JFIN vs USBC

Comparison between Jiayin Group Inc (JFIN, Company) and USBC Inc (USBC, Company).

JFIN is from the Financial Services sector, while USBC is from the Technology sector.

5-Year PerformanceJFIN has outperformed USBC, delivering a return of -6.6% compared to -69.2%

JFIN vs USBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	JFIN(COMPANY)	USBC(COMPANY)
Market Cap	$136M	$137M
Max Drawdown	92.53%	100.00%
Sharpe Ratio	-2.99	-0.91
5Y Beta	1.06	-1.10
Industry	Credit Services	Scientific & Technical Instruments
P/E Ratio	0.62	-2.75
Forward P/E	1.83	N/A
PEG Ratio	0.01	N/A
Dividend Yield	27.20%	N/A
5Y EPS CAGR	42.44%	-19.44%
Debt to Equity	13.55%	0.00%
Free Cash Flow Yield	65.27%	-9.34%
P/S Ratio	0.03	6266.19
P/B Ratio	0.23	2.00

Market Cap

JFIN

$136M

Winner

USBC

$137M

Max Drawdown

Winner

JFIN

92.53%

USBC

100.00%

Sharpe Ratio

JFIN

-2.99

Winner

USBC

-0.91

5Y Beta

JFIN

1.06

Winner

USBC

-1.10

Industry

JFIN

Credit Services

USBC

Scientific & Technical Instruments

P/E Ratio

JFIN

0.62

Winner

USBC

-2.75

Forward P/E

JFIN

1.83

USBC

N/A

PEG Ratio

JFIN

0.01

USBC

N/A

Dividend Yield

JFIN

27.20%

USBC

N/A

5Y EPS CAGR

Winner

JFIN

42.44%

USBC

-19.44%

Debt to Equity

JFIN

13.55%

Winner

USBC

0.00%

Free Cash Flow Yield

Winner

JFIN

65.27%

USBC

-9.34%

P/S Ratio

Winner

JFIN

0.03

USBC

6266.19

P/B Ratio

Winner

JFIN

0.23

USBC

2.00

JFIN vs USBC - Historical Returns

Returns include dividend reinvestment.

Period	JFIN	USBC
1 month	-38.19%	-4.99%
3 months	-46.17%	+5.29%
6 months	-64.19%	-36.81%
1 year	-85.05%	-81.44%
5 years(CAGR)	-6.59%	-69.23%
10 years(CAGR)	N/A	-40.97%
Max(CAGR)	-19.61%	-38.14%

JFIN

-38.19%

Winner

USBC

-4.99%

JFIN

-46.17%

Winner

USBC

+5.29%

JFIN

-64.19%

Winner

USBC

-36.81%

JFIN

-85.05%

Winner

USBC

-81.44%

5Y(CAGR)

Winner

JFIN

-6.59%

USBC

-69.23%

10Y(CAGR)

JFIN

N/A

USBC

-40.97%

Max(CAGR)

Winner

JFIN

-19.61%

USBC

-38.14%

JFIN vs USBC - Annual Returns (2006 - 2026)

Returns include dividend reinvestment.

Year	JFIN	USBC
2026	-59.14%	-45.08%
2025	-7.47%	-92.11%
2024	+47.03%	-67.80%
2023	+137.98%	-64.90%
2022	-0.43%	-8.44%
2021	-30.38%	-23.42%
2020	-42.23%	+4.09%
2019	-67.43%	+86.27%
2018	N/A	+337.14%
2017	N/A	-70.00%
2016	N/A	-90.26%
2015	N/A	-48.98%
2014	N/A	+22.09%
2013	N/A	-12.94%
2012	N/A	+19.84%
2011	N/A	-81.43%
2010	N/A	+357.14%
2009	N/A	+133.33%
2008	N/A	-61.11%
2007	N/A	-90.20%
2006	N/A	-49.50%

JFIN vs USBC Drawdown Comparison

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The maximum drawdown for USBC was -100.00%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The current JFIN drawdown is -86.39%. The current USBC drawdown is -100.00%.

Rank	JFIN	USBC
#1	-92.53% May 16, 2019 - Jun 6, 2025	-100.00% May 2, 2006 - Jun 3, 2026
#2	-86.39% Jun 12, 2025 - Jul 21, 2026	-12.61% Apr 20, 2006 - May 2, 2006
#3	-13.93% May 10, 2019 - May 16, 2019	N/A
#4	-3.68% Jun 6, 2025 - Jun 12, 2025	N/A

Correlation

Correlation between JFIN and USBC is -0.45 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.45

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