JSM vs CMS-P-C

Comparison between Navient Corp (JSM, Company) and CMS Energy Corporation (CMS-P-C, Company).

5-Year PerformanceJSM has outperformed CMS-P-C, delivering a return of +1.3% compared to -2.7%

JSM vs CMS-P-C - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JSM(COMPANY)	CMS-P-C(COMPANY)
Market Cap	$5.27B	$5.29B
Max Drawdown	71.93%	36.93%
Sharpe Ratio	0.47	0.26
5Y Beta	0.21	0.22
Industry	Other	N/A
P/E Ratio	15.98	4.72
PEG Ratio	0.00	0.76
Dividend Yield	3.45%	N/A
5Y Dividends CAGR	4.56%	N/A
5Y EPS CAGR	N/A	3.94%
Debt to Equity	N/A	199.20%
Free Cash Flow Yield	N/A	-70.17%

Market Cap

JSM

$5.27B

Winner

CMS-P-C

$5.29B

Max Drawdown

JSM

71.93%

Winner

CMS-P-C

36.93%

Sharpe Ratio

Winner

JSM

0.47

CMS-P-C

0.26

5Y Beta

Winner

JSM

0.21

CMS-P-C

0.22

Industry

JSM

Other

CMS-P-C

N/A

P/E Ratio

JSM

15.98

Winner

CMS-P-C

4.72

PEG Ratio

Winner

JSM

0.00

CMS-P-C

0.76

Dividend Yield

JSM

3.45%

CMS-P-C

N/A

5Y Dividends CAGR

JSM

4.56%

CMS-P-C

N/A

5Y EPS CAGR

JSM

N/A

CMS-P-C

3.94%

Debt to Equity

JSM

N/A

CMS-P-C

199.20%

Free Cash Flow Yield

JSM

N/A

CMS-P-C

-70.17%

JSM vs CMS-P-C - Historical Returns

Returns include dividend reinvestment.

Period	JSM	CMS-P-C
1 month	+0.11%	-2.08%
3 months	-3.37%	-4.34%
6 months	+0.11%	+0.04%
1 year	+7.89%	+5.92%
5 years(CAGR)	+1.28%	-2.69%
10 years(CAGR)	+6.30%	N/A
Max(CAGR)	+6.01%	-2.69%

Winner

JSM

+0.11%

CMS-P-C

-2.08%

Winner

JSM

-3.37%

CMS-P-C

-4.34%

Winner

JSM

+0.11%

CMS-P-C

+0.04%

Winner

JSM

+7.89%

CMS-P-C

+5.92%

5Y(CAGR)

Winner

JSM

+1.28%

CMS-P-C

-2.69%

10Y(CAGR)

JSM

+6.30%

CMS-P-C

N/A

Max(CAGR)

Winner

JSM

+6.01%

CMS-P-C

-2.69%

JSM vs CMS-P-C - Annual Returns (2003 - 2026)

Returns include dividend reinvestment.

Year	JSM	CMS-P-C
2026	-5.85%	-2.61%
2025	+19.27%	-1.03%
2024	-9.64%	-0.99%
2023	+30.35%	+17.04%
2022	-26.60%	-25.00%
2021	+6.19%	+1.60%
2020	+9.61%	N/A
2019	+52.67%	N/A
2018	-24.33%	N/A
2017	+13.47%	N/A
2016	+43.17%	N/A
2015	-18.00%	N/A
2014	+22.55%	N/A
2013	-17.72%	N/A
2012	+33.97%	N/A
2011	+1.49%	N/A
2010	+39.36%	N/A
2009	+62.28%	N/A
2008	-35.68%	N/A
2007	-22.83%	N/A
2006	+9.79%	N/A
2005	+0.59%	N/A
2004	+6.66%	N/A
2003	-0.08%	N/A

JSM vs CMS-P-C Drawdown Comparison

The maximum drawdown for JSM was -63.86%, occurring on Mar 2, 2009. Recovery took 748 trading sessions.

The maximum drawdown for CMS-P-C was -32.69%, occurring on Nov 2, 2022. This drawdown has not yet recovered.

The current JSM drawdown is -6.98%. The current CMS-P-C drawdown is -14.22%.

Rank	JSM	CMS-P-C
#1	-63.86% Mar 29, 2007 - Mar 18, 2010	-32.69% Jul 23, 2021 - Nov 2, 2022
#2	-52.60% Jan 27, 2020 - Nov 12, 2020	-0.47% Jul 15, 2021 - Jul 23, 2021
#3	-39.00% Mar 5, 2015 - Jul 12, 2016	-0.08% Jul 9, 2021 - Jul 13, 2021
#4	-31.79% Sep 17, 2018 - Jul 18, 2019	N/A
#5	-30.64% Nov 1, 2021 - Sep 29, 2025	N/A
#6	-22.03% May 24, 2013 - Jan 23, 2015	N/A
#7	-19.38% Mar 26, 2004 - Oct 18, 2004	N/A
#8	-17.19% May 27, 2011 - Feb 8, 2012	N/A
#9	-13.15% Nov 21, 2017 - Aug 10, 2018	N/A
#10	-12.98% Sep 8, 2016 - May 10, 2017	N/A
#11	-11.26% Feb 29, 2012 - Jun 26, 2012	N/A
#12	-10.78% Dec 30, 2025 - Mar 20, 2026	N/A
#13	-10.42% Apr 26, 2010 - Aug 4, 2010	N/A
#14	-10.14% Feb 15, 2006 - Aug 22, 2006	N/A
#15	-8.90% Nov 8, 2010 - Jan 10, 2011	N/A

Correlation

Correlation between JSM and CMS-P-C is 0.68 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.68

-101

Dividend Comparison (2004 - 2026)

JSM vs CMS-P-C dividend yield comparison.

Year	JSM	CMS-P-C
2026	2.02%	1.55%
2025	7.37%	6.02%
2024	8.45%	5.61%
2023	7.00%	5.28%
2022	6.38%	5.94%
2021	4.44%	2.28%
2020	5.96%	0.00%
2019	6.25%	0.00%
2018	9.09%	0.00%
2017	6.31%	0.00%
2016	6.77%	0.00%
2015	9.09%	0.00%
2014	6.92%	0.00%
2013	8.07%	0.00%
2012	6.25%	0.00%
2011	7.88%	0.00%
2010	7.37%	0.00%
2009	9.60%	0.00%
2008	14.42%	0.00%
2007	8.57%	0.00%
2006	6.14%	0.00%
2005	6.33%	0.00%
2004	6.00%	0.00%