
5 years(CAGR)	+11.18%	-6.02%
10 years(CAGR)	+9.62%	N/A
Max(CAGR)	+14.32%	-6.06%

Winner

KAR

+25.38%

DAVE

-18.97%

KAR

+9.16%

Winner

DAVE

+37.97%

Winner

KAR

+34.91%

DAVE

+17.35%

Winner

KAR

+50.63%

DAVE

+14.89%

5Y(CAGR)

Winner

KAR

+11.18%

DAVE

-6.02%

10Y(CAGR)

KAR

+9.62%

DAVE

N/A

Max(CAGR)

Winner

KAR

+14.32%

DAVE

-6.06%

KAR vs DAVE - Annual Returns (2009 - 2026)

Returns include dividend reinvestment.

Year	KAR	DAVE
2026	N/A	+4.09%
2025	+53.02%	+156.53%
2024	+33.51%	+908.35%
2023	+12.20%	-9.43%
2022	-17.77%	-96.52%
2021	-15.11%	+4.59%
2020	-15.65%	N/A
2019	+26.94%	N/A
2018	-3.93%	N/A
2017	+19.99%	N/A
2016	+18.88%	N/A
2015	+10.39%	N/A
2014	+19.88%	N/A
2013	+48.55%	N/A
2012	+49.89%	N/A
2011	-4.05%	N/A
2010	-1.22%	N/A
2009	+14.63%	N/A

KAR vs DAVE Drawdown Comparison

The maximum drawdown for KAR was -64.43%, occurring on Apr 3, 2020. Recovery took 1483 trading sessions.

The maximum drawdown for DAVE was -99.01%, occurring on May 19, 2023. This drawdown has not yet recovered.

The current DAVE drawdown is -50.07%.

Rank	KAR	DAVE
#1	-64.43% Sep 11, 2019 - Aug 6, 2025	-99.01% Feb 1, 2022 - May 19, 2023
#2	-44.91% May 31, 2011 - Jan 16, 2013	-51.80% Dec 31, 2021 - Jan 28, 2022
#3	-28.86% May 3, 2010 - Apr 1, 2011	-2.70% Apr 27, 2021 - Sep 10, 2021
#4	-28.04% Aug 21, 2018 - Jun 20, 2019	-2.70% Sep 10, 2021 - Dec 31, 2021
#5	-18.30% Jul 3, 2014 - Nov 5, 2014	N/A
#6	-17.88% Aug 10, 2015 - Apr 13, 2016	N/A
#7	-17.32% Sep 11, 2025 - Dec 16, 2025	N/A
#8	-13.02% Feb 19, 2013 - Apr 29, 2013	N/A
#9	-12.42% Feb 15, 2017 - Sep 20, 2017	N/A
#10	-11.90% Oct 5, 2016 - Jan 4, 2017	N/A
#11	-11.12% Jan 26, 2018 - Mar 6, 2018	N/A
#12	-11.11% Jan 20, 2010 - Mar 22, 2010	N/A
#13	-10.19% May 17, 2013 - Jul 8, 2013	N/A
#14	-10.15% Oct 21, 2013 - Jan 3, 2014	N/A
#15	-9.11% Jul 30, 2019 - Sep 9, 2019	N/A