JFIN vs WTF

Comparison between Jiayin Group Inc (JFIN, Company) and Waton Financial Ltd (WTF, Company).

Both JFIN and WTF are from the Financial Services sector.

JFIN vs WTF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JFIN(COMPANY)	WTF(COMPANY)
Market Cap	$145M	$144M
Max Drawdown	92.53%	87.56%
Sharpe Ratio	-2.32	0.02
5Y Beta	1.02	0.76
Industry	Credit Services	Capital Markets
P/E Ratio	0.66	-9.52
Forward P/E	1.83	N/A
PEG Ratio	0.01	-0.71
Dividend Yield	27.20%	N/A
5Y EPS CAGR	42.44%	N/A
Debt to Equity	13.55%	0.00%
Free Cash Flow Yield	61.50%	-5.12%
P/S Ratio	0.03	14.20
P/B Ratio	0.18	6.62

Market Cap

Winner

JFIN

$145M

WTF

$144M

Max Drawdown

JFIN

92.53%

Winner

WTF

87.56%

Sharpe Ratio

JFIN

-2.32

Winner

WTF

0.02

5Y Beta

JFIN

1.02

Winner

WTF

0.76

Industry

JFIN

Credit Services

WTF

Capital Markets

P/E Ratio

JFIN

0.66

Winner

WTF

-9.52

Forward P/E

JFIN

1.83

WTF

N/A

PEG Ratio

JFIN

0.01

Winner

WTF

-0.71

Dividend Yield

JFIN

27.20%

WTF

N/A

5Y EPS CAGR

JFIN

42.44%

WTF

N/A

Debt to Equity

JFIN

13.55%

Winner

WTF

0.00%

Free Cash Flow Yield

Winner

JFIN

61.50%

WTF

-5.12%

P/S Ratio

Winner

JFIN

0.03

WTF

14.20

P/B Ratio

Winner

JFIN

0.18

WTF

6.62

JFIN vs WTF - Historical Returns

Returns include dividend reinvestment.

Period	JFIN	WTF
1 month	-13.68%	+2.41%
3 months	-48.17%	-22.19%
6 months	-59.64%	-13.12%
1 year	-79.91%	-35.91%
5 years(CAGR)	-2.27%	N/A
Max(CAGR)	-19.08%	-75.53%

JFIN

-13.68%

Winner

WTF

+2.41%

JFIN

-48.17%

Winner

WTF

-22.19%

JFIN

-59.64%

Winner

WTF

-13.12%

JFIN

-79.91%

Winner

WTF

-35.91%

5Y(CAGR)

JFIN

-2.27%

WTF

N/A

Max(CAGR)

Winner

JFIN

-19.08%

WTF

-75.53%

JFIN vs WTF - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	JFIN	WTF
2026	-57.56%	-8.02%
2025	-7.47%	-83.38%
2024	+47.03%	N/A
2023	+137.98%	N/A
2022	-0.43%	N/A
2021	-30.38%	N/A
2020	-42.23%	N/A
2019	-67.43%	N/A

JFIN vs WTF Drawdown Comparison

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The maximum drawdown for WTF was -87.56%, occurring on Jun 16, 2026. This drawdown has not yet recovered.

The current JFIN drawdown is -85.86%. The current WTF drawdown is -84.99%.

Rank	JFIN	WTF
#1	-92.53% May 16, 2019 - Jun 6, 2025	-87.56% Apr 1, 2025 - Jun 16, 2026
#2	-88.10% Jun 12, 2025 - Jul 27, 2026	N/A
#3	-13.93% May 10, 2019 - May 16, 2019	N/A
#4	-3.68% Jun 6, 2025 - Jun 12, 2025	N/A