JOE vs NP

Comparison between St. Joe Company (JOE, Company) and Neptune Insurance Holdings Inc - Class A (NP, Company).

JOE is from the Real Estate sector, while NP is from the Financial Services sector.

JOE vs NP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JOE(COMPANY)	NP(COMPANY)
Market Cap	$3.71B	$3.73B
Max Drawdown	84.76%	43.78%
Sharpe Ratio	1.08	0.47
5Y Beta	0.69	0.58
Industry	Real Estate - Diversified	Insurance Brokers
P/E Ratio	33.26	66.76
Forward P/E	50.25	41.32
PEG Ratio	0.73	N/A
Dividend Yield	0.93%	N/A
5Y Dividends CAGR	27.00%	N/A
5Y EPS CAGR	18.01%	N/A
Debt to Equity	49.67%	0.00%
Free Cash Flow Yield	5.36%	1.39%
P/S Ratio	7.26	22.19
P/B Ratio	4.91	N/A

Market Cap

JOE

$3.71B

Winner

$3.73B

Max Drawdown

JOE

84.76%

Winner

43.78%

Sharpe Ratio

Winner

JOE

1.08

0.47

5Y Beta

JOE

0.69

Winner

0.58

Industry

JOE

Real Estate - Diversified

Insurance Brokers

P/E Ratio

Winner

JOE

33.26

66.76

Forward P/E

JOE

50.25

Winner

41.32

PEG Ratio

JOE

0.73

N/A

Dividend Yield

JOE

0.93%

N/A

5Y Dividends CAGR

JOE

27.00%

N/A

5Y EPS CAGR

JOE

18.01%

N/A

Debt to Equity

JOE

49.67%

Winner

0.00%

Free Cash Flow Yield

Winner

JOE

5.36%

1.39%

P/S Ratio

Winner

JOE

7.26

22.19

P/B Ratio

JOE

4.91

N/A

JOE vs NP - Historical Returns

Returns include dividend reinvestment.

Period	JOE	NP
1 month	+0.03%	-11.70%
3 months	-8.21%	+43.26%
6 months	+5.03%	-1.35%
1 year	+39.33%	N/A
5 years(CAGR)	+6.95%	N/A
10 years(CAGR)	+14.79%	N/A
Max(CAGR)	+5.97%	+13.60%

Winner

JOE

+0.03%

-11.70%

JOE

-8.21%

Winner

+43.26%

Winner

JOE

+5.03%

-1.35%

JOE

+39.33%

N/A

5Y(CAGR)

JOE

+6.95%

N/A

10Y(CAGR)

JOE

+14.79%

N/A

Max(CAGR)

JOE

+5.97%

Winner

+13.60%

JOE vs NP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	JOE	NP
2026	+9.13%	-2.52%
2025	+34.50%	+17.58%
2024	-22.91%	N/A
2023	+54.91%	N/A
2022	-25.27%	N/A
2021	+25.96%	N/A
2020	+118.66%	N/A
2019	+51.49%	N/A
2018	-27.44%	N/A
2017	-5.25%	N/A
2016	+7.41%	N/A
2015	+1.15%	N/A
2014	-3.11%	N/A
2013	-18.34%	N/A
2012	+55.63%	N/A
2011	-33.96%	N/A
2010	-23.20%	N/A
2009	+16.87%	N/A
2008	-29.91%	N/A
2007	-33.39%	N/A
2006	-20.23%	N/A
2005	+6.73%	N/A
2004	+74.79%	N/A
2003	+24.74%	N/A
2002	+10.20%	N/A
2001	+26.96%	N/A
2000	+35.34%	N/A
1999	+4.83%	N/A

JOE vs NP Drawdown Comparison

The maximum drawdown for JOE was -84.33%, occurring on Nov 25, 2011. This drawdown has not yet recovered.

The maximum drawdown for NP was -43.78%, occurring on Feb 12, 2026. Recovery took 93 trading sessions.

The current JOE drawdown is -16.86%. The current NP drawdown is -11.70%.

Rank	JOE	NP
#1	-84.33% Jul 15, 2005 - Nov 25, 2011	-43.78% Dec 24, 2025 - May 11, 2026
#2	-25.44% May 21, 2002 - Aug 26, 2003	-24.34% Oct 3, 2025 - Dec 24, 2025
#3	-21.76% Jul 19, 2001 - Mar 7, 2002	-21.51% May 11, 2026 - Jun 4, 2026
#4	-14.49% Apr 1, 2004 - Jul 20, 2004	N/A
#5	-14.37% Mar 8, 2005 - May 23, 2005	N/A
#6	-14.35% Jun 7, 2000 - Dec 21, 2000	N/A
#7	-10.11% Feb 20, 2001 - Apr 20, 2001	N/A
#8	-9.41% Sep 4, 2003 - Dec 1, 2003	N/A
#9	-7.54% Dec 16, 1999 - Feb 2, 2000	N/A
#10	-7.27% Nov 2, 1999 - Dec 9, 1999	N/A
#11	-6.37% Mar 2, 2004 - Apr 1, 2004	N/A
#12	-6.17% Feb 8, 2005 - Mar 4, 2005	N/A
#13	-6.00% Feb 2, 2000 - Mar 6, 2000	N/A
#14	-5.67% Dec 31, 2004 - Jan 10, 2005	N/A
#15	-5.39% Mar 31, 2000 - Apr 26, 2000	N/A

Correlation

Correlation between JOE and NP is -0.51 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.51

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