JULT vs RFEM

Comparison between ALLIANZIM U.S. EQUITY BUFFER10 JUL ETF (JULT, ETF) and FIRST TRUST RIVERFRONT DYNAMIC EMERGING MARKETS ETF (RFEM, ETF).

5-Year PerformanceJULT has outperformed RFEM, delivering a return of +11.3% compared to +8.4%

JULT vs RFEM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JULT(ETF)	RFEM(ETF)
Net Assets	$81M	$81M
Expense Ratio	0.74%	0.99%
Max Drawdown	13.57%	45.64%
Sharpe Ratio	1.89	1.74
5Y Beta	0.64	0.77
5Y Dividends CAGR	N/A	12.60%

Net Assets

JULT

$81M

Winner

RFEM

$81M

Expense Ratio

Winner

JULT

0.74%

RFEM

0.99%

Max Drawdown

Winner

JULT

13.57%

RFEM

45.64%

Sharpe Ratio

Winner

JULT

1.89

RFEM

1.74

5Y Beta

Winner

JULT

0.64

RFEM

0.77

5Y Dividends CAGR

JULT

N/A

RFEM

12.60%

JULT vs RFEM - Historical Returns

Returns include dividend reinvestment.

Period	JULT	RFEM
1 month	+0.75%	-2.54%
3 months	+5.50%	+10.55%
6 months	+6.36%	+18.81%
1 year	+17.28%	+36.81%
5 years(CAGR)	+11.30%	+8.39%
10 years(CAGR)	N/A	+9.84%
Max(CAGR)	+12.01%	+9.84%

Winner

JULT

+0.75%

RFEM

-2.54%

JULT

+5.50%

Winner

RFEM

+10.55%

JULT

+6.36%

Winner

RFEM

+18.81%

JULT

+17.28%

Winner

RFEM

+36.81%

5Y(CAGR)

Winner

JULT

+11.30%

RFEM

+8.39%

10Y(CAGR)

JULT

N/A

RFEM

+9.84%

Max(CAGR)

Winner

JULT

+12.01%

RFEM

+9.84%

JULT vs RFEM - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	JULT	RFEM
2026	+5.58%	+15.20%
2025	+13.84%	+27.41%
2024	+18.15%	+12.03%
2023	+21.66%	+21.35%
2022	-6.01%	-19.44%
2021	+10.39%	+0.45%
2020	+10.68%	+6.01%
2019	N/A	+20.05%
2018	N/A	-20.67%
2017	N/A	+34.51%
2016	N/A	+8.60%

JULT vs RFEM Drawdown Comparison

The maximum drawdown for JULT was -13.57%, occurring on Apr 8, 2025. Recovery took 86 trading sessions.

The maximum drawdown for RFEM was -42.20%, occurring on Mar 23, 2020. Recovery took 747 trading sessions.

The current JULT drawdown is -0.32%. The current RFEM drawdown is -5.06%.

Rank	JULT	RFEM
#1	-13.57% Feb 19, 2025 - Jun 24, 2025	-42.20% Jan 26, 2018 - Jan 14, 2021
#2	-11.50% Jan 3, 2022 - Feb 2, 2023	-35.99% Feb 17, 2021 - Jul 5, 2024
#3	-6.74% Jul 28, 2023 - Nov 20, 2023	-15.81% Sep 26, 2024 - May 19, 2025
#4	-5.84% Jul 16, 2024 - Aug 21, 2024	-11.65% Feb 25, 2026 - Apr 17, 2026
#5	-5.83% Feb 2, 2023 - Apr 28, 2023	-10.45% Jul 12, 2024 - Sep 24, 2024
#6	-5.22% Feb 25, 2026 - Apr 13, 2026	-9.08% Sep 22, 2016 - Jan 25, 2017
#7	-4.09% Sep 2, 2020 - Oct 12, 2020	-6.53% Jun 23, 2016 - Jul 13, 2016
#8	-3.80% Oct 12, 2020 - Nov 5, 2020	-6.35% May 11, 2026 - May 26, 2026
#9	-3.07% Mar 28, 2024 - May 6, 2024	-6.27% Jun 2, 2026 - Jun 5, 2026
#10	-2.93% Aug 30, 2024 - Sep 16, 2024	-5.18% Jan 21, 2021 - Feb 5, 2021
#11	-2.64% Sep 2, 2021 - Oct 19, 2021	-4.83% Sep 6, 2016 - Sep 22, 2016
#12	-2.52% Oct 27, 2025 - Nov 28, 2025	-4.56% Mar 20, 2017 - May 9, 2017
#13	-2.35% Dec 6, 2024 - Jan 21, 2025	-4.27% Oct 6, 2025 - Oct 20, 2025
#14	-2.27% May 1, 2023 - May 18, 2023	-4.12% Nov 22, 2017 - Dec 29, 2017
#15	-2.24% Nov 4, 2021 - Dec 23, 2021	-3.68% Jul 23, 2025 - Aug 13, 2025

Correlation

Correlation between JULT and RFEM is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2016 - 2026)

JULT vs RFEM dividend yield comparison.

Year	JULT	RFEM
2026	0.00%	0.05%
2025	0.00%	1.98%
2024	0.00%	3.64%
2023	0.00%	3.28%
2022	0.00%	7.74%
2021	0.00%	3.21%
2020	3.86%	1.22%
2019	0.00%	3.75%
2018	0.00%	2.37%
2017	0.00%	1.62%
2016	0.00%	3.73%