JSM vs RDN

Comparison between Navient Corp (JSM, Company) and Radian Group Inc (RDN, Company).

5-Year PerformanceRDN has outperformed JSM, delivering a return of +13.6% compared to -0.6%

JSM vs RDN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JSM(COMPANY)	RDN(COMPANY)
Market Cap	$5.27B	$5.28B
Max Drawdown	71.93%	98.84%
Sharpe Ratio	-0.30	0.44
5Y Beta	0.22	0.48
Industry	Other	Insurance - Specialty
P/E Ratio	15.98	9.42
Forward P/E	N/A	7.51
PEG Ratio	0.00	3.57
Dividend Yield	3.64%	2.57%
5Y Dividends CAGR	4.56%	19.88%
5Y EPS CAGR	N/A	16.50%
Debt to Equity	N/A	26.38%
Free Cash Flow Yield	N/A	6.38%
P/S Ratio	N/A	4.01
P/B Ratio	N/A	1.10

Market Cap

JSM

$5.27B

Winner

RDN

$5.28B

Max Drawdown

Winner

JSM

71.93%

RDN

98.84%

Sharpe Ratio

JSM

-0.30

Winner

RDN

0.44

5Y Beta

Winner

JSM

0.22

RDN

0.48

Industry

JSM

Other

RDN

Insurance - Specialty

P/E Ratio

JSM

15.98

Winner

RDN

9.42

Forward P/E

JSM

N/A

RDN

7.51

PEG Ratio

Winner

JSM

0.00

RDN

3.57

Dividend Yield

Winner

JSM

3.64%

RDN

2.57%

5Y Dividends CAGR

JSM

4.56%

Winner

RDN

19.88%

5Y EPS CAGR

JSM

N/A

RDN

16.50%

Debt to Equity

JSM

N/A

RDN

26.38%

Free Cash Flow Yield

JSM

N/A

RDN

6.38%

P/S Ratio

JSM

N/A

RDN

4.01

P/B Ratio

JSM

N/A

RDN

1.10

JSM vs RDN - Historical Returns

Returns include dividend reinvestment.

Period	JSM	RDN
1 month	-0.89%	-2.95%
3 months	-3.25%	-1.15%
6 months	-5.32%	+11.64%
1 year	+0.52%	+14.19%
5 years(CAGR)	-0.61%	+13.55%
10 years(CAGR)	+4.26%	+13.29%
Max(CAGR)	+5.83%	+2.23%

Winner

JSM

-0.89%

RDN

-2.95%

JSM

-3.25%

Winner

RDN

-1.15%

JSM

-5.32%

Winner

RDN

+11.64%

JSM

+0.52%

Winner

RDN

+14.19%

5Y(CAGR)

JSM

-0.61%

Winner

RDN

+13.55%

10Y(CAGR)

JSM

+4.26%

Winner

RDN

+13.29%

Max(CAGR)

Winner

JSM

+5.83%

RDN

+2.23%

JSM vs RDN - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	JSM	RDN
2026	-8.12%	+4.30%
2025	+19.27%	+16.18%
2024	-9.64%	+13.89%
2023	+30.35%	+53.01%
2022	-26.60%	-6.67%
2021	+6.19%	+11.21%
2020	+9.61%	-16.45%
2019	+52.67%	+53.48%
2018	-24.33%	-21.68%
2017	+13.47%	+13.87%
2016	+43.17%	+36.53%
2015	-18.00%	-21.05%
2014	+22.55%	+19.00%
2013	-17.72%	+123.97%
2012	+33.97%	+167.67%
2011	+1.49%	-72.80%
2010	+39.36%	+3.46%
2009	+62.28%	+88.41%
2008	-35.68%	-68.03%
2007	-22.83%	-78.76%
2006	+9.79%	-6.71%
2005	+0.59%	+12.27%
2004	+6.66%	+9.97%
2003	-0.08%	+26.25%
2002	N/A	-15.13%
2001	N/A	+20.15%
2000	N/A	+63.76%
1999	N/A	-8.23%

JSM vs RDN Drawdown Comparison

The maximum drawdown for JSM was -63.86%, occurring on Mar 2, 2009. Recovery took 748 trading sessions.

The maximum drawdown for RDN was -98.83%, occurring on Jul 2, 2008. This drawdown has not yet recovered.

The current JSM drawdown is -9.22%. The current RDN drawdown is -30.26%.

Rank	JSM	RDN
#1	-63.86% Mar 29, 2007 - Mar 18, 2010	-98.83% Feb 6, 2007 - Jul 2, 2008
#2	-52.60% Jan 27, 2020 - Nov 12, 2020	-46.55% May 20, 2002 - Nov 2, 2005
#3	-39.00% Mar 5, 2015 - Jul 12, 2016	-37.33% Nov 8, 1999 - May 30, 2000
#4	-31.79% Sep 17, 2018 - Jul 18, 2019	-29.03% Dec 28, 2000 - Apr 30, 2001
#5	-30.64% Nov 1, 2021 - Sep 29, 2025	-25.43% Jun 6, 2001 - Jan 2, 2002
#6	-22.03% May 24, 2013 - Jan 23, 2015	-19.79% Jul 20, 2006 - Feb 6, 2007
#7	-19.38% Mar 26, 2004 - Oct 18, 2004	-15.54% Sep 28, 2000 - Dec 21, 2000
#8	-17.19% May 27, 2011 - Feb 8, 2012	-15.43% Jun 7, 2000 - Jul 12, 2000
#9	-13.15% Nov 21, 2017 - Aug 10, 2018	-14.76% Jul 18, 2000 - Sep 11, 2000
#10	-12.98% Sep 8, 2016 - May 10, 2017	-9.44% May 5, 2006 - Jul 20, 2006
#11	-11.45% Dec 30, 2025 - Jul 24, 2026	-8.12% Jan 10, 2006 - Mar 16, 2006
#12	-11.26% Feb 29, 2012 - Jun 26, 2012	-7.84% Sep 15, 2000 - Sep 28, 2000
#13	-10.42% Apr 26, 2010 - Aug 4, 2010	-6.48% Mar 15, 2002 - Mar 28, 2002
#14	-10.14% Feb 15, 2006 - Aug 22, 2006	-6.27% Apr 10, 2002 - May 15, 2002
#15	-8.90% Nov 8, 2010 - Jan 10, 2011	-5.93% Jan 2, 2002 - Jan 10, 2002

Correlation

Correlation between JSM and RDN is 0.12 which considered as a very weak or no correlation - the stocks move independently of each other.

0.12

-101

Dividend Comparison (1999 - 2026)

JSM vs RDN dividend yield comparison.

Year	JSM	RDN
2026	4.22%	1.38%
2025	7.37%	2.83%
2024	8.45%	3.09%
2023	7.00%	3.15%
2022	6.38%	4.20%
2021	4.44%	2.58%
2020	5.96%	2.47%
2019	6.25%	0.04%
2018	9.09%	0.06%
2017	6.31%	0.05%
2016	6.77%	0.06%
2015	9.09%	0.07%
2014	6.92%	0.06%
2013	8.07%	0.07%
2012	6.25%	0.16%
2011	7.88%	0.43%
2010	7.37%	0.12%
2009	9.60%	0.14%
2008	14.42%	1.22%
2007	8.57%	0.68%
2006	6.14%	0.15%
2005	6.33%	0.14%
2004	6.00%	0.15%
2003	0.00%	0.16%
2002	0.00%	0.22%
2001	0.00%	0.15%
2000	0.00%	0.16%
1999	0.00%	0.06%